1,521 results on '"Insurance Pools"'
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2. Addressing Health Inequity and Mental Health of Migrant Children at the Border: Dr Joshua D. Feder Interviewing Dr Karina Anaya at Refugee Health Alliance.
- Author
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Anaya VK and Feder JD
- Subjects
- Child, Humans, Mental Health, Insurance Pools, Health Inequities, Transients and Migrants, Refugees psychology
- Published
- 2024
- Full Text
- View/download PDF
3. The Structural Analysis of the Insurance System of Ukraine
- Author
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Voytovych Lyudmyla M.
- Subjects
insurance system ,insurance companies ,reinsurance companies ,branches of the non-resident insurers ,mutual insurance societies ,insurance pools ,Business ,HF5001-6182 - Abstract
The article is aimed, proceeding from the theoretical research and studies, at analyzing the content of the concept of «insurance system» and its structure, providing characterizations of the elements included in it. In the working process, the methodological approach to the structural analysis of insurance system was used and the system method was applied in order to define its essence and elements, which allowed studying the insurance system as a whole. The system method was applied for the generalizing, systematizing, and interpretation of results of the study on the insurance system of Ukraine, in combination with critical analysis. The obtained results allow to submit that an insurance system is a complex, which includes five main elements (insurance companies, reinsurance companies, branches of the non-resident insurers, mutual insurance societies, insurance and reinsurance pools). A methodology of determining the essence and structure of an insurance system has been elaborated that has provided the basic criteria (legislative origin, operating in the insurance market and purchasing risks with the subsequent insurance of these, «production» of the insurance products that can be sold to the insurance intermediaries), using of which can be reasonable in the assigning elements to an insurance system. Further theoretical studies of insurance system and its elements will contribute to the harmonization of the existing concepts and actualization of the new scientific issues, as well as development of new approaches in terms of the methodology of studying the insurance activity.
- Published
- 2017
4. Facilitating State Health Exchange Communication Through the Use of Health Literate Practices : Workshop Summary
- Author
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Institute of Medicine, Board on Population Health and Public Health Practice, Roundtable on Health Literacy, Maria Hewitt, Institute of Medicine, Board on Population Health and Public Health Practice, Roundtable on Health Literacy, and Maria Hewitt
- Subjects
- Consumer-driven health care--United States--Congresses, Health care reform, Insurance pools, Literacy--Health aspects--United States--Congresses, Communication in medicine--United States--Congresses, Health insurance--United States--Congresses, Health insurance exchanges--United States--Congresses, Health literacy
- Abstract
Implementation of the Affordable Care Act (ACA) of 2010 will result in significant changes to the U.S. health care system. Among its many provisions, the ACA will extend access to health care coverage to millions of Americans who have been previously uninsured. Many of the newly eligible health insurance consumers will be individuals of low health literacy, some speakers of English and others more comfortable using languages other than English. Health insurance terms such as'deductible,''co-insurance,'and'out-of-pocket limit'are difficult to communicate even to those with moderate-to-high levels of health literacy and so health exchanges will face challenges as they attempt to communicate to the broader community. In addition to having to convey some of these basic, and yet complex, principles of insurance, state exchanges will be attempting to adapt to the many changes to enrollment and eligibility brought about by ACA. The Institute of Medicine (IOM) convened the Roundtable on Health Literacy that brings together leaders from the federal government, foundations, health plans, associations, and private companies to discuss challenges facing health literacy practice and research and to identify approaches to promote health literacy in both the public and private sectors. The roundtable sponsored a workshop in Washington, DC, on July 19, 2011, that focused on ways in which health literacy can facilitate state health insurance exchange communication with potential enrollees. The roundtable's workshop focused on four topics: (1) lessons learned from existing state insurance exchanges; (2) the impact of state insurance exchanges on consumers; (3) the relevance of health literacy to health insurance exchanges; and (4) current best practices in developing materials and communicating with consumers. Facilitating State Health Exchange Communication Through the Use of Health Literate Practices summarizes the presentations and discussion that occurred during the workshop. The report provides an overview of health insurance exchanges, presents evidence on the extent to which consumers understand underlying health insurance concepts, and describes the relevancy of health literacy to health insurance reform and how health literacy interventions can facilitate the implementation of health insurance reforms. The report also provides a review of best practices in developing materials and communicating with consumers, and concludes with reflections on the workshop presentations and discussions by members of the roundtable and its chair. Further information is provided in the appendixes, the workshop agenda (Appendix A), workshop speaker biosketches (Appendix B), and testimony provided by the organization America's Health Insurance Plans (AHIP) (Appendix C).
- Published
- 2012
5. Insurance loss coverage and social welfare.
- Author
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Hao, MingJie, Macdonald, Angus S., Tapadar, Pradip, and Thomas, R. Guy
- Subjects
- *
ADVERSE selection (Insurance) , *ACTUARIAL risk , *PUBLIC welfare , *INSURANCE pools , *INSURANCE - Abstract
Restrictions on insurance risk classification may induce adverse selection, which is usually perceived as a bad outcome, both for insurers and for society. However, a social benefit of modest adverse selection is that it can lead to an increase in 'loss coverage', defined as expected losses compensated by insurance for the whole population. We reconcile the concept of loss coverage to a utilitarian concept of social welfare commonly found in the economic literature on risk classification. For iso-elastic insurance demand, ranking risk classification schemes by (observable) loss coverage always give the same ordering as ranking by (unobservable) social welfare. [ABSTRACT FROM AUTHOR]
- Published
- 2019
- Full Text
- View/download PDF
6. Dynamic cost productivity and economies of scale of Ghanaian insurers.
- Author
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Ohene-Asare, Kwaku, Asare, Jones Kofi Anyimadu, and Turkson, Charles
- Subjects
INSURANCE companies ,INSURANCE agents ,INSURANCE adjusters ,INSURANCE pools ,INSURANCE policies - Abstract
Previous insurance efficiency studies have focused on cost efficiency or static and dynamic technical productivity and therefore ignored dynamic cost productivity. Previous studies have also failed to consider economies of scale at the firm level. This study employs a panel data of insurers to assess the dynamic cost productivity growth in Ghana from 2005 to 2014. We also explore the determinants of cost productivity growth in the Ghanaian insurance industry. We find that the introduction of the Insurance Act of 2006 saw some large cost productivity growths; however, since 2012 the industry has been facing some marginal cost productivity decline. The cost improving policies in the Act that encouraged cost efficiency must be revisited by regulators, as it seems that the industry is going back to the pre-regulation cost environment. Additionally, not many insurers have been operating at the optimal production scale over the period. [ABSTRACT FROM AUTHOR]
- Published
- 2019
- Full Text
- View/download PDF
7. Wars and kidney patients: a statement by the European Kidney Health Alliance related to the Russian-Ukrainian conflict
- Author
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R, Vanholder, D, Gallego, and M S, Sever
- Subjects
Nephrology ,Insurance Pools ,Ethnicity ,Humans ,Kidney ,Russia - Published
- 2022
8. Lessons Learned From the Affordable Care Act: The Premium Subsidy Design May Promote Adverse Selection.
- Author
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Graetz, Ilana, McKillop, Caitlin N., Kaplan, Cameron M., and Waters, Teresa M.
