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This main objective of this study is the measurement of financial literacy in college students from Mexico and Colombia, using an instrument that was designed based on the available literature review and which was applied to a sample of 224 students. It was possible to find slight differences between the two countries, but the results as a whole were concerning as they showed a low level of financial literacy in the analyzed population, specifically in the topics of retirement planning, inflation, credit (credit card usage), savings and investment and risk diversification. This paper also proposes a questionnaire considering seven financial topics which measures the level of financial literacy and can be replicated in other study populations. It is important to point out that college students are an important opportunity to focus the efforts on financial literacy, since they are in a crucial stage of their lives when they are beginning to get into the work force or will do so soon, which is why this information can be used in a near future and by having it they can use financial instruments in a proper manner and for their benefit, helping them to achieve their financial goals and avoid financial problems during their life, contributing to their future wellbeing and society in general.

The aim of the study was to measure the level of anxiety towards mathematics among workers in the production area of a factory in the sugar industry. In order to carry out this study, the Muñoz y Mato-Vázquez scale was used (2007) and adapted to the working area. 283 workers from the three different shifts (morning, afternoon and night) were surveyed. For the data analysis and the Exploratory Factorial Analysis technique was used. The reliability of the instrument was acceptable (a = .804 and .945), according to Hair, Anderson, Tatham and Black (1991). The results suggest that the worker experiences anxiety during the evaluation process that they perform as part of the procedures in the production area where math calculations are constantly being used, meaning that the working environment causes anxiety toward math. This is related to the insecurity they feel, mainly due to the level of knowledge they have in mathematics, derived from their schooling level.

Some basic financial topics such as savings and investment are important and required for a financially educated society. Therefore, the purpose of this study is to identify some characteristics that explain the savings habit of college students, as well as finding if this habit differs in relation to gender. For that purpose 60 students from the Universidad Popular Autónoma of Veracruz were surveyed and for data analysis, the statistical techniques used were Z scores to test population proportion and ANOVA to determine if there are differences by gender between the means. The main findings point to students having a savings habit, even though the amounts are minimal (< than $3,000.00 MXN ($160.00 USD) per month) and regarding gender differences, it was only proven that there is a difference in the variable INCOME, but not in the other three (Food Expenses, Mortgage Expenses and Savings).