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The Effectiveness of a Financial Literacy and Job-Readiness Curriculum for Youth from Low-Income Households
- Source :
-
Citizenship, Social and Economics Education . Dec 2021 20(3):197-215. - Publication Year :
- 2021
-
Abstract
- Intergenerational poverty and scarce financial resources can create and sustain detrimental behaviors and outcomes among adolescents. Efforts to increase financial literacy and job-related skills, however, can offer youth from low-income households knowledge, skills, and opportunities otherwise unavailable to them. Targeted interventions that combine financial literacy and job-readiness components may help adolescents disrupt the cycle of intergenerational poverty by increasing economic awareness, adaptive financial behaviors, and work-related skills. Drawing on career construction and asset theory, the present study examined changes in financial knowledge and labor skills among youth from low-income households (N = 111) over the course of their participation in the Road to Success curriculum as well as how changes varied across demographic characteristics of participants. Data analysis included descriptive statistics, t-test analyses, and MANCOVA. Results indicated several improvements from Wave 1 to Wave 2 as students developed job-readiness and financial literacy knowledge. Potential educational and policy implications are discussed.
Details
- Language :
- English
- ISSN :
- 1478-8047
- Volume :
- 20
- Issue :
- 3
- Database :
- ERIC
- Journal :
- Citizenship, Social and Economics Education
- Publication Type :
- Academic Journal
- Accession number :
- EJ1320625
- Document Type :
- Journal Articles<br />Reports - Research
- Full Text :
- https://doi.org/10.1177/20471734211051770