- Subjects
- *
HEALTH insurance , *HEALTH insurance premiums , *HEALTH insurance subsidies , *MEDICAL care , *INSURANCE , *INSURANCE statistics , *HEALTH insurance statistics , *DECISION making , *HEALTH insurance exchanges , *ECONOMICS ,PATIENT Protection & Affordable Care Act ,HEALTH insurance & economics ,PATIENT Protection & Affordable Care Act -- Economic aspects - Abstract
Since 2014, average premiums for health plans available in the Affordable Care Act marketplaces have increased. We examine how premium price changes affected the amount consumers pay after subsidies for the lowest-cost bronze and silver plans available by age in the federally facilitated exchanges. Between 2015 and 2016, benchmark plan premiums increased in 83.3% of counties. Overall, rising benchmark premiums were associated with lower average after-subsidy premiums for the lowest-cost bronze and silver plans for older subsidy-eligible adults, but with higher after-subsidy premiums for younger adults purchasing the same plans, regardless of income. With recent discussions to replace or overhaul the Affordable Care Act, it is critical that we learn from the successes and failures of the current policy. Our findings suggest that the subsidy design, which makes rising premiums costlier for younger adults looking to purchase an entry-level plan, may be contributing to adverse selection and instability in the marketplace. [ABSTRACT FROM AUTHOR]
- Published
- 2018
- Full Text
- View/download PDF
9. LIFE REINSURANCE POOLS.
- Author
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HOWARD, WILLIAM M.
- Subjects
REINSURANCE ,INSURANCE pools ,LIFE insurance ,INSURANCE companies ,RISK management in business - Abstract
The article examines life reinsurance pools in the United States. Although reinsurance firms claim a majority of the business, a small portion resides with a group of twenty insurance companies bound by reciprocal arrangements. These twenty firms, in turn, separate themselves into four reinsurance pools. The author discusses the motivation for such pools, the specific traits of firms that enter them, and how a pool functions. Operating specifics are provided for the "QRST" Reinsurance Conference.
- Published
- 1956
- Full Text
- View/download PDF
10. Corrigendum and addendum to 'From risk sharing to pure premium for a large number of heterogeneous losses' [Insurance: Mathematics and Economics 96 (2021) 116–126]
- Author
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Christian Y. Robert, Michel Denuit, and UCL - SSH/LIDAM/ISBA - Institut de Statistique, Biostatistique et Sciences Actuarielles
- Subjects
Statistics and Probability ,Conditional expectation ,Economics and Econometrics ,Addendum ,Risk pooling ,Insurance Pools ,Variance (accounting) ,Poisson distribution ,Law of large number ,symbols.namesake ,Law of large numbers ,Econometrics ,Key (cryptography) ,symbols ,Actuary ,Statistics, Probability and Uncertainty ,Mathematics - Abstract
This paper supplements the previous contribution by Denuit and Robert (2021) . First, the compound Poisson case is revisited and the strong law of large number is rigorously established for the conditional expectations defining the conditional mean risk allocation. Then, a weak law of large numbers is proposed, providing the actuary with a criterion ensuring that the variance of individual contributions tends to 0. This is appealing for applications since this behavior is a key success factor for collaborative insurance pools.
- Published
- 2021
11. Developing the West African Digital Mental Health Alliance (WADMA).
- Author
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Kola L, Larsen A, Asafo S, Attah DA, Beaulieu A, Gavi JK, Hallgren K, Kadakia A, Obeng K, Ohene S, Snyder J, Ofori-Atta A, and Ben-Zeev D
- Subjects
- Humans, Mental Health, Insurance Pools, Mental Disorders therapy, Mental Disorders psychology
- Published
- 2023
- Full Text
- View/download PDF
12. Using a Collective Impact framework to evaluate an Australian health alliance for improving health outcomes
- Author
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Joy Parkinson, Thomas Hannan, Nicole McDonald, Stephanie Moriarty, Mai Nguyen, and Lauren Ball
- Subjects
Health (social science) ,Population Health ,Insurance Pools ,Outcome Assessment, Health Care ,Australia ,Public Health, Environmental and Occupational Health ,Humans ,Health Promotion - Abstract
Complex social issues such as population health mean that no one person, organization or sector can resolve these problems alone and instead require a collaborative approach. This study applied the Collective Impact framework to evaluate the alliance responsible for delivering a large-scale health promotion initiative. Committee meeting minutes for a 4-year period and qualitative interviews with key stakeholders (N = 14) involved in the design and implementation of the initiative explored the factors that contributed to collaborative efforts and initiative outcomes. Major strengths of the Healthier Queensland Alliance (the Alliance) stemmed from identifying a common agenda and using frequent communication to develop trust among Alliance partners. These processes were important, particularly in improving key relationships to ensure inclusivity and equity. Reinforcing activities helped to support individual organizational efforts, while shared measurement systems promoted data-driven decision-making and learning, which contributed to continuous improvement and innovation. Current findings support the use of the Collective Impact framework as a scaffold to assist collaborative alliances in working effectively and efficiently when implementing large-scale initiatives aiming to create positive social impact. This study has identified the foundations of practice to establish a successful Collective Impact alliance.Collective action to achieve social impact requires collaboration allowing organizations to expand their resources and abilities to enhance their collective capabilities. This paper reports on the use of the Collective Impact framework to show how a collaboration of partner organizations was developed to achieve social impact in a large health promotion initiative. The study identified six foundations for practice to enable successful collective partnerships that will be useful for practitioners and policy-makers when developing health promotion initiatives targeting a range of priority groups. The Collective Impact framework offers a strategic approach for building capacity in a range of communities to navigate power dynamics and find new ways of collaboration to achieve positive social impacts for their communities.
- Published
- 2022
13. THE LAW AND ECONOMICS OF CYBER RISK POOLING.
- Author
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FAURE, MICHAEL and NIEUWESTEEG, BERNOLD
- Subjects
LAW & economics ,INTERNET security ,INSURANCE pools - Abstract
In this paper, we study the law and economics of cyber risk pooling arrangements: risk sharing without an insurer. We start our discussion with the current theoretical foundations for risk shifting in cyber security. We subsequently discuss cyber risk pooling in relation to individual risk management and cyber insurance. This leads to the formulation of conditions for effective risk pooling in cyber security. We show that pooling, under some circumstances, may be more effective than cyber insurance. The main question for future research is whether risk pools in cyber security are capable of compartmentalization of risks and whether transaction costs of monitoring can be kept sufficiently low. [ABSTRACT FROM AUTHOR]
- Published
- 2018
14. ECONOMIC IMPORTANCE OF INSURABLE RISK.
- Author
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Draganov, Hristo and Draganov, Georgi
- Subjects
INSURABLE risks ,INSURANCE policies ,INSURABLE interest ,INSURANCE pools ,INSURANCE law - Abstract
The article presents insurable risk as the necessity which determines the decision of signing an insurance contract. It also outlines all relationships between the insurer and the insured which are presented as the driving force behind the motivation for using various insurance services. An emphasis is put on the fact that insurable interest is a specific concept from insurance law and cannot be identified with the concept of "interest" as it is used in everyday life. The article also discusses certain definitions and statements regarding insurable interest expressed by a number of authors, including foreign ones, who worked in this field. The authors support the idea that not only a particular insured party has an insurable risk but also the entire insurance pool. [ABSTRACT FROM AUTHOR]
- Published
- 2018
15. 2022 Utah Health Insurance Market Report
- Author
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Hawley, Jeffrey E. and Hawley, Jeffrey E.
- Abstract
An important purpose of the Insurance Department is to ensure that Utah has an adequate and healthy insurance market. The purpose of this report is to provide an annual evaluation of Utah's commercial health insurance market as required by Utah Code Annotated (U.C.A.) § 31A-2-201(7).
