Conceptual framework of determinants of blockchain technology acceptance in banking industry.

Blockchain technology was first released in 2009, the mechanism of Bitcoin a digital cryptocurrency as an open-source system. Blockchain was only used as a foundation of cryptocurrency initially, but today, we can see the rise of this new emerging technology being implemented in many industries. In the future, most technologies around the world are expected to use blockchain as an efficient way to make online transactions. It is allowing financial data transactions among distributed parties without any third party. This technology is increasing the attention of consumers, investors, investment industry and regulators. In the future, Cryptocurrency, which uses the blockchain technology, has a high potential to use for transactions or investments. This paper aims to provide a theoretical discussion of blockchain technology acceptance in Banking Industry using the variable model of Technology Acceptance Model (TAM) and The Unified Theory of Acceptance and Use of Technology (UTAUT), identify the factors affecting the acceptance of blockchain in the Banking Industry and presents a conceptual framework for blockchain technology acceptance in Banking Industry. The findings of the study would be useful for the banking industry as well as decision-makers in expanding a better future for Blockchain Technology Acceptance in Banking Industry. [ABSTRACT FROM AUTHOR]