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Blockchain technology is one of the most sensational and under rated technology in current technological and financial sector. The great wave in blockchain technology for the banking sector is still unexplored to its depth, as the need for new technology in all the areas of life is a necessity nowadays. The study was conducted to identify different services that the financial sector can provide to its customer by accepting a unified blockchain technology. The fundamental inkling of blockchain technology is, its public and the same is shared in a tamperproof ledger which allows the heterogenous community to share the sensitive data over a distributed ledger. This paper gives an idea about how this tamperproof technology can be used to increase the efficiency, transparency and to lower the risk and expenditure associated with the highly sophisticated data of an individual in relation to banking sector. The technology has great potential to overcome the disadvantages of the current central server system in banking industry, which is highly prone to hacking and cracking. The blockchain technology is current meant to be a hack proof system which is still in its initial stage of development. As the technology is still in pilot testing stage on banking sector, once the same is found feasible to with stand the current market need, this will bring an economic and technological boom to different sectors. The most exciting premises about blockchain technology is, it makes banks pointless. Though, this paper contends that the advantages of block chain technology will be used by the financial institutions in a first mover place rather becoming outdated. [ABSTRACT FROM AUTHOR]

In any democratic country, Voting is the root of democracy. It is the process that allows every single citizen to contribute to the democracy of the country. India is one of the countries with flawed democracy having a fair and free voting system in the elections. Worldwide countries, including India, are facing issues of security and transparency in the voting system. There are many opportunities due to technological advancements to make the voting system more powerful and trustworthy. Blockchain Technology is the latest advancement that offers a secure and temper-free system. This is the almost perfectly suitable option to provide privacy to voters and trust in any voting system in the current era. The main objective of this study is to find out the work done in blockchain technology in the field of electronic voting. In this paper, we have reviewed papers which are describing different systems for voting using blockchain. In the next step, we are able to find out the limitations identified from the review of the blockchain-based electronic voting system. In the final step, we can conclude about the role of blockchain technology in Electronic Voting. The review will be useful to understand the role of blockchain in improving the voting system worldwide. [ABSTRACT FROM AUTHOR]

The Internet of Things (IoT) is a cutting-edge technology that enables virtual and physical objects to connect and communicate, resulting in new digitized services that enhance our quality of life. Despite its many advantages, the current centralized architecture of IoT poses various challenges such as single point of failure, security concerns, privacy issues, lack of transparency, and data integrity problems. These obstacles hinder the future progress of IoT applications. Moving the IoT to one of the decentralized technologies is the right solution to these issues. Blockchain is considered as the most common and popular decentralized technology. It is a new technology that operates with a decentralized, distributed, public, and real-time ledger to store transactions between IoT nodes. The main focus of this paper is on utilizing Blockchain technology for the IoT, specifically showcasing how different features of Blockchain can be utilized as a service in various IoT applications. The increasing penetration of Blockchain and IoT in various companies and industries primarily enables secure storage of large amounts of sensitive data, which can grow at a tremendous pace for the global IoT Blockchain market. [ABSTRACT FROM AUTHOR]

Blockchain is an emerging technology that can provide innovative solutions for various complex real life problems. The Blockchain is essentially a ledger that effectively records as well as verifies every transaction which can easily be engineered to keep a record of practically everything with value. Blockchain is distributed that made it trust worthy as copies of the transactions are maintained at multiple nodes. All the copies cannot be modified by one intruder. This prompts to a dependable environment for money related transactions. It is among the efficient and highly transparent system that can have great value in the finance, supply chain management, real estate, healthcare, insurance, and other industries that are data-intensive. Blockchain can enhance the efficiency while collecting and storing the medical records. Evidence-based better care, quicker and more accurate diagnoses that result in better treatments at lower costs of care, avoiding needless investigations, powerful and predictive analytics to support individualized care, and improved health policy decisions based on better understanding are just a few advantages of collecting medical records. The research on the paper starts with the exploration of Blockchain technology for different industries in India. The research will further investigate the implications of Blockchain system in the health care sector and will propose the model for its effective implementation. The objective of the study was to understand the applications and benefits of Blockchain in healthcare sector especially in Indian context. The researchers and government bodies trusted the Blockchain that can act as solution to different healthcare challenges in context to Indian Healthcare system. The study will further focus on the key challenges in the implementation of Blockchain. This work also includes review of Blockchain implementation in the healthcare industry and the review of different white papers, reports and publications available in renowned electronic databases. Companies are already experimenting with Blockchain technology to improve the global supply chain's integrity, traceability, and transparency. [ABSTRACT FROM AUTHOR]