- Published
- 2022
16. Health alliance for prudent prescribing and yield of antibiotics in a patient-centred perspective (HAPPY PATIENT):a before-and-after intervention and implementation study protocol
- Author
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Bjerrum, Anders, García-Sangenís, Ana, Modena, Daniela, Córdoba, Gloria, Bjerrum, Lars, Chalkidou, Athina, Lykkegaard, Jesper, Hansen, Malene Plejdrup, Søndergaard, Jens, Nexøe, Jørgen, Rebnord, Ingrid, Sebjørnsen, Isabel, Jensen, Jette Nygaard, Hansen, Matilde Bøgelund, Taxis, Katja, Lambert, Maarten, Benko, Ria, González López-Valcárcel, Beatriz, Raynal, Fabiana, Barragán, Nieves, Touboul, Pia, Bruno, Pascale, Radzeviciene, Ruta, Jaruseviciene, Lina, Bandzaite, Auste, Godycki-Cwirko, Maciek, Kowalczyk, Anna, Lionis, Christos, Karkana, Maria-Nefeli, Anastasaki, Marilena, Coleman, Jamie, Glasová, Helena, van Agtmael, Michiel, Tattevin, Pierre, Borràs, Alicia, Llor, Carl, Bjerrum, Anders, García-Sangenís, Ana, Modena, Daniela, Córdoba, Gloria, Bjerrum, Lars, Chalkidou, Athina, Lykkegaard, Jesper, Hansen, Malene Plejdrup, Søndergaard, Jens, Nexøe, Jørgen, Rebnord, Ingrid, Sebjørnsen, Isabel, Jensen, Jette Nygaard, Hansen, Matilde Bøgelund, Taxis, Katja, Lambert, Maarten, Benko, Ria, González López-Valcárcel, Beatriz, Raynal, Fabiana, Barragán, Nieves, Touboul, Pia, Bruno, Pascale, Radzeviciene, Ruta, Jaruseviciene, Lina, Bandzaite, Auste, Godycki-Cwirko, Maciek, Kowalczyk, Anna, Lionis, Christos, Karkana, Maria-Nefeli, Anastasaki, Marilena, Coleman, Jamie, Glasová, Helena, van Agtmael, Michiel, Tattevin, Pierre, Borràs, Alicia, and Llor, Carl
- Abstract
BACKGROUND: Excessive and inappropriate use of antibiotics is the most important driver of antimicrobial resistance. The aim of the HAPPY PATIENT project is to evaluate the adaptation of European Union (EU) recommendations on the prudent use of antimicrobials in human health by evaluating the impact of a multifaceted intervention targeting different categories of healthcare professionals (HCPs) on common community-acquired infectious diseases, especially respiratory and urinary tract infections.METHODS/DESIGN: HAPPY PATIENT was initiated in January 2021 and is planned to end in December 2023. The partners of this project include 15 organizations from 9 countries. Diverse HCPs (doctors, nurses, pharmacists, and pharmacy technicians) will be audited by the Audit Project Odense (APO) method before and after an intervention in four different settings: general practice, out of hours services, nursing homes and community pharmacies in four high antibiotic prescribing countries (France, Poland, Greece, and Spain) and one low prescribing country (Lithuania). About 25 individuals from each professional group will be recruited in each country, who will register at least 25 patients with community-acquired infections during each audit period. Shortly before the second registration participants will undertake a multifaceted intervention and will receive the results from the first registration to allow the identification of possible quality problems. At these meetings participants will receive training courses on enhancement of communication skills, dissemination of clinical guidelines with recommendations for diagnosis and treatment, posters for the waiting rooms, and leaflets for patients. The results of the second registration will be compared with those obtained in the first audit.DISCUSSION: HAPPY PATIENT is an EU-funded project aimed at contributing to the battle against antibiotic resistance through improvement of the quality of management of common commu
- Published
- 2022
17. THE RELATIONSHIP OF SYNDICATE MANAGERS AND MEMBERS.
- Subjects
SYNDICATES (Finance) ,BANK investments ,MANAGEMENT ,INSURANCE companies ,RISK exposure ,INSURANCE company investments ,INSURANCE business activities of banks ,RISK (Insurance) ,FINANCIAL markets ,INSURANCE pools ,AMERICAN business enterprises ,INVESTMENT products ,INSURANCE ,FINANCE - Abstract
The article discusses the role of U.S. financial syndicate managers. A syndicate in this capacity refers to a group of investment banks which share underwriting risks in relation to an issuer's securities. The syndicate performs two significant functions. The members acting jointly buy the issue from the purchasing group and individually assume the risk of distribution. Secondly the syndicate sells the securities to investors. Many syndicate agreements outline the role of the syndicate manager as an agent who works for the syndicate. Analysts say there is a contradiction in the corporate and U.S. courts' practical definition of a syndicate manager.
- Published
- 1929
18. An Examination of Insurance Pool Practices and Sustainability in the Turkish Insurance Market
- Author
-
UMUT, Muharrem
- Subjects
Turkish insurance market ,Insurance companies ,Insurance pools ,Public authority ,Business Finance ,İşletme Finans ,Türk sigortacılık sektörü ,Sigorta şirketleri ,Sigorta havuzları ,Kamu otoritesi - Abstract
Son yıllarda Türk sigortacılık sektöründe kamu otoritesi tarafından sigorta havuzlarının oluşturulduğu görülmektedir. Düzenlenen poliçeler karşılığında elde edilen primler havuza aktarılmakta ve hasar oluştuğunda tazminatların ödenmesi bu havuzlar tarafından yapılmaktadır. Bu tür havuzların devlet tarafından kurulması ve yönetilmesi anlamlıdır. Ancak yeni kurulan sigorta havuzları bir kapasite sorunundan ziyade sektörde dönemsel olarak yaşanan sorunlar nedeniyle bir politika tercihi neticesinde kurulmuşlardır. Çalışmada, öncelikle kurulan sigorta havuzlarının teknik yapısı ve kurulma amaçları araştırılmıştır. Akabinde ülkemizdeki sigorta havuzlarının kurulma amaçları, yapıları, çalışma şekilleri istatistiki bilgiler verilerek incelenmiştir. Daha sonra havuzların avantaj ve dezavantajları değerlendirilerek kısa vadede çözüm sağlamasına karşın, bu havuzların mevcut ve olası sorunları dikkate alınarak orta ve uzun vadede gözden geçirilmesinin ve söz konusu sigortaların sigorta şirketleri tarafından sunulmasının önemli olduğu ortaya konulmaktadır., Recently, observed that insurance pools have been created by the public authority in the Turkish insurance market. Premiums obtained in return for the issued policies are transferred to the pool and compensations are paid by these pools too. It is meaningful such pools are established and managed by the state. However, newly established insurance pools were founded as a result of a policy choice due to periodic problems in the market rather than a capacity problem. In the study, firstly, the technical structure of the pools and the purpose of their establishment were investigated. Then, the purpose of establishment, structures and working methods of insurance pools in our country were examined by giving statistical information. Afterwards, revealed that although the advantages and disadvantages of them provide solutions in the short term, important to review the existing and potential problems of the pools in the medium and long term and to offer the insurance products by companies.
