15 results on '"Alicia Izquierdo-Yusta"'
Search Results
2. Customer Experience and Satisfaction in Private Insurance Web Areas
- Author
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M. Dolores Méndez-Aparicio, Ana Jiménez-Zarco, Alicia Izquierdo-Yusta, and Juan Jose Blazquez-Resino
- Subjects
customer digital experience ,customer satisfaction ,quality web ,customer expectations ,private customer web areas ,effect WOW ,Psychology ,BF1-990 - Abstract
Digital transformation has allowed to offer additional services—which complement the main product—both in terms of use, emotional, and relationship terms. Focusing on a traditionally rational insurance customer offering a value that explores the customer’s emotions, from co-creating with the user, allows brand differentiation. Given this idea, this document has three purposes. First is identify the true role of expectations and the perceived quality of the customer’s digital experience. Second is to identify the relationship between customer experience and satisfaction gained in private insurance web areas. Third is to identify the most valued digital attributes by the user. A sample of 4,178 customers registered was analyzed using the partial least-squares technique. The model is highly predictive to customer experience and evidence the important relationship between the WOW effect and satisfaction, as well as the weak but double role that expectations play on insurance digital self-service. The model demonstrates that expectations are only relevant before web consumption, because during the process it is the perceived digital quality, in particular the usefulness, information, and technology, that offers a true customer experience. This article offers high academic value because it more accurately defines the determinants of the digital insurance customer experience and its effect on customer satisfaction in digital services. While expectations influence attitude before service, this research reveals that perceived digital quality is what delivers a true customer experience. Strategically, the implications are immediate in the field of business as it shows the importance of co-creation in digital design, not only because of the significant savings in implementation costs but also because it guarantees a greater experience, essential in the loyalty of its customers. This ensures the sustainable growth of the company.
- Published
- 2020
- Full Text
- View/download PDF
3. Editorial: From Consumer Experience to Affective Loyalty: Challenges and Prospects in the Psychology of Consumer Behavior 3.0
- Author
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María P. Martínez-Ruiz, Mónica Gómez-Suárez, Ana I. Jiménez-Zarco, and Alicia Izquierdo-Yusta
- Subjects
consumer behavior ,consumer emotional journey ,market ,marketing 3.0 ,marketing 4.0 ,Psychology ,BF1-990 - Published
- 2017
- Full Text
- View/download PDF
4. Consumer Expectations of Online Services in the Insurance Industry: An Exploratory Study of Drivers and Outcomes
- Author
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M. Dolores Méndez-Aparicio, Alicia Izquierdo-Yusta, and Ana I. Jiménez-Zarco
- Subjects
expectations ,reputation ,perceived usefulness ,subjective norm ,prior recommendation ,Psychology ,BF1-990 - Abstract
Today, the customer-brand relationship is fundamental to a company’s bottom line, especially in the service sector and with services offered via online channels. In order to maximize its effects, organizations need (1) to know which factors influence the formation of an individual’s service expectations in an online environment; and (2) to establish the influence of these expectations on customers’ likelihood of recommending a service before they have even used it. In accordance with the TAM model (Davis, 1989; Davis et al., 1992), the TRA model (Fishbein and Ajzen, 1975), the extended UTAUT model (Venkatesh et al., 2012), and the approach described by Alloza (2011), this work proposes a theoretical model of the antecedents and consequences of consumer expectations of online services. In order to validate the proposed theoretical model, a sample of individual insurance company customers was analyzed. The results showed, first, the importance of customers’ expectations with regard to the intention to recommend the “private area” of the company’s website to other customers prior to using it themselves. They also revealed the importance to expectations of the antecedents perceived usefulness, ease of use, frequency of use, reputation, and subjective norm.
