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"There is a role for regional banks - they're very, very important", Holmes said in an interview Thursday with Bloomberg Television. (Bloomberg) -- Regional banks will need to issue more capital to satisfy new regulatory requirements, but the idea of mass consolidation taking place in the sector is "asinine", Texas Capital Bancshares Inc. Chief Executive Officer Rob Holmes said. Texas Capital's CEO Says Notion of Mass Bank Mergers Is "Asinine". [Extracted from the article]

A recent analysis of 2010-2022 data found that the year before and after mergers close are particularly risky for hospitals. [ABSTRACT FROM AUTHOR]

The article reports on the increase of movements and mergers among financial institutions in Texas in 1953. It highlights some factors which triggered the events including nongeographical aspects, financial stability and competitive advantage. However, it notes that these transactions are restricted by a state law which forbids the consolidation of branch banks such as the case of First National Bank and Second National Bank in Dallas.

The article offers an overview of the economic condition and the banking system in Texas as of March 2014. Topics discussed the factors behind the improvement in balance sheets of banks and thrifts, the regulatory challenges facing the banking environment and the continued decline in chartered banks due to mergers. Also mentioned are the increase in profitability of thrift institutions in 2013, the drop in the state's unemployment rate and the rise in sales tax collections.

The article reports on the new bill passed by Texas legislators that permits banks and investors from other states to acquire any of the state's 1,936 banks. The new bill will help the banks' current business status and the Texas banking to be back in business. However, the buyers are not rushing to deal and invest, they are working over the bank portfolios and they make sure that their target banks have adequate reserves and in a good condition.

The article explores the status of regional banking in Texas as of July 1977. Amendments made to the Bank Holding Company Act have allowed major banks in Texas to grow by acquiring other banks, while complying with the state's unit-banking law that prohibits branching. According to a study conducted by the Dallas Federal Reserve in 1973, the 40 largest corporations in Texas maintained 80% of their principal credit lines with banks outside the state.

The article reports on the proposed merger between the First National Bank and the Dallas National Bank in Texas in June 1954. It says that First National is a top bank in the city and in the state in terms of deposits but it still falls short against its chief local competitor Republic National of Dallas when it comes to other statistics. According to the author, Dallas National is the fourth biggest in the city right after the Mercantile National Bank. The terms of the merger and the feud between First National and Republic National are also discussed.

Comerica says M&A disruption "bodes well" for growth in California, Texas October 20, 2021 Comerica Bank in Dallas is looking to capitalize on the potential disruption from two large mergers to capture more loans and deposits in its key markets of Texas and California. Peter Sefzik, the executive director of Comerica's commercial banking unit, said on the bank's third-quarter earnings call Wednesday that the disruption from the two large deals "bodes well" for the $94.5 billion-asset Comerica. [Extracted from the article]

Reports on speculations about the motive behind Hibernia National Bank's expansion in Texas. Rumor that the bank is expanding to become more attractive to potential buyers; Hibernia chief executive officer Stephen Hansel's insistence that the bank is not for sale; Highlights of Hibernia's acquisition-driven growth strategy. INSETS: Hibernia's Texas acquisitions;Rosenthol acquisition beefs up Hibernia insurance line.

Focuses on the bank mergers and acquisitions in Texas. Percentage of banks affected by mergers; Merger outlook for 1999; Economic factors affecting banks; Pace of merger activity in the state; Impact of mergers to independent banks.

The article reports that four major bank merges took place in Texas following the U.S. Federal Reserve Board's approval to acquisitions. It is stated that representative offices have been established by 17 foreign banks in the state and plans to come in have been announced by at least 10 more banks. It is mentioned that to allow banks to meet the foreign invasion, the Fed has finally decided to allow acquisitions in the state after putting brakes on acquisitions in the early 1970s.

December 14, 2020 Happy State Bank in Amarillo, Texas, is acquiring a community bank about two hours south that has been family-run for close to a century. First National Bank of Tahoka Chairman Frederick Hegi Jr. said in a press release that "it was very important to turn the ownership over to an organization who also has deep West Texas roots and is actively involved in the agricultural industry.". [Extracted from the article]

Merger-objection lawsuits featuring plaintiffs claiming they lack adequate information are common in deals where the consideration exceeds $100 million, according to Jason Vigna, a partner at Mintz Levin. December 9, 2021 Home BancShares in Conway, Arkansas, pushed back Thursday against claims it omitted critical information from the proxy filing detailing its $919 million deal for Canyon, Texas-based Happy Bancshares. [Extracted from the article]

Happy CEO Mikel Williamson will be on the combined bank's executive team, while additional Happy executives will maintain leadership roles in Texas markets. Home BancShares has struck a deal to buy Happy Bancshares, giving the Arkansas buyer a foundation in Texas and setting the stage for further deals in the Lone Star State. [Extracted from the article]

The article discusses mergers of banking industry in Texas. It mentions factors affecting banks including improvement in oil prices that had real economic impact on their balance sheets, unemployment rate in Texas and plans of Trump Financial Services Policy Implementation team to dismantle Dodd-Frank.