- Published
- 2022
19. Mediterranean Diet on Sleep: A Health Alliance
- Author
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Egeria Scoditti, Maria Rosaria Tumolo, and Sergio Garbarino
- Subjects
Eating ,Nutrition and Dietetics ,Insurance Pools ,Humans ,Cognitive Dysfunction ,Diet, Mediterranean ,Sleep ,Food Science ,Diet - Abstract
The Mediterranean diet is a plant-based, antioxidant-rich, unsaturated fat dietary pattern that has been consistently associated with lower rates of noncommunicable diseases and total mortality, so that it is considered one of the healthiest dietary patterns. Clinical trials and mechanistic studies have demonstrated that the Mediterranean diet and its peculiar foods and nutrients exert beneficial effects against inflammation, oxidative stress, dysmetabolism, vascular dysfunction, adiposity, senescence, cognitive decline, neurodegeneration, and tumorigenesis, thus preventing age-associated chronic diseases and improving wellbeing and health. Nocturnal sleep is an essential physiological function, whose alteration is associated with health outcomes and chronic diseases. Scientific evidence suggests that diet and sleep are related in a bidirectional relationship, and the understanding of this association is important given their role in disease prevention. In this review, we surveyed the literature concerning the current state of evidence from epidemiological studies on the impact of the Mediterranean diet on nighttime sleep quantity and quality. The available studies indicate that greater adherence to the Mediterranean diet is associated with adequate sleep duration and with several indicators of better sleep quality. Potential mechanisms mediating the effect of the Mediterranean diet and its foods and nutrients on sleep are described, and gap-in-knowledge and new research agenda to corroborate findings are discussed.
- Published
- 2022
20. Characteristics of Successful Health Alliance Strategies: Evidence From Rural Healthcare Experiences
- Author
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Chad M. Kimmel and David M. Sarcone
- Subjects
Rural Population ,Leadership and Management ,Strategy and Management ,03 medical and health sciences ,0302 clinical medicine ,Strategic leadership ,Collaborative leadership ,Health care ,Humans ,030212 general & internal medicine ,Strategic alliance ,Executive summary ,business.industry ,030503 health policy & services ,Health Policy ,Insurance Pools ,Foundation (evidence) ,General Medicine ,Pennsylvania ,Public relations ,Leadership ,Alliance ,General partnership ,0305 other medical science ,business ,Delivery of Health Care - Abstract
EXECUTIVE SUMMARY The formation of regional strategic alliances continues to be a well-evidenced response to a varying array of market forces that are challenging the ability of healthcare institutions to realize their missions. Organizations that serve rural communities especially feel pressure to initiate the formation of these collaborative arrangements.In response to concerns of Pennsylvania legislators regarding the impact of these alliances on rural healthcare entities, the Center for Rural Pennsylvania funded a study of outcomes of regional strategic alliances involving rural healthcare institutions. Although the research focused on outcomes, the data also revealed organizational characteristics and patterns of decisions and actions that separated rural healthcare institutions with greater alliance outcome success from their peers serving other rural communities. Strategic leadership and interorganizational management expertise serve as the foundation for decisions and actions beginning before an active search for an alliance and culminating with the achievement of alliance goals. Commitments to collaborative leadership, purposeful partnership, coordination, and progress thematically represent the series of critical decisions and actions collectively required to achieve strategic alliance success. The case of the Laurel Health System illustrates these commitments.Although the findings are based on an intensive review of regional strategic alliances involving rural healthcare institutions, the lessons presented here are transferable to community healthcare organizations regardless of location.
- Published
- 2021
21. Municipal Insurance Pools and Disenfranchisement in Indian Country
- Author
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Joseph Lake, Jean Reith Schroedel, Kara Mazareas, and Joseph Dietrich
- Subjects
Indian country ,Political science ,General Social Sciences ,Insurance Pools ,Socioeconomics - Published
- 2021
22. INSURANCE POOLS: FOLLOWERS OF CLASSICAL INSURANCE CONTRACTS IN THE FIELD OF NUCLEAR LAW.
- Author
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Ampovska, Marija
- Subjects
NUCLEAR hazards insurance ,INSURANCE policies ,INSURANCE claims - Abstract
Copyright of Zbornik Radova Pravnog Fakulteta u Nisu is the property of Law Faculty in Nis and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2017
- Full Text
- View/download PDF
23. Health alliance for prudent prescribing and yield of antibiotics in a patient-centred perspective (HAPPY PATIENT): a before-and-after intervention and implementation study protocol
- Author
-
Anders Bjerrum, Ana García-Sangenís, Daniela Modena, Gloria Córdoba, Lars Bjerrum, Athina Chalkidou, Jesper Lykkegaard, Malene Plejdrup Hansen, Jens Søndergaard, Jørgen Nexøe, Ingrid Rebnord, Isabel Sebjørnsen, Jette Nygaard Jensen, Matilde Bøgelund Hansen, Katja Taxis, Maarten Lambert, Ria Benko, Beatriz González López-Valcárcel, Fabiana Raynal, Nieves Barragán, Pia Touboul, Pascale Bruno, Ruta Radzeviciene, Lina Jaruseviciene, Auste Bandzaite, Maciek Godycki-Cwirko, Anna Kowalczyk, Christos Lionis, Maria-Nefeli Karkana, Marilena Anastasaki, Jamie Coleman, Helena Glasová, Michiel van Agtmael, Pierre Tattevin, Alicia Borràs, Carl Llor, PharmacoTherapy, -Epidemiology and -Economics, Real World Studies in PharmacoEpidemiology, -Genetics, -Economics and -Therapy (PEGET), Internal medicine, AII - Infectious diseases, IDIAP Research Institute, University of Copenhagen = Københavns Universitet (UCPH), University of Southern Denmark (SDU), NORCE Norwegian Research Center, Rigshospitalet [Copenhagen], Copenhagen University Hospital, University of Groningen [Groningen], Universidad de las Palmas de Gran Canaria (ULPGC), Centre Hospitalier Universitaire de Nice (CHU Nice), Lithuanian University of Health Science (LUSH), Medical University of Łódź (MUL), University of Crete [Heraklion] (UOC), CHU Pontchaillou [Rennes], ARN régulateurs bactériens et médecine (BRM), Université de Rennes (UR)-Institut National de la Santé et de la Recherche Médicale (INSERM)-Structure Fédérative de Recherche en Biologie et Santé de Rennes ( Biosit : Biologie - Santé - Innovation Technologique ), Institut Català de la Salut (ICS), and European Commission (3rd EU Health Programme) [900024]
- Subjects
Pharmacies ,Community-Acquired Infections/drug therapy ,[SDV]Life Sciences [q-bio] ,education ,Medical audit ,Insurance Pools ,Drug Resistance ,Nursing homes ,Drug Resistance, Microbial ,Antimicrobial stewardship ,Community-Acquired Infections ,After-hours care ,Anti-Bacterial Agents/therapeutic use ,Microbial ,Anti-bacterial agents ,Respiratory Tract Infections/drug therapy ,Humans ,Respiratory Tract Infections ,Primary health care - Abstract
Background Excessive and inappropriate use of antibiotics is the most important driver of antimicrobial resistance. The aim of the HAPPY PATIENT project is to evaluate the adaptation of European Union (EU) recommendations on the prudent use of antimicrobials in human health by evaluating the impact of a multifaceted intervention targeting different categories of healthcare professionals (HCPs) on common community-acquired infectious diseases, especially respiratory and urinary tract infections. Methods/design HAPPY PATIENT was initiated in January 2021 and is planned to end in December 2023. The partners of this project include 15 organizations from 9 countries. Diverse HCPs (doctors, nurses, pharmacists, and pharmacy technicians) will be audited by the Audit Project Odense (APO) method before and after an intervention in four different settings: general practice, out of hours services, nursing homes and community pharmacies in four high antibiotic prescribing countries (France, Poland, Greece, and Spain) and one low prescribing country (Lithuania). About 25 individuals from each professional group will be recruited in each country, who will register at least 25 patients with community-acquired infections during each audit period. Shortly before the second registration participants will undertake a multifaceted intervention and will receive the results from the first registration to allow the identification of possible quality problems. At these meetings participants will receive training courses on enhancement of communication skills, dissemination of clinical guidelines with recommendations for diagnosis and treatment, posters for the waiting rooms, and leaflets for patients. The results of the second registration will be compared with those obtained in the first audit. Discussion HAPPY PATIENT is an EU-funded project aimed at contributing to the battle against antibiotic resistance through improvement of the quality of management of common community-acquired infections based on interventions by different types of HCPs. It is hypothesized that the use of multifaceted strategies combining active intervention will be effective in reducing inappropriate prescribing and dispensing of antibiotics. Study registration EU Health programmes project database https://webgate.ec.europa.eu/chafea_pdb/health/projects/900024/summary; date of registration: 1 January 2021.