- Published
- 2017
- Full Text
- View/download PDF
5. Studying Customer Experience and Retention Using Applied Data Science and Artificial Intelligence
- Author
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M. Dolores Méndez-Aparicio, Ana Isabel Jiménez-Zarco, Alicia Izquierdo-Yusta, and María Pilar Martínez-Ruiz
- Subjects
Customer experience ,0502 economics and business ,05 social sciences ,050211 marketing ,Psychology ,Data science ,050203 business & management - Abstract
Data science has established itself as a discipline of study in the new technological paradigm of the 21st century. Customer data and metadata are not only unique opportunities for companies that are interested in collecting, processing, and elaborating useful information for customer-centric business management. They are also starting to feed other disciplines, such as industry and computer engineering, which are developing new ways of organising information and intelligent response, where significant technological advances in facial, sensory, text, voice, and image recognition are constantly emerging, with response capabilities ever closer to human thinking. From this continuous interaction emerges a new asset for companies: knowledge. Thus, science applied to data is consolidating as an opportunity for companies in customer loyalty and retention by being able to include a relevant aspect in human relations such as warmth and empathy, basis of marketing 5.0, oriented once again towards human relations, from a virtual existence and total digitalisation.
- Published
- 2021
- Full Text
- View/download PDF
6. Determinantes da experiência do cliente com serviços eletrônicos: o caso das universidades online
- Author
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Alicia Izquierdo-Yusta, María Pilar Martínez-Ruiz, Inés González-González, and Ana Isabel Jiménez-Zarco
- Subjects
Customer experience ,WOS(2) ,brand assessment ,Strategy and Management ,media_common.quotation_subject ,Applied psychology ,Website quality ,Structural equation modeling ,qualidade do site ,ambiente virtual de aprendizagem ,virtual universities ,universidades virtuais ,Quality (business) ,Business and International Management ,Experiência do aluno ,ComputingMilieux_MISCELLANEOUS ,media_common ,Service (business) ,E-services ,Service quality ,virtual learning environment ,Information quality ,Student experience ,Industrial relations ,Psychology ,website quality ,avaliação da marca - Abstract
Purpose – The study analyzes the key drivers of consumer experience in e-services, with the particular goal of defining and quantifying the influence of website quality and university brand assessments on the experience of consumers who are students of a virtual university. Theoretical framework – To carry out the research we analyzed website quality, brand, and customer experience Design/methodology/approach – We carried out a statistical analysis using structural equation modeling of web-based questionnaires collected from 306 postgraduate students of a virtual university. Findings – Our research reveals that the university’s brand is the most influential factor. In contrast, the influence exerted by the web environment is lower. Of the three website dimensions, the quality of the system exerts the greatest influence, followed by relationship quality, which is moderated by the role of university staff. Research, practical, and social implications – We propose that the quality of a virtual classroom (quality of the system, quality of information, and service quality), together with students' individual assessments of the brand, determine the students' experience as consumers of this service. The brand assessment is the most important factor. Objetivo – O estudo analisa os principais motivadores da experiência do consumidor com serviços eletrônicos (e-services), objetivando especificamente definir e quantificar a influência da qualidade do site e das avaliações da marca da universidade sobre a experiência de consumidores que são alunos de uma universidade virtual. Metodologia – Realizamos uma análise estatística utilizando a modelagem de equações estruturais de questionários online coletados de 306 alunos de pós-graduação de uma universidade virtual. Para realizar a pesquisa, analisamos a qualidade do site, a marca e a experiência do cliente. Resultados – Nossa pesquisa revela que a marca da universidade é o fator com maior influência. Em contrapartida, a influência exercida pelo ambiente da internet é menor. Das três dimensões de site, a qualidade do sistema exerce maior influência, seguida pela qualidade do relacionamento, que é moderada pela atuação do corpo docente da universidade. Contribuições – Propomos que a qualidade de uma sala de aula virtual (qualidade do sistema, qualidade da informação e qualidade do serviço), juntamente com as avaliações individuais dos alunos sobre a marca, determinam a experiência dos alunos como consumidores desse serviço. A avaliação da marca é o fator mais importante. Objetivo – O estudo analisa os principais motivadores da experiência do consumidor com serviços eletrônicos (e-services), objetivando especificamente definir e quantificar a influência da qualidade do site e das avaliações da marca da universidade sobre a experiência de consumidores que são alunos de uma universidade virtual. Metodologia – Realizamos uma análise estatística utilizando a modelagem de equações estruturais de questionários online coletados de 306 alunos de pós-graduação de uma universidade virtual. Para realizar a pesquisa, analisamos a qualidade do site, a marca e a experiência do cliente. Resultados – Nossa pesquisa revela que a marca da universidade é o fator com maior influência. Em contrapartida, a influência exercida pelo ambiente da internet é menor. Das três dimensões de site, a qualidade do sistema exerce maior influência, seguida pela qualidade do relacionamento, que é moderada pela atuação do corpo docente da universidade. Contribuições – Propomos que a qualidade de uma sala de aula virtual (qualidade do sistema, qualidade da informação e qualidade do serviço), juntamente com as avaliações individuais dos alunos sobre a marca, determinam a experiência dos alunos como consumidores desse serviço. A avaliação da marca é o fator mais importante.
