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An interview is presented with Jon Stein, the founder and chief executive officer (CEO) of online investment company Betterment. Topics include his work in the field of robo-advising after the 2008 financial crisis, his views on retail day trading during the COVID-19 pandemic, and his thoughts on exchange-traded funds (ETFs).

UBS Group AG has joined other banks in allowing wealthy clients in Hong Kong to trade certain crypto-linked exchange-traded funds (ETFs). The move comes as Hong Kong aims to become a digital-asset hub. The three authorized crypto ETFs, including the Samsung Bitcoin Futures Active, CSOP Bitcoin Futures, and CSOP Ether Futures ETFs, will be available on UBS's Hong Kong platform. Hong Kong recently implemented a regulatory regime for digital assets, allowing retail investors to trade major tokens on licensed exchanges. The city's crypto ambitions have faced challenges, including the recent collapse of an unlicensed exchange and increased scrutiny from regulators. However, there are signs of growing engagement with the crypto economy, with other financial institutions planning to offer crypto services in Hong Kong. [Extracted from the article]

This article provides a comparison of various RRSP savings accounts, GIC rates, and investment accounts in Canada. It highlights Questrade and Qtrade as the best RRSP options for 2024. Questrade offers low fees and commissions, while Qtrade eliminates commissions on mutual funds. The article explains the benefits of RRSPs, their contribution limits, and the ability to withdraw funds for specific purposes. It also discusses the differences between RRSPs and TFSAs and provides information on different investment options within an RRSP. This information is valuable for library patrons researching retirement planning and financial management. [Extracted from the article]

This article provides an overview of the recent performance of Canadian and U.S. banks, as well as retail and info tech companies. Canadian banks, including RBC and National Bank, have increased provisions for credit losses due to potential loan defaults. While some banks, like BMO and Scotiabank, had lower-than-expected earnings, others, like RBC and CIBC, posted solid results. In the U.S., HP and Best Buy saw their stock prices rise after reporting earnings that exceeded expectations, while Dell's stock price declined. The article also discusses the correlation between company profits and stock prices, as well as the disappearance of stagflation concerns. [Extracted from the article]

This article from MoneySense provides a comparison of financial terms and products in Canada and India. It explains that certain financial products in Canada, such as fixed deposits and GICs, have equivalents in India. The article also discusses other terms, including home loans, income tax departments, credit scores, and stock market indices, and highlights the differences between banking systems in the two countries. The article aims to help newcomers from India understand and navigate the Canadian financial system. [Extracted from the article]

Canadian inflation has cooled, with lower grocery prices being the main contributor. The Consumer Price Index (CPI) for April showed a year-over-year increase of 2.7%, the lowest since March 2021. However, mortgage costs and rent have increased significantly. The three-month inflation trend suggests that it may be time to cut interest rates. Nvidia, a leading AI company, has seen its shares rise above $1,000 and announced a 10-for-1 stock split. U.S. retailers, such as Target and Macy's, reported mediocre earnings due to a stretched consumer. [Extracted from the article]

Canada's annual inflation rate fell to 2.7% in April, driven by a slowdown in price growth across various sectors, including food prices, services, and durable goods. This decline has increased expectations of an interest rate cut by the Bank of Canada next month. Economists and financial markets are now more confident in their predictions of a rate cut in June, with the odds of a cut exceeding 50%. The prospect of rate cuts offers relief to the government and may help address cost-of-living concerns among Canadians. [Extracted from the article]

Warren Buffett has expressed confidence in investing in Canada despite its stagnating economy. He highlighted the benefits of operating in a major economy like Canada and mentioned that his company, Berkshire Hathaway, is currently looking at potential investments in the country. Buffett's last major investment in Canada resulted in a significant gain, indicating his ability to make money in the country. In other news, The Walt Disney Company experienced a decline in its share price despite a small earnings beat, as investors were concerned about future revenues. Reddit, on the other hand, had a successful first earnings report as a publicly traded company, with a surprising rise in revenues and user numbers. Uber had a disappointing earnings day, reporting a larger-than-expected loss, while Lyft outperformed profit forecasts. Shopify, despite an earnings beat, saw its shares decline due to decreased profit guidance. [Extracted from the article]