- Published
- 2022
24. The European Green Deal and nephrology: a call for action by the European Kidney Health Alliance.
- Author
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Vanholder R, Agar J, Braks M, Gallego D, Gerritsen KGF, Harber M, Noruisiene E, Pancirova J, Piccoli GB, Stamatialis D, and Wieringa F
- Subjects
- Humans, Renal Dialysis, Insurance Pools, Kidney, Dialysis Solutions, Nephrology
- Abstract
The world faces a dramatic man-made ecologic disaster and healthcare is a crucial part of this problem. Compared with other therapeutic areas, nephrology care, and especially dialysis, creates an excessive burden via water consumption, greenhouse gas emission and waste production. In this advocacy article from the European Kidney Health Alliance we describe the mutual impact of climate change on kidney health and kidney care on ecology. We propose an array of measures as potential solutions related to the prevention of kidney disease, kidney transplantation and green dialysis. For dialysis, several proactive suggestions are made, especially by lowering water consumption, implementing energy-neutral policies, waste triage and recycling of materials. These include original proposals such as dialysate regeneration, dialysate flow reduction, water distillation systems for dialysate production, heat pumps for unit climatization, heat exchangers for dialysate warming, biodegradable and bio-based polymers, alternative power sources, repurposing of plastic waste (e.g. incorporation in concrete), registration systems of ecologic burden and platforms to exchange ecologic best practices. We also discuss how the European Green Deal offers real potential for supporting and galvanizing these urgent environmental changes. Finally, we formulate recommendations to professionals, manufacturers, providers and policymakers on how this correction can be achieved., (© The Author(s) 2022. Published by Oxford University Press on behalf of the ERA.)
- Published
- 2023
- Full Text
- View/download PDF
25. The European Kidney Health Alliance (EKHA) and the Decade of the KidneyTM.
- Author
-
Vanholder R, Conway PT, Gallego D, Scheres E, and Wieringa F
- Subjects
- Humans, Insurance Pools, European Union, Kidney, Europe, Quality of Life, Renal Insufficiency, Chronic therapy
- Abstract
The European Kidney Health Alliance (EKHA) is an advocacy organization that defends the case of the kidney patients and the nephrological community at the level of the European Union (EU), and from there, top to bottom, also at the national level of the EU member states and the EU-associated countries. The Decade of the KidneyTM is a global initiative launched by the American Association of Kidney Patients (AAKP) to create greater awareness and organize patient demands for long overdue innovation in kidney care. This article describes the medical and patient burden of kidney disease, the history of EKHA, its major activities and tools for policy action, and the need for innovation of kidney care. We then describe the Decade of the KidneyTM initiative, the rationale behind why EKHA joined this activity to emanate parallel action at the European side, the novel professionalized structure of EKHA, and its immediate targets. The final aim is to align all major stakeholders for an action plan on kidney disease comparable to Europe's successful Beating Cancer Plan, with the additional intent that the EKHA model is applied also by the respective national kidney-related societies to create a broad mobilization at all levels. The ultimate aims are that the EU considers chronic kidney disease (CKD) as a major health and health-economic problem, to consequently have CKD included as a key health research target by the European Commission, and to improve quality of life and outcomes for all kidney patients., (© The Author(s) 2022. Published by Oxford University Press on behalf of the ERA.)
- Published
- 2023
- Full Text
- View/download PDF
26. UK Health Alliance on Climate Change brings health professionals together to call for action
- Author
-
Elaine, Mulcahy
- Subjects
Climate Change ,Health Personnel ,Insurance Pools ,Humans ,General Medicine ,United Kingdom - Published
- 2022
27. Nuclear Risk Insurance in India -- A Possibility?
- Author
-
Jain, Dhiraj
- Subjects
NUCLEAR hazards insurance ,CIVIL liability laws ,SOVEREIGNTY ,INSURANCE pools ,INSURANCE claims - Abstract
Insurance has been provided to every sector of the economy and has also various misconceptions and fears attached to it. Anti-nuclearists have always considered nuclear risks to be the most dangerous of all and have considered it to be uninsurable. The society also considers it to be uninsurable though it is not. The damages paid the world over due to nuclear disasters are comparatively much lesser than the damages due to other compatible sources. Developed countries have separate laws enacted to look after the liability arising due to such disasters. In India the Civil Liability for Nuclear Damage Act (CLND Act) has been enacted which has provided for the creation of a separate Nuclear Insurance Pool to provide protection to the operators and the suppliers of nuclear materials against any liability arising due to nuclear disasters. There are various clauses in the Act which are questionable and highly debated and are considered a threat to Indian sovereignty and have been providing gaps for suppliers to shed responsibility. Further the size of the pool created is also highly questionable post the Fukoshima incident where billions of dollars have already been paid in liabilities and still no end to be seen. The applicability and the jurisdiction of the liability is also debatable and needs a further thought. The following study discusses the Nuclear Insurance Pool its creation, the need, the debatable issues and the legality behind it and would it be helpful to cover all the possible liability arising due to a possible nuclear disaster. The study also focuses on the various clauses and their debatable issues in the CLND Act and how would the pool so created be helpful. [ABSTRACT FROM AUTHOR]
- Published
- 2016
28. 2021 Utah Health Insurance Market Report
- Author
-
Hawley, Jeffrey E. and Hawley, Jeffrey E.
- Abstract
An important purpose of the Insurance Department is to ensure that Utah has an adequate and healthy insurance market. The purpose of this report is to provide an annual evaluation of Utah's commercial health insurance market as required by Utah Code Annotated (U.C.A.) § 31A-2-201(7).
- Published
- 2021
29. Drowning Outside the Insurance Pool
- Author
-
Ayanna Guzman and Kaitlin R. Weed
- Subjects
Health (social science) ,Drowning ,Insurance, Health ,Narration ,business.industry ,Health Policy ,Insurance Pools ,Public relations ,Health equity ,Issues, ethics and legal aspects ,Humans ,Narrative ,Sociology ,business - Abstract
This graphic narrative explores struggles with underinsurance, compromised access to indicated care, and intergenerational health inequity.