The $3.1 billion deal should help each bank diversify operations, reduce concentration risk and add financial flexibility for the future, executives said during Monday interviews to discuss the merger. While Independent has been an aggressive acquirer, Texas Capital had largely eschewed M&A, choosing instead to grow by hiring lending teams in high-growth markets. The deal, expected to close in mid-2020, would blend Texas Capital's corporate banking, capital markets and mortgage finance businesses with Independent's small-business lending and branch network. [Extracted from the article]

Reports on Denton-based First State Bank of Texas' negotiation to acquire Duncanville National Bank. Total number of branch holdings of First State after the acquisition; Comments of B. Lamar Ball Jr., chairman of First State, on the bank's decision to acquire Duncanville; First State's initial plans for Duncanville.

Focuses on the mergers of small banks in Tarrant County, Texas. First Financial Bankshares Inc.'s acquisition of Cleburne State Bank; Addison National Bank's merger with First State Bank; Cullen/Frost Bankers Inc.'s purchase of Keller National Bank.

States that the sale of Overton Bancshares Inc. to Cullen/Frost Bankers was a milestone in the Texas banking industry. Amount of the deal; Comments of banking and finance analysts about the acquisition.

Reports on Norwest Bank Texas' preliminary discussions on possible mergers with bank companies in Tarrant County, Texas bank companies. Norwest's expansion of its presence in Texas through acquisitions; Prospects in Tarrant County of interest to banking community.

Reports that the newly formed Irving-based Independent National Bank is expected to lunch a branch in Southlake by the middle of 1996. Characteristics of the branch; Irving National Bank's acquisition of First Continental Bank of Grand Prairie.

The article reports on the decision of Spirit of Texas Bancshares in Conroe, Texas to acquire Comanche National in Texas for roughly 55.9 million dollars. The deal involves cash and stock and is expected to bolster the one-billion-dollar asset Spirit's current banking efforts in north central Texas. The agreement also requires Spirit to issue roughly 2.1 million shares of common stock as well as pay 12.2 million dollars in cash to Comanche National shareholders.

Focuses on the criticism over the plan of Citigroup to acquire Associates First Capital Corp. in Dallas, Texas. Comments of the CitiFinancial executive vice president on the banking operations of Citigroup; Contention on high broker fees set by Citigroup for minority consumers; Details of the policies regarding the proposed merger.

Focuses on the plans of Citigroup to acquire Associates First Capital Corp. in Irving, Texas. Need for the approval of the Comptroller of the Currency and the Federal Deposit Insurance Corp. for the proposed merger; Pledge of Citigroup to adopt uniform lending policies and limit broker fees; Mortgage loan performance of Citigroup.

Reports that banks in Tarrant County, Texas continue to boom despite their declining numbers due to consolidation. Increase in the amount of assets, lending and profits; Role of referrals in banking growth; Effects of economic conditions on the banking industry.

Cites that the 1997 trend of acquisitions and mergers of banks in Texas may continue in 1998. Factors which will contribute to the trend; Comments from Eric Withrow, banking analysts, SNL Securities; Speculation the major banks such as First Union and Citicorp may open office in Texas.

Reports on an imminent merger between Norwest Bank and Fidelity National Bank. When the merger is expected to be completed; Advantages of the merger to Norwest; Reference to other acquisitions completed by Fidelity.

The article discusses bank mergers and acquisitions (M&A) in Texas, which according to a Sheshunoff investment bank survey have higher M&A prices than anywhere else in the nation. Six Texas deals had median price-to-tangible book values of 206 percent and median deposit premiums of 8.26 percent. Cadence Bancorp's deal for Encore Bancshares and Prosperity Bancshares' deal for American State Financial are noted.

The article discusses two bank mergers in Texas that have deals based on premium selling prices. The $246 million deal that Cadence Bancorp agreed to pay for Encore Bancshares is based on a price worth 2.4 times Encore's tangible book value. Prosperity Bancshares' $529 million sales agreement for American State Financial has a price that is 2.06 times American State's tangible book value.

The article discusses Prosperity Bancshares Inc.'s $529 million deal in Texas for American State Financial Corp. Comerica Inc.'s takeover deal for Sterling Bancshares Inc. which lost value before it closed in 2011, is also discussed. The cash and stock structure of Prosperity Bancshares' deal for American State is discussed.

The article reports on the outlook for bank mergers in Texas. Economic conditions in the state that are conducive to consolidation are noted along with Texas bankers' attitudes about being buyers and potential target banks' expectations for receiving twice their book value in a merger deal. Prosperity Bancshares Inc.'s deal to purchase Bank Arlington at 131 percent of its tangible book value is noted.

The article reports that First National Bank of Chillicothe has a deal to sell itself to Rockwall Bancshares Inc. First National's stock and cash deal is discussed. Rockwall Bancshares plans to use rural bank First National's charter to open a branch in the city of Rockwall, Texas that will be called Victory Bank. First National's failed deal with Bank4TexasHoldings Inc. is mentioned.

The article focuses on Comerica Inc. and its deal to purchase Sterling Bancshares Inc. Comerica's all-stock deal and its expansion of branch offices in Texas are discussed. Analysts' views on the bank deal which has a $1.03 billion acquisition price and the scarcity value in pricing a deal are also discussed.

The article discusses buyouts of banks in the U.S. by acquirers without banking experience. In Texas businessman Brandon Steele received state and federal approval to acquire American State Bank. Texas state banking official Charles Cooper says it is important for the banking industry to attract good businesspeople.