- Published
- 2021
7. Editorial: Toward Consumer 4.0 Insights and Opportunities Under the Marketing 4.0 Scenario
- Author
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Alicia Izquierdo-Yusta, María Pilar Martínez-Ruiz, Mónica Gómez-Suárez, and Ana Isabel Jiménez-Zarco
- Subjects
2019-20 coronavirus outbreak ,lcsh:Psychology ,Coronavirus disease 2019 (COVID-19) ,Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2) ,technology ,lcsh:BF1-990 ,virtual ,marketing 4.0 ,Marketing ,Psychology ,consumer 4.0 ,General Psychology ,COVID - Published
- 2021
- Full Text
- View/download PDF
8. Customer Experience and Satisfaction in Private Insurance Web Areas
- Author
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Juan Jose Blazquez-Resino, Alicia Izquierdo-Yusta, M. Dolores Méndez-Aparicio, and Ana Isabel Jiménez-Zarco
- Subjects
private customer web areas ,media_common.quotation_subject ,lcsh:BF1-990 ,Sample (statistics) ,quality web ,customer digital experience ,050105 experimental psychology ,03 medical and health sciences ,effect WOW ,0302 clinical medicine ,Loyalty ,Co-creation ,Psychology ,0501 psychology and cognitive sciences ,Quality (business) ,Marketing ,customer expectations ,General Psychology ,media_common ,Original Research ,Service (business) ,Consumption (economics) ,customer satisfaction ,insurance field ,05 social sciences ,Digital transformation ,lcsh:Psychology ,Customer satisfaction ,030217 neurology & neurosurgery ,co-creation - Abstract
Digital transformation has allowed to offer additional services-which complement the main product-both in terms of use, emotional, and relationship terms. Focusing on a traditionally rational insurance customer offering a value that explores the customer's emotions, from co-creating with the user, allows brand differentiation. Given this idea, this document has three purposes. First is identify the true role of expectations and the perceived quality of the customer's digital experience. Second is to identify the relationship between customer experience and satisfaction gained in private insurance web areas. Third is to identify the most valued digital attributes by the user. A sample of 4,178 customers registered was analyzed using the partial least-squares technique. The model is highly predictive to customer experience and evidence the important relationship between the WOW effect and satisfaction, as well as the weak but double role that expectations play on insurance digital self-service. The model demonstrates that expectations are only relevant before web consumption, because during the process it is the perceived digital quality, in particular the usefulness, information, and technology, that offers a true customer experience. This article offers high academic value because it more accurately defines the determinants of the digital insurance customer experience and its effect on customer satisfaction in digital services. While expectations influence attitude before service, this research reveals that perceived digital quality is what delivers a true customer experience. Strategically, the implications are immediate in the field of business as it shows the importance of co-creation in digital design, not only because of the significant savings in implementation costs but also because it guarantees a greater experience, essential in the loyalty of its customers. This ensures the sustainable growth of the company.
- Published
- 2020
9. Testing Model of Purchase Intention for Fast Food in Mexico: How do Consumers React to Food Values, Positive Anticipated Emotions, Attitude toward the Brand, and Attitude toward Eating Hamburgers?
- Author
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María Pilar Martínez-Ruiz, Héctor Hugo Pérez-Villarreal, and Alicia Izquierdo-Yusta
- Subjects
Health (social science) ,030309 nutrition & dietetics ,Food consumption ,food values ,Plant Science ,lcsh:Chemical technology ,Health Professions (miscellaneous) ,Microbiology ,Structural equation modeling ,Article ,03 medical and health sciences ,0502 economics and business ,attitude toward eating a hamburger ,lcsh:TP1-1185 ,Consumer behaviour ,0303 health sciences ,purchase intention ,business.industry ,Food marketing ,05 social sciences ,Advertising ,attitude toward the brand ,Food safety ,Test (assessment) ,Consumer satisfaction ,050211 marketing ,business ,Psychology ,Food Science ,Fast foods ,positive anticipated emotions - Abstract
This research investigated the effect of the food values, positive anticipated emotions, attitude toward the brand, and attitude toward eating a hamburger on purchase intention in fast-food restaurants in Mexico conjointly. The purpose of this study was to discover which variables influenced the consumer´, s intention to buy. Data was collected from a survey of 512 Mexicans fast-food consumers. Structural equation modeling was used to test the hypothesized associations. The results showed that food values and positive anticipated emotions absolutely impact the attitude toward the brand, which impacts the purchase intention of the Mexican consumers. Nonetheless, the positive anticipated emotions impact stronger than food values, and the best way to get a purchase intention is toward the attitude of the brand rather than attitude toward eating a hamburger. The authors discussed inferences and suggestions for consumer approaches.