- Published
- 2021
30. A conceptual framework for analysing partnership and synergy in a global health alliance: case of the UK Public Health Rapid Support Team
- Author
-
Philomena Raftery, Mazeda Hossain, and Jennifer Palmer
- Subjects
SARS-CoV-2 ,Health Policy ,Insurance Pools ,COVID-19 ,Humans ,Public Health ,Cooperative Behavior ,Global Health ,Pandemics ,United Kingdom - Abstract
Partnerships have become increasingly important in addressing complex global health challenges, a reality exemplified by the COVID-19 pandemic and previous infectious disease epidemics. Partnerships offer opportunities to create synergistic outcomes by capitalizing on complimentary skills, knowledge and resources. Despite the importance of understanding partnership functioning, research on collaboration is sparse and fragmented, with few conceptual frameworks applied to evaluate real-life partnerships in global health. In this study, we aimed to adapt and apply the Bergan Model of Collaborative Functioning (BMCF) to analyse partnership functioning in the UK Public Health Rapid Support Team (UK-PHRST), a government–academic partnership, dedicated to outbreak response and research in low- and middle-income countries. We conducted a literature review identifying important elements to adapt the framework, followed by a qualitative case study to characterize how each element, and the dynamics between them, influenced functioning in the UK-PHRST, exploring emerging themes to further refine the framework. Elements of the BMCF that our study reinforced as important included the partnership’s mission, partner resources (skills, expertise and networks), leadership, the external environment, management systems and communication. Additional elements identified in the literature and critical to partnership functioning of the UK-PHRST included governance and financial structures adopted, trust and power balance, organizational culture, strategy and evaluation and knowledge management. Because of the way the UK-PHRST was structured, fostering team cohesion was an important indicator of synergy, alongside collaborative advantage. Dividing the funding and governance equally between organizations was considered crucial for maintaining institutional balance; however, diverse organizational cultures, weak communication practices and perceived power imbalances compromised team cohesion. Our analysis allowed us to make recommendations to improve partnership functioning at a critical time in the evolution of the UK-PHRST. The analysis approach and framework presented here can be used to evaluate and strengthen the management of global health partnerships to realize synergy.
- Published
- 2021
31. Addressing the health-related SDGs in the Eastern Mediterranean Region: Regional Health Alliance strengthens collaboration towards better health
- Author
-
Ahmed, Al-Mandhari, Christoph, Hamelmann, Arash, Rashidian, Ruth, Mabry, Ahmed, Mandil, Jamal, Nasher, and Thamer, Al Hilfi
- Subjects
United Nations ,Mediterranean Region ,Insurance Pools ,Infant, Newborn ,Humans ,General Medicine ,Sustainable Development ,Child ,Global Health - Abstract
The United Nations launched the Sustainable Development Agenda 2030 and its 17 Sustainable Development Goals (SDGs) in 2015, as a more detailed and ambitious follow-up to the Millennium Developments Goals (MDGs). Health and wellbeing of all, at all ages, is addressed by the third SDG (SDG3) and health-related targets of other SDGs. However, progress to date on the health-related SDGs in the Eastern Mediterranean Region (EMR) is not on track. Although there was progress in over half of the 50 health-related SDG targets and indicators between 2015 and 2019, there is still a long way to go. Progress is required, among others, in reducing maternal, child and neonatal mortality; increasing vaccination coverage; reducing the number of cases of malaria and HIV; and in tackling the increase in mortality rates due to noncommunicable diseases. Much progress is needed in many health-related SDGs considered as important social, economic and environmental determinants of health.
- Published
- 2022
32. Screening ability of private insurers in the federal crop insurance program
- Author
-
Sangkyun Park
- Subjects
Crop insurance ,Finance ,Reinsurance ,Government ,Actuarial science ,Restructuring ,business.industry ,Yield (finance) ,05 social sciences ,Economics, Econometrics and Finance (miscellaneous) ,Insurance Pools ,Agricultural and Biological Sciences (miscellaneous) ,Public–private partnership ,Information asymmetry ,Negative relationship ,Insurance policy ,0502 economics and business ,Auto insurance risk selection ,050202 agricultural economics & policy ,050207 economics ,business ,Private information retrieval ,Underwriting - Abstract
Purpose The purpose of this paper is to scrutinize the structure of the federal crop insurance program and test whether participating private insurers screen insurance buyers better than the federal agency. Design/methodology/approach This paper regresses the claim payout on the risk share of private insurers in insurance pools and other relevant variables. The claim payout should be negatively related with the private insurers’ risk share if private insurers screen insurance buyers better than the federal agency. Findings The payout rates are significantly lower for reinsurance funds with higher risk shares of AIPs, and the relationship between the two variables is not affected much by the aggregate yield (similar relationship in good crop years and bad crop years). Practical implications The federal government could improve the effectiveness and the efficiency of the crop insurance program by restructuring its delivery system. Originality/value The novel contributions of this paper include estimating the economic significance of private insurers’ screening advantage and showing that the economic significance is similar in good crop years and bad crop years.
- Published
- 2019
33. The Unbondables.
- Author
-
Friedman, Gilbert B.
- Subjects
- *
SUBCONTRACTORS , *SURETY & fidelity insurance , *CONTRACT labor , *MUTUAL holding companies , *GUARANTY funds , *INSURANCE pools , *MINORITIES , *ETHNIC groups - Abstract
Examines the problems faced by minority subcontractors in furnishing surety bonds in the U.S. Discussion on the need for contractors to submit surety bonds guaranteeing reimbursement in case the job is not preformed as required; Inability of some black contractors to furnish the necessary information to the insurance company in sufficient time; Debate on the need for surety bonds for government projects; Need for new programs to create jobs for minority workers.
- Published
- 1968
34. PRACTITIONER APPLICATION: Characteristics of Successful Health Alliance Strategies: Evidence from Rural Healthcare Experiences
- Author
-
Kathryn W. Zavaleta
- Subjects
Rural Population ,Economic growth ,2019-20 coronavirus outbreak ,Coronavirus disease 2019 (COVID-19) ,Leadership and Management ,business.industry ,Strategy and Management ,Health Policy ,Rural health ,Insurance Pools ,General Medicine ,Resource center ,Alliance ,Health care ,Pandemic ,Humans ,Health Facilities ,business ,Delivery of Health Care - Abstract
In the article, the author discusses the characteristics and benefits of successful health alliance strategies by presenting evidence from rural healthcare in the U S Also cited are how the COVID-19 pandemic provided opportunities to improve access to healthcare and promote strategic alliances, and the report by the National Rural Health Resource Center showing the trends and disruptors in rural healthcare environment
- Published
- 2021
35. Insurance pools' merging in China needs careful design.
- Author
-
Fang Y
- Subjects
- Humans, China, Insurance Pools, Insurance, Health
- Abstract
Competing Interests: I declare no competing interests.
- Published
- 2023
- Full Text
- View/download PDF
36. Insurance pools' merging in China needs careful design.
- Author
-
Chen X, Meng Q, Wang Y, Yao Y, and Zhao Y
- Subjects
- Humans, China, Insurance Pools, Insurance, Health
- Abstract
Competing Interests: We declare no competing interests.