This article from MoneySense provides an overview of recent market developments. It highlights the expansion of the Trans Mountain Pipeline, which is expected to benefit Canada's oil sands producers by reducing the discount paid for their product. Two major shippers on the pipeline reported first-quarter earnings, with Cenovus Energy exceeding expectations and Canadian Natural Resources facing challenges due to lower production and prices. The article also discusses the positive first-quarter results of technology giants Amazon and Apple, as well as the mixed performance of fast-food chains such as Restaurant Brands International and McDonald's. Additionally, it mentions the disappointing earnings of uranium miner Cameco Corp. Overall, the article provides a snapshot of recent market trends and company performances. [Extracted from the article]

The article discusses the investment strategy known as "Sell in May and go away." This strategy involves selling equities in May, holding the proceeds in cash, and then buying back the same stocks after Halloween. The strategy is based on the historical underperformance of the stock market from May to September and the outperformance from October to April. However, the article emphasizes that the strategy's effectiveness varies each year and that it is important to focus on the fundamentals of investing rather than relying solely on seasonal patterns. The author advises investors to understand market conditions and individual companies in order to make informed investment decisions. [Extracted from the article]

Bitcoin's next "halving" is approaching, which will cut the production of the cryptocurrency in half. This event occurs roughly every four years and affects the supply of bitcoins available in the market. Some argue that halving can counteract inflation and lead to price increases, but experts caution that future gains are not guaranteed. The environmental impact of bitcoin mining, which consumes a significant amount of energy, is also a concern. The next halving is expected to occur in the next few days or hours. [Extracted from the article]

The article discusses the current state of the markets and draws parallels between the current economic boom and the Roaring '20s. It highlights various indicators of economic growth, such as high net worths, stock market highs, and increased economic activity. The article also discusses the success of Canada's first home savings account (FHSA) and the increasing popularity of stock investments among U.S. households. Additionally, it mentions the recent corporate restructuring of General Electric (GE) and 3M, with the aim of increasing long-term value. [Extracted from the article]

The article presents advice for investors on how to avoid falling victim to fraudulent investment schemes. Following the conviction of financial advisor Bernie Madoff on manufacturing a Ponzi scheme, the article warns that investors must be wary of seemingly strong investment plans. Topics include why investors should not trust the promise of a guaranteed minimum return on an investment, the difference between an exchange-traded fund (ETF) and an exchange-traded note (ETN), and why it is beneficial to investors to avoid investing in gold bullion and precious metals.

This article from MoneySense discusses whether it is advisable to sell investments at a loss in order to pay off debt. The author acknowledges the risks of investing money that is needed in the short term, as there is a chance of losing money. The article also highlights the importance of diversification in reducing risk. The author advises considering the interest rate on the debt and the potential returns on the investments before making a decision. Additionally, the article mentions the possibility of tax deductions and superficial losses when selling investments. Ultimately, the decision to sell or hold onto investments depends on individual circumstances and risk tolerance. [Extracted from the article]

This article from MoneySense provides an overview of the markets and financial trends as of January 14, 2024. It discusses the performance of different asset classes in 2023, highlighting the volatility and reversion to the mean. The article also mentions the losses incurred by short sellers in the U.S. and Canadian stock markets. Additionally, it examines the Canadian housing market and the impact of rising prices on housing affordability. The article concludes with a discussion on currency movements, particularly the Canadian dollar's performance against the U.S. dollar and other currencies. [Extracted from the article]

This article provides predictions and insights into the financial markets for the year 2024. The author predicts that Canada's TSX 60 index will outperform the S&P 500, citing lower valuations as a potential advantage. They also anticipate that tech stocks will underperform the TSX Composite due to current valuations. The article discusses the potential impact of the U.S. election on the markets, expressing concerns about the possibility of civil unrest if Donald Trump were to win. Additionally, the author predicts that GDP in Canada will remain stagnant and that oil prices will stay below $85 per barrel. They also offer predictions for Tesla's stock performance and the future of cryptocurrencies. [Extracted from the article]

This article from MoneySense provides information on how to file taxes when you own ETFs (exchange-traded funds). It explains that ETFs and mutual funds have similarities and differences in terms of tax implications. While both types of investments are subject to tax in taxable accounts, TFSA (tax-free savings account) investments are tax-free and do not require reporting on tax returns. The article also discusses the adjusted cost base (ACB) and the issuance of T3 slips for mutual funds and ETFs. It mentions the taxation of U.S.-dollar ETFs in Canada and the additional tax-filing requirements for foreign investments. The article concludes by suggesting that individuals can prepare their own tax returns for ETFs, but seeking professional advice is also an option. [Extracted from the article]

The article offers the author's insights on various aspects related to Canadian income. Topics discussed include factors that should be considered relative to income such as interest rates, Canadian Stocks, and exchange traded fund (ETF), the importance of Equity-Linked Guaranteed Investment Certificates (ELGICs) for income, and the role of Investment Policy Statements for financial planning.