- Published
- 2019
10. Food Values, Benefits and Their Influence on Attitudes and Purchase Intention: Evidence Obtained at Fast-Food Hamburger Restaurants
- Author
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Carmen María Gómez-Cantó, María Pilar Martínez-Ruiz, Héctor Hugo Pérez-Villarreal, and Alicia Izquierdo-Yusta
- Subjects
Values scale ,030309 nutrition & dietetics ,media_common.quotation_subject ,lcsh:TJ807-830 ,Geography, Planning and Development ,lcsh:Renewable energy sources ,food values ,Context (language use) ,hedonic benefits ,Management, Monitoring, Policy and Law ,Structural equation modeling ,03 medical and health sciences ,attitudes toward eating hamburgers ,0502 economics and business ,Marketing ,lcsh:Environmental sciences ,media_common ,lcsh:GE1-350 ,purchase intention ,0303 health sciences ,Renewable Energy, Sustainability and the Environment ,lcsh:Environmental effects of industries and plants ,Taste (sociology) ,05 social sciences ,Contrast (statistics) ,utilitarian benefits ,humanities ,lcsh:TD194-195 ,050211 marketing ,Psychology - Abstract
This paper analyzes the effects of: (i) Food values on their related benefits (hedonic and utilitarian), (ii) both kinds of benefits on attitudes toward eating hamburgers, and (iii) attitudes on purchase intention. To this end, we adapted the food values scale to the context of fast-food hamburger restaurants. Data were collected from a survey of 512 Mexican consumers and analyzed using structural equation modeling (SEM). The results show that the strongest influences are those exerted by food values, first, on hedonic benefits and, second, on utilitarian benefits. In contrast, the weakest influence is that exerted by utilitarian benefits on attitudes, followed by that exerted by hedonic benefits on attitudes. Among other findings, this study highlights the importance consumers give to the taste and safety of food, as well as the greater importance given to hedonic benefits compared to utilitarian ones. These findings have several important implications for managers in the industry.
- Published
- 2020
- Full Text
- View/download PDF
11. Exploring the adjustment of international university students in relation to dietary practices
- Author
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Ricardo Gómez-Ladrón-De-Guevara, María Pilar Martínez-Ruiz, Christian Tirelli, and Alicia Izquierdo-Yusta
- Subjects
Risk perception ,Ethnocentrism ,Relation (database) ,Process (engineering) ,Business, Management and Accounting (miscellaneous) ,Contrast (statistics) ,Sample (statistics) ,Affect (psychology) ,Psychology ,Social psychology ,Food Science - Abstract
Purpose – The purpose of this paper is to analyze the influences of different variables on the dietary adjustment process of international university students. More specifically, the authors investigate how ethnocentrism, perceived risk, and external influences affect their adjustment processes by considering three different temporal stages and exploring adjustment in relation to dietary practices. Design/methodology/approach – After performing an in-depth review of the relevant literature, a structural equation analysis is conducted. This analysis relies on data from a sample of 139 international students enrolled in a Spanish university. Findings – The results reveal that ethnocentrism is significant only in the second stage of the adjustment process. The level of perceived risk decreases during the adjustment process but also depends on the features international students have in common with the host culture; in contrast, external influences are important in all stages. Research limitations/implications – International students should not be treated the same way during different stages of their adjustment. For example, during the first stage, the focus should be on minimizing their perceived risk and guaranteeing a safe environment in which they feel comfortable with buying. The role of the media and the training of salespeople should be highlighted in the second stage of adjustment. Practical implications – The dietary adjustment for this group of short-term migrants is different than other groups, which tend to return to their country of origin. In contrast, international university students try to assimilate the host culture and be part of it. Social implications – In the context of consumption, because international university students are influenced by all constructs detailed in this study, it is necessary to formulate a specific approach for each stage. Originality/value – This research evidences how there is a great opportunity for diverse operators (e.g. universities, food retail chains) to influence the consumption habits of international university students, because they are more receptive than other migrant groups.