- Published
- 2023
- Full Text
- View/download PDF
37. Successes and failures of compulsory risk mitigation: re-evaluating the Turkish Catastrophe Insurance Pool.
- Author
-
Başbuğ‐Erkan, B. Burcak and Yilmaz, Ozlem
- Subjects
- *
DISASTER insurance , *SUCCESS , *INSURANCE pools , *EARTHQUAKES , *EMERGENCY management - Abstract
The Turkish Catastrophe Insurance Pool (TCIP) is one of the best practices of public-private partnerships in an emerging market designed to reduce economic losses from disasters. This paper reviews the application of this compulsory mechanism along with data relating to the performance of the scheme following recent earthquakes in Turkey. We also consider the current perceptions of Turkish society towards the TCIP and how they can be enhanced. Our conclusions aim to assist stakeholders in government, homeowners, insurance companies, media, banks and civil society to appreciate the value of the system and key actions necessary to improve it. [ABSTRACT FROM AUTHOR]
- Published
- 2015
- Full Text
- View/download PDF
38. АЛЬТЕРНАТИВНІ МЕТОДИ ПЕРЕСТРАХУВАННЯ СІЛЬСЬКОГОСПОДАРСЬКИХ РИЗИКІВ
- Author
-
Шолойко, А. С.
- Abstract
Copyright of Scientific Journal of National University of Life & Environmental Sciences of Ukraine. Series: Economy, Agrarian Management, Business is the property of National University of Life & Environmental Sciences of Ukraine and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2015
39. 2020 Utah Health Insurance Market Report
- Author
-
Hawley, Jeffrey E. and Hawley, Jeffrey E.
- Abstract
An important purpose of the Insurance Department is to ensure that Utah has an adequate and healthy insurance market. The purpose of this report is to provide an annual evaluation of Utah's commercial health insurance market as required by Utah Code Annotated (U.C.A.) § 31A-2-201(7).
- Published
- 2020
40. Using a Collective Impact framework to evaluate an Australian health alliance for improving health outcomes.
- Author
-
Parkinson J, Hannan T, McDonald N, Moriarty S, Nguyen M, and Ball L
- Subjects
- Humans, Australia, Health Promotion, Outcome Assessment, Health Care, Insurance Pools, Population Health
- Abstract
Complex social issues such as population health mean that no one person, organization or sector can resolve these problems alone and instead require a collaborative approach. This study applied the Collective Impact framework to evaluate the alliance responsible for delivering a large-scale health promotion initiative. Committee meeting minutes for a 4-year period and qualitative interviews with key stakeholders (N = 14) involved in the design and implementation of the initiative explored the factors that contributed to collaborative efforts and initiative outcomes. Major strengths of the Healthier Queensland Alliance (the Alliance) stemmed from identifying a common agenda and using frequent communication to develop trust among Alliance partners. These processes were important, particularly in improving key relationships to ensure inclusivity and equity. Reinforcing activities helped to support individual organizational efforts, while shared measurement systems promoted data-driven decision-making and learning, which contributed to continuous improvement and innovation. Current findings support the use of the Collective Impact framework as a scaffold to assist collaborative alliances in working effectively and efficiently when implementing large-scale initiatives aiming to create positive social impact. This study has identified the foundations of practice to establish a successful Collective Impact alliance., (© The Author(s) 2022. Published by Oxford University Press. All rights reserved. For permissions, please email: journals.permissions@oup.com.)
- Published
- 2022
- Full Text
- View/download PDF
41. The Role of Earthquake Insurance in Earthquake Risk Reduction and Resilience Building
- Author
-
Fouad Bendimerad
- Subjects
Earthquake insurance ,Finance ,Incentive ,business.industry ,media_common.quotation_subject ,Financial transaction ,Insurance policy ,Vulnerability ,Insurance Pools ,Business ,Psychological resilience ,Risk management ,media_common - Abstract
Resilience is defined as “The ability to prepare and plan for, absorb, recover from and more successfully adapt to adverse events” (US National Academies). Resilience has four pillars: • Anticipate: the ability to anticipate and reduce the impact of shocks through preparedness and planning, • Absorb the ability to absorb and cope with the impacts of shocks and stresses. • Adapt: the ability to change in response to multiple, long-term and future risks, and to learn and adjust after a shock materializes. • Transform: the ability to take deliberate steps to change the systems that create risk, vulnerability and or inequality. How does insurance intervene in building resilience? The outcome of insurance is to restore property and livelihoods in case of an adverse effect. It does that by providing a cash infusion into the socio-economic system of the affected communities immediately after the event. The cash is used to restore property and avoid interruption of commercial and industrial activity. Insurance also intervenes in terms of reducing impact of stresses (which are the more extensive types of risk) since it enables a system of “maintenance” by providing funds for recovery under minor but more frequent events. For most developing countries, governments have been the insurer of last resort when it comes to catastrophe risk (referred to as Cat Risk in the insurance industry). The reason is that level of cat insurance penetration in most developing countries is very low, sometimes lower than 1%. The assurance of government intervention coupled with the lack of effectiveness of the financial transaction associated with a traditional insurance policy negate any incentive for individuals to acquire a cat insurance policy. The Turkish Compulsory Insurance Program or TCIP is one of the early experiment to change that paradigm and to provide a meaningful role for cat insurance in emerging economies. After a slow start, TCIP has now developed the financial capacity and the spread of coverage to play a significant role both in the financing of risk but also in supporting earthquake risk reduction in Turkey. New cat insurance products based on parametric indexing have since emerged. These insurance products could further improve the efficiency of TCIP and other cat insurance pools by making them more attractive to individuals, thereby scaling up their contribution to building resilience.
- Published
- 2021
42. DATAMONITOR: Nippon Life Insurance Company.
- Subjects
BUSINESS finance ,BUSINESS cycles ,INDUSTRIAL location ,FINANCIAL performance ,CORPORATE profits ,CORPORATE growth ,LIFE insurance companies ,INVESTMENT products ,INSURANCE pools ,INSURANCE companies - Abstract
A company profile of Nippon Life Insurance Co., a mutual insurance company engaged in the life insurance business, including individual and group life and annuity products, is presented. An overview of the company is given, along with key facts including contact information, number of employees and revenues. A SWOT analysis is provided which includes strengths, weaknesses, opportunities for improvement and threats.
- Published
- 2011
43. SWOT Analysis.
- Subjects
BUSINESS finance ,BUSINESS cycles ,INDUSTRIAL location ,FINANCIAL performance ,CORPORATE profits ,CORPORATE growth ,FINANCIAL services industry ,INSURANCE companies ,INSURANCE pools - Abstract
A business analysis of RBS Insurance, a leading private general insurance company in Great Britain is provided, focusing on its strengths, weaknesses, opportunities for improvement and threats to the company. Strengths include its Strong market position. Weaknesses include Higher risk revenue model. Opportunities for the pensions plans. Threats to the company include Natural disasters.
- Published
- 2008
44. SWOT Analysis.
- Subjects
BUSINESS finance ,BUSINESS cycles ,INDUSTRIAL location ,FINANCIAL performance ,CORPORATE profits ,CORPORATE growth ,INSURANCE companies ,CORPORATIONS ,MUTUAL holding companies ,FINANCIAL institutions ,INSURANCE pools - Abstract
Provides a business analysis of Ineas Insurance Co. NV, the only exclusively online insurance company to sell to a number of European countries that also offers a range of standard insurance products to customers via the Internet along with personalized insurance advice, focusing on its strengths, weaknesses, opportunities for improvement and threats to the company. Strengths, including cost savings of the company derived from a virtual insurance business model; Weaknesses, including limited product range and comparatively weak brand; Opportunities for improvement, including further partnering and co-branding opportunities and new products and services; Threats to the company, including increasing competition and margin pressures.