The best RRSPs to use before the tax deadline Read now What's the RRSP deadline for 2023? Keywords: Bonds; ETFs; Financial Planning; GICs; Investing; Mutual Funds; Retirement; RRSPs; Stocks; Income Tax; Pay less tax; registered account; RRSP; tax filing; tax return; tax-deferred; taxes EN Bonds ETFs Financial Planning GICs Investing Mutual Funds Retirement RRSPs Stocks Income Tax Pay less tax registered account RRSP tax filing tax return tax-deferred taxes You still have time to add to your retirement savings and lower your taxable income before the RRSP deadline. RRSP contribution deadline highlights The RRSP contribution deadline for 2023 is midnight, 11:59 PM ET, on Feb. 29, 2024. [Extracted from the article]

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RBC continues to be best in class Canadian banking earnings highlights RBC (RY/TSX): Earnings per share of $2.84 (versus $2.71 predicted) and a revenue beat at $14.49 billion (versus $13.06 billion predicted). Keywords: Banking; Columns; Debt; ETFs; FHSA; Financial Planning; GICs; Index Funds; Investing; Learn; Mutual Funds; RDSPs; RESPs; Retirement; RRSPs; Save; Shopping; Spend; Stocks; TFSAs; active investing; Canadian stocks; dividend stocks; Dividends; economy; etf; Inflation; Invest; investing strategy; Investment strategy; investments; Making sense of the markets; oil; Passive investing; Recession; stock market; stock markets; stock picking; stock valuations; U.S. markets; U.S. Stocks EN Banking Columns Debt ETFs FHSA Financial Planning GICs Index Funds Investing Learn Mutual Funds RDSPs RESPs Retirement RRSPs Save Shopping Spend Stocks TFSAs active investing Canadian stocks dividend stocks Dividends economy etf Inflation Invest investing strategy Investment strategy investments Making sense of the markets oil Passive investing Recession stock market stock markets stock picking stock valuations U.S. markets U.S. Stocks Nvidia earnings shock markets, RBC cruises along while TD hits some turbulence, U.S. retail skews towards consumer staples, and market timing doesn't pay. U.S. retail earnings highlights Lowe's (LOW/NYSE): Earnings per share came in at $4.56 (versus $4.49 predicted), and revenues were a slight miss at $24.96 billion versus $24.99 billion predicted. [Extracted from the article]

Canada's best online brokers READ NOW Credit card transactions still rule the world Credit card earnings highlights this week All numbers below are presented in U.S. dollars. Keywords: Banking; Bitcoin; Columns; Crypto; Debt; ETFs; Financial Planning; GICs; Index Funds; Investing; Learn; Mutual Funds; RDSPs; Real Estate; RESPs; Retirement; RRIFs; RRSPs; Save; Shopping; Spend; Stocks; TFSAs; active investing; banks; Canadian stocks; dividend stocks; Dividends; economy; Inflation; Invest; investing strategy; Investment strategy; Making sense of the markets; oil; Passive investing; Recession; RESP; U.S. markets; U.S. Stocks EN Banking Bitcoin Columns Crypto Debt ETFs Financial Planning GICs Index Funds Investing Learn Mutual Funds RDSPs Real Estate RESPs Retirement RRIFs RRSPs Save Shopping Spend Stocks TFSAs active investing banks Canadian stocks dividend stocks Dividends economy Inflation Invest investing strategy Investment strategy Making sense of the markets oil Passive investing Recession RESP U.S. markets U.S. Stocks Big tech still "magnificent" as telecoms disappoint, credit card giants trounce crypto and economic pessimists, U.S. Fed hike is taken in stride, and railways struggle. U.S. tech stocks continue to devour the old world Tech and telecom earnings highlights this week The U.S. tech earnings machine keeps on humming. [Extracted from the article]