- Published
- 2015
- Full Text
- View/download PDF
12. Editorial: From Consumer Experience to Affective Loyalty: Challenges and Prospects in the Psychology of Consumer Behavior 3.0
- Author
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Mónica Gómez-Suárez, Ana Isabel Jiménez-Zarco, María Pilar Martínez-Ruiz, and Alicia Izquierdo-Yusta
- Subjects
media_common.quotation_subject ,lcsh:BF1-990 ,05 social sciences ,market ,Advertising ,consumer behavior ,consumer emotional journey ,050105 experimental psychology ,Consumer experience ,lcsh:Psychology ,Editorial ,0502 economics and business ,Loyalty ,Co-creation ,Psychology ,050211 marketing ,0501 psychology and cognitive sciences ,marketing 3.0 ,marketing 4.0 ,Consumer behaviour ,General Psychology ,media_common - Published
- 2017
13. Consumer Expectations of Online Services in the Insurance Industry: An Exploratory Study of Drivers and Outcomes
- Author
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Alicia Izquierdo-Yusta, M. Dolores Méndez-Aparicio, and Ana Isabel Jiménez-Zarco
- Subjects
prior recommendation ,normes subjectives ,perceived usefulness ,subjective norm ,media_common.quotation_subject ,lcsh:BF1-990 ,percepció d'utilitat ,Exploratory research ,Sample (statistics) ,expectativas ,reputación ,expectatives ,normas subjetivas ,0502 economics and business ,Psychology ,Marketing ,Tertiary sector of the economy ,General Psychology ,media_common ,Original Research ,Service (business) ,business.industry ,Consumidors -- Psicologia ,05 social sciences ,percepción de utilidad ,Commerce ,Usability ,reputation ,recomanació prèvia ,reputació ,recomendación previa ,Consumers -- Psychology ,lcsh:Psychology ,Work (electrical) ,Consumidores -- Psicología ,Order (business) ,050211 marketing ,Comercio ,business ,050203 business & management ,Reputation ,expectations - Abstract
Today, the customer-brand relationship is fundamental to a company’s bottom line, especially in the service sector and with services offered via online channels. In order to maximize its effects, organizations need (1) to know which factors influence the formation of an individual’s service expectations in an online environment; and (2) to establish the influence of these expectations on customers’ likelihood of recommending a service before they have even used it. In accordance with the TAM model (Davis, 1989; Davis et al., 1992), the TRA model (Fishbein and Ajzen, 1975), the extended UTAUT model (Venkatesh et al., 2012), and the approach described by Alloza (2011), this work proposes a theoretical model of the antecedents and consequences of consumer expectations of online services. In order to validate the proposed theoretical model, a sample of individual insurance company customers was analyzed. The results showed, first, the importance of customers’ expectations with regard to the intention to recommend the “private area” of the company’s website to other customers prior to using it themselves. They also revealed the importance to expectations of the antecedents perceived usefulness, ease of use, frequency of use, reputation, and subjective norm., Spanish Ministry of Economy and Competitiveness under Research Project ECO2014-59688- R, “National Program for Research, Develop, and Innovation Oriented toward Societal Challenges,” within the context of the 2013–2016 National Scientific and Technical Research and Innovation Plan.
- Published
- 2017
- Full Text
- View/download PDF
14. Do Affective Variables Make a Difference in Consumers Behavior Toward Mobile Advertising?
- Author
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Alicia Izquierdo-Yusta, María Pilar Martínez-Ruiz, Eva Reinares-Lara, and Cristina Olarte-Pascual
- Subjects
Short Message Service ,consequences ,emotions ,Advertising account executive ,mobile advertising ,0502 economics and business ,Psychology ,Mobile technology ,permission marketing ,Permission marketing ,General Psychology ,Causal model ,Original Research ,05 social sciences ,Commerce ,Cognition ,Mobile phone ,attitude ,050211