- Published
- 2004
45. Ineas Insurance Company N.V. SWOT Analysis.
- Subjects
BUSINESS finance ,BUSINESS cycles ,INDUSTRIAL location ,FINANCIAL performance ,CORPORATE profits ,CORPORATE growth ,INSURANCE companies ,CORPORATIONS ,MUTUAL holding companies ,FINANCIAL institutions ,INSURANCE pools - Abstract
Presents an overview of Ineas Insurance Co. NV, the only exclusively online insurance company to sell to a number of European countries that also offers a range of standard insurance products to customers via the Internet along with personalized insurance advice. Company overview, including services provided, and principal businesses; Key facts, including contact information; Analysis of the company, including strengths, weaknesses, opportunities for improvement and threats.
- Published
- 2004
46. The impact of risk preference on health insurance and health expenditures in the United States.
- Author
-
Condliffe, Simon and Fiorentino, Gregory T.
- Subjects
ECONOMIC impact ,HEALTH insurance ,MEDICAL care costs ,INSURANCE pools ,REGRESSION analysis - Abstract
The Affordable Care Act includes an individual mandate whereby persons are required to carry health insurance. This mandate will bring currently uninsured persons into the insurance pool. The uninsured are a heterogeneous group that includes persons with diverse risk preferences. It is important, therefore, to understand the role risk preference plays in (1) the likelihood of being uninsured and (2) the health care expenditures. Using the recently available data from the Medical Expenditure Panel Survey (MEPS), we analyse eight years of US data using multivariate regression and quantify the role of risk preference in insurance and expenditure equations. The results provide evidence that a person with high risk preference is less likely to hold health insurance, and spends less on healthcare even when controlling for insurance. [ABSTRACT FROM PUBLISHER]
- Published
- 2014
- Full Text
- View/download PDF
47. UNDERSTANDING INSURANCE ANTIDISCRIMINATION LAWS.
- Author
-
AVRAHAM, RONEN, LOGUE, KYLE D., and SCHWARCZ, DANIEL
- Subjects
ANTI-discrimination laws ,INSURANCE law ,RISK (Insurance) ,INSURANCE companies ,FAIRNESS -- Social aspects ,INSURANCE pools ,STATE laws -- Social aspects ,RACE discrimination laws ,LAW - Abstract
Insurance companies are in the business of discrimination. Insurers attempt to segregate insureds into separate risk pools based on the differences in their risk profiles, first, so that different premiums can be charged to the different groups based on their differing risks and, second, to incentivize risk reduction by insureds. This is why we let insurers discriminate. There are limits, however, to the types of discrimination that are permissible for insurers. But what exactly are those limits and how are they justified? To answer these questions, this Article (a) articulates the leading fairness and efficiency arguments for and against limiting insurers' ability to discriminate in their underwriting; (b) uses those arguments to identify a set of predictions as to what one would expect state antidiscrimination laws to look like; and (c) evaluates some of those predictions against a unique hand-collected dataset consisting of the laws regulating insurer risk classification in all fifty-one U.S. jurisdictions. Among our findings is that, contrary to the conventional wisdom, state insurance antidiscrimination laws vary a great deal: in substance and in the intensity of regulation, across lines of insurance, across policyholder characteristics, and across states. The Article also finds that, contrary to our own predictions, a surprising number of jurisdictions do not have any laws restricting insurers' ability to discriminate on the basis of race, national origin, or religion. [ABSTRACT FROM AUTHOR]
- Published
- 2014
48. Characteristics of Nuclear Risk Insurances.
- Author
-
Florin, Frant and Emilia, Clipici
- Subjects
NUCLEAR hazards insurance ,INSURANCE companies ,INSURANCE pools ,RISK management in business - Abstract
In prezent, the European nuclear private insurance sector is structured in pools because none of the existing insurance companies are able to provide the required capacity on an individual basis or under conventional arrangements. Every pool is organised by the principle of streamlining nuclear insurance pools, along national lines. This article analyses some aspects of nuclear insurance pools and it examines how is insured the Cernavodă nuclear power plant, in Romania. [ABSTRACT FROM AUTHOR]
- Published
- 2014
49. AGREEMENT TRAVEL HEALTH INSURANCE.
- Author
-
Šipovac, Zorica
- Subjects
HEALTH self-insurance ,MEDICAL care ,HEALTH care management industry ,INSURANCE investigators ,INSURANCE pools - Abstract
The purpose of this study is to understand the importance of the multiple travel health insurance for individuals and for the insurance companies and the state and society as a whole. We are all connected and causal in accordance with it is necessary to understand that the contract of travel health insurance just made up for all of us when we are abroad at the time of the insured event powerless and afraid. Thanks to the development of new technology combined with quality work experience, a new perspective in the development area to protect clients, servicing their needs, to improve the process of compensation claims, as well as the prevention and reduction of insurance fraud. The introduction of mandatory same to achieve additional security company, reduce abuse, leveled premium rates, application and implementation of compensation claims as is the case with automobile liability insurance, both at the level of our country, and globally, primarily in the EU approximation, then and internationally. [ABSTRACT FROM AUTHOR]
- Published
- 2014
- Full Text
- View/download PDF
50. Leo Kanner’s Call for a Pediatric-Psychiatric Alliance
- Author
-
Marga Vicedo and Juan Ilerbaig
- Subjects
Psychiatry ,medicine.medical_specialty ,Psychoanalysis ,Watson ,business.industry ,Insurance Pools ,History, 20th Century ,Pediatrics ,Mental health ,Child development ,03 medical and health sciences ,Jargon ,0302 clinical medicine ,Alliance ,History and philosophy of science ,Physicians ,030225 pediatrics ,Pediatrics, Perinatology and Child Health ,Child and adolescent psychiatry ,medicine ,Humans ,Conviction ,Child ,business - Abstract
* Abbreviation: JHU — : Johns Hopkins University The “Menace of Psychiatry.”1 The title of pediatrician Joseph Brennemann’s 1931 article was inflammatory, and it was meant to be. Brennemann voiced concerns about psychiatry that many contemporary pediatricians shared at the time.2,3 Under “psychiatry” he included the work of an array of professionals in psychology, child development, and child guidance who, in his opinion, were negatively influencing parents’ attitudes toward their children’s health. These professionals, who were trained in psychoanalysis, mental testing, or the behaviorist psychology of John B. Watson, popularized standards, techniques, and theories that parents could not fully understand. In addition, they led parents to see any variation from a scientifically defined ideal of health as a problem. Brennemann argued that only pediatricians had sufficient knowledge of the specific and normal conditions of children’s lives to understand each child as an individual and to diagnose pathologic deviations. Yet, lacking the elaborate jargon of the psychoanalysts or the prestige of the behaviorists’ laboratory methods, pediatricians appeared to be losing the ongoing debate over a fundamental question: who is the expert on the mental health of children?4 Recognizing the validity of Brennemann’s concerns, psychiatrist Leo Kanner,5,6 head of the Division of Child and Adolescent Psychiatry at the Johns Hopkins University (JHU) School of Medicine, called for an alliance between child psychiatry and pediatrics. Here, we examine how Kanner came to that conviction through the influence of psychiatrist Adolf Meyer and pediatrician Edwards A. Park and argue that pediatrics deeply shaped Kanner’s work in … Address correspondence to Marga Vicedo, Institute for the History and Philosophy of Science and Technology, University of Toronto, Victoria College, Room 316, 91 Charles St W, Toronto, ON M5S 1K7, Canada. E-mail: marga.vicedo{at}utoronto.ca
- Published
- 2020
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