Keywords: Banking; Bonds; Budgeting; ETFs; FHSA; Financial literacy; Financial Planning; GICs; Investing; Mutual Funds; Save; Stocks; banks; Financial Literacy; first home savings account; First-time home buyer; home; Home Buyers' Plan; Home Owner; homebuyers; homebuying; Invest; Investment strategy; Real Estate; savings; savings account EN Banking Bonds Budgeting ETFs FHSA Financial literacy Financial Planning GICs Investing Mutual Funds Save Stocks banks Financial Literacy first home savings account First-time home buyer home Home Buyers' Plan Home Owner homebuyers homebuying Invest Investment strategy Real Estate savings savings account The new first home savings account was created to help you save more money for a home purchase. Account holders earn 3% interest on money in their FHSA Savings Account, or they can purchase an FHSA GIC (not available in Quebec). The first home savings account (FHSA), also referred to as the tax-free first home savings account, creates up to $40,000 in tax-free savings room for first-time home buyers. [Extracted from the article]

Keywords: Bitcoin; Bonds; Crypto; Earn; ETFs; Financial literacy; Financial Planning; GICs; Index Funds; Investing; Learn; Making It; Mutual Funds; RESPs; RRSPs; Save; Spend; Stocks; Taxes; TFSAs; bonds; dividend stocks; Financial Literacy; gen z; mutual funds; REITs; robo advisors; young professional EN Bitcoin Bonds Crypto Earn ETFs Financial literacy Financial Planning GICs Index Funds Investing Learn Making It Mutual Funds RESPs RRSPs Save Spend Stocks Taxes TFSAs bonds dividend stocks Financial Literacy gen z mutual funds REITs robo advisors young professional As a young investor, should you manage your own stocks, use a robo-advisor or hire a professional? Bonds and GICs tend to be on the safer side, whereas stocks are more volatile, meaning the ups and downs could be concerning to investors. Active mutual fund fees are generally higher than index funds and ETFs because they require a larger team and more research into which stocks to buy and sell than a passive option. [Extracted from the article]

The article offers information on ways of choosing financial advisers and also discusses payment related issues. It informs that a financial adviser should be someone who can earn a greater return by creating a financial plan or by assisting with income and estate tax planning. It also informs that a person should understand all the fees that an adviser charges including the underlying investment costs of a mutual fund, wrap account and exchange traded fund.

The article offers information on inverse exchange traded funds (ETFs). It defines inverse ETFs as funds intended to track an index and deliver the opposite of such benchmark everyday. Reasons as to why investors opt for inverse ETFs are discussed which include generating profit from sector or market plungers, hedging purposes and benefiting from downward market moves. Approaches on how to address the compounding problem associated with inverse ETFs are given, one is to secure proper exposure.

The article provides suggestions to investment advisors on why their clients should own a somewhat different investment mix. Topics discussed include information on the market portfolio which plays a role in Modern Portfolio Theory, reason clients should skip any exchange-traded fund (ETF) that charges more than 0.25% a year, and why retirees should invest in a bond portfolio largely or entirely in U.S. bonds.

The article cites thin trading as a factor that should be considered by financial planners and clients before investing in an exchange-traded fund (ETF). It reveals that only three ETFs have average daily trading volumes over 100 million shares. It explains the concept of spread sheets. It suggests limit orders in solving problems associated with wide spreads.

The article discusses how financial planners can talk to clients about green investing. Funds which are dedicated to alternative energy and exchange traded funds have been launched by several mutual fund firms. Planners should customize their investment product offerings based on the needs of individual clients. Financial advisors should discuss the different tradeoffs in a green portfolio.

The article examines how financial planner Timothy Wyman helped a retiring couple in Lansing, Michigan manage their retirement savings by using the husband's brokerage window retirement plan to invest money in bond funds. It discusses why employer-offered 401(k) retirement plans often decrease stock allocations as employees age, and how the less-publicized brokerage window plan allows aging employees to buy mutual funds as well as exchange-traded funds and individual stocks. Other topics include why investors prefer brokerage window plans to traditional 401(k)s or Individual Retirement Accounts (IRAs), the benefit of building a diverse investment portfolio, and how to check for hidden brokerage fees.

An interview with the co-founder of investment management firm O' Leary Funds, and investor, Kevin O' Leary. When asked about his launching of an Exchange-Traded Fund, he refers to his family trust that he had set up in 1997. O' Leary believes that adding one's name cannot help in marketing and attracting attention to this fund . He comments on the future of smart beta investment strategies, saying that its going to be disorderly for about 36 months or five years.