The phrase "Fintech" (Financial Technology) refers to software and other cutting-edge technology utilized by companies that offer automated and enhanced financial services. It is a term used to describe a new technology designed to enhance and automate the provision of financial services. With 6,636 FinTech businesses, India has the highest rate of FinTech adoption internationally and is one of the fastest-growing Fintech industries. India has made significant progress in the area of digital payments, recording over 5.7 BN transactions each month in September of this year, amounting to about $2 TN (Total Digital Payments). India will surpass the combined total of the US, UK, and China in terms of real-time online transaction volume in 2020 with 25.5 Bn real-time payments transactions. This survey paper elaborates on different aspects of the Fintech sector in India, and various issues faced by many prominent fintech companies like unbanked population, regulation, technology integration, user experience, etc. It also describes technologies that underpin fintech business models, including blockchain technology, machine learning, artificial intelligence (AI), Cloud computing, the Internet of Things, etc. [ABSTRACT FROM AUTHOR]

As a new technology, blockchain is modernizing multiple diligences, and its numerous benefits have widened a slew of new exploration rules in a variety of disciplines, piqueing the enthusiasm of the exploration community. The pace of innovation elaboration of Blockchain exploration papers has highlighted the need to undertake research that focuses on a specific study of the ultramodern body of knowledge in this subject. The findings of this study provide various counterclaims that may be utilized as a roadmap by both new and experienced experimenters to establish a foundation prior to beginning a Blockchain exploration final project. Our exploration assignment is grounded on Block chain, Web3.0, Crypto currency and Smart contracts. After having shifted from Web, scientists drink the appearance of Web3.0, an terrain where meaning is introduced to information. At the same time as in the Semantic web people are no longer druggies, but a part of the arising operations, directors, subjects, and heirs of the massive data, still, opaque processing of particular information poses remarkable pitfalls and troubles for people. Smart contract is a programmable sale which could perform an advanced task, execute automatically and store on a blockchain. smart contract is the crucial factor of the blockchain, which has made blockchain a technology past the compass of the cryptocurrencies and applicable for a selection of operations which includes healthcare, IoT, force chain, digital identity, business process operation and further. Despite the fact that in recent times the progress towards perfecting blockchain technology with the point of interest on the smart contracts has been remarkable. Since the internet is becoming more readily available, a growing number of individuals and businesses are opting for digital transactions. Digital payment methods are quicker, less expensive, and far more efficient. As a result, it was no longer unexpected that new digital payment systems would be developed at a rapid pace. However, no fashion gets near to the huge that is cryptocurrency when compared. Cryptocurrencies such as Bitcoin and Ethereum are one of the most widely used methods of electronic payment. [ABSTRACT FROM AUTHOR]

Blockchain technology was first released in 2009, the mechanism of Bitcoin a digital cryptocurrency as an open-source system. Blockchain was only used as a foundation of cryptocurrency initially, but today, we can see the rise of this new emerging technology being implemented in many industries. In the future, most technologies around the world are expected to use blockchain as an efficient way to make online transactions. It is allowing financial data transactions among distributed parties without any third party. This technology is increasing the attention of consumers, investors, investment industry and regulators. In the future, Cryptocurrency, which uses the blockchain technology, has a high potential to use for transactions or investments. This paper aims to provide a theoretical discussion of blockchain technology acceptance in Banking Industry using the variable model of Technology Acceptance Model (TAM) and The Unified Theory of Acceptance and Use of Technology (UTAUT), identify the factors affecting the acceptance of blockchain in the Banking Industry and presents a conceptual framework for blockchain technology acceptance in Banking Industry. The findings of the study would be useful for the banking industry as well as decision-makers in expanding a better future for Blockchain Technology Acceptance in Banking Industry. [ABSTRACT FROM AUTHOR]

This work is going to address the dilemmas and challenges that researchers face when selecting blockchain to solve a problem in a particular domain. Since blockchain is an emerging technology and it is intended to solve many security issues in various domains, People have confusion when to use blockchain and when not to use it. The aim is to investigate which are the different applications where blockchain technology can be a solution and also it aims to discuss which type of applications does not need blockchain to be incorporated. The main contribution of this paper is Survey on blockchain technology analyzing when to use blockchain technology, Survey on when need not use blockchain technology, some research problems where blockchain can be implemented and a final discussion about blockchain adaption. [ABSTRACT FROM AUTHOR]