The article shows how Scottrade Advisor Services, a provider of custodial services to registered investment advisor (RIA) firms, is able to address issues using an advisor platform under an enterprise deal with software developer Redtail Technology. The features, functions and capabilities of the platform are described. It explains the simplified trading workflow created by the platform which is said to have a single link for trading stocks, exchange traded funds (ETF) mutual funds and options.

The article offers advice on how to build an all exchange traded fund (ETF) portfolio. Global Trends president Tom Lydon notes that his strategy involves buying or selling a slice of a sector when it moves above or below its 200-day moving average. It urges advisors to buy and hold investors so that they could forge a core portfolio consisting of large diversified ETF. It suggests that advisors should avoid dollar cost averaging to maximize the cost advantage of ETF.

This article discusses personal finance and what an individual must know in order to trade Exchange Traded Funds (ETFs). The author describes the importance of the "bid-ask spread" and how investors determine the cost by analyzing what a market maker will charge a buyer as opposed to a seller. Comparing the bid-ask spread to the ETF price then provides the bid-ask ratio.

This article examines exchange-traded funds (ETFs). ETFs are similar to mutual funds but are traded on exchanges so they can be bought and sold at will. They have the advantage of low management fees but costs of trading are high. Because they do not require a large initial investment, they are appropriate for people who are just trying to enter the market.

The article reports that costs for mutual fund management, financial planning advice, and securities trading has lowered as the level of investments has risen. The cost of investments for exchange-traded funds has been reduced to .003 for several funds managed by State Street Global Advisors, BlackRock Inc., and Charles Schwab Corp. Other topics include online trading of mutual funds with brokerage houses, portfolio design services, index funds, and private wealth management services.

Offers information on six mutual funds and six exchange-traded funds that can be combined to create a diversified portfolio. The expense ratio and yield for Vanguard Total Stock Market Index, T. Rowe Price Capital Appreciation, Third Ave. Small-Cap Value, Dodge & Cox International Stock, Vanguard Short-Term Investment Grade, and Pimco All- Asset; Alternative ETF: Vanguard Total Stock Market VIPERS, iShares Russell 1000 Value index, iShares S&P SmallCap 600/BARRA Value, iShares MSCI EAFE Index Fund, iShares Lehman Aggregate Bond, and iShares Dow Jones US Basic Materials.

The article offers information on array of potential options offered by exchange-traded fund (ETF) industry to financial advisors seeking dividend-focused ETFs for their clients. It informs on Vanguard High Dividend Yield ETF, S&P High Yield Dividend Aristocrats Index, and Schwab U.S. Dividend Equity ETF.

An interview with portfolio manager Rick Vollaro of Pinnacle Advisory Group Inc. is presented. When asked to provide an overview of their company, he states that it is a wealth manager with a mission to provide financial planning and money management. Vollaro believes that using exchange traded funds (ETFs) for equity sector rotation produce them more money. He also mentions that using asset allocation as an approach to investment distinguish them among other companies.

The article presents guide which offers balanced investment portfolio with exchange-traded investment fund and explores Couch Potato method of investment for the investor who has a long-term financial planning. It mentions approach of the financial methods to developed the low-maintenance and low-cost portfolio of stocks and bonds for the investors.

The article presents guide which offers balanced investment portfolio and explores Couch Potato method of investment for the investor who has a long-term financial planning. It mentions several exchange traded funds such as Real estate investment trusts, Long-term bonds, and Long-term treasuries. It also mentions details on advanced conservative portfolio.

The article presents the caution to advisors against market prophecies from self-proclaimed wizards and cites historical examples. Topics include the reference to the "Mark Yusko's 10 Bold Preditions for 2016" panel session at the Inside Exchange-Traded Fund (ETF) conference delivered by Morgan Creek Capital Management chief executive officer (CEO) Mark Yusko, Morgan Stanley Capital International (MSCI) World Index as well as the book "The Great Depression Ahead" by economist Harry S. Dent.

The article discusses the contribution of the good performing super funds and their returns to the development of the business. It highlights the importance of good customer relationships for the investment companies and exchange traded funds. It also cites the integration of technology to improve productivity in the small companies.

The article focuses on a study conducted by Spectrem Group, which examines the effectiveness of robo-advisors or virtual advisors in the investment planning of affluent consumers. It states that the long-term car insurance is the most common topic in financial planning. Other topics include the effectiveness of face-to-face communication in insurance planning, diversification, and investments in exchange traded funds (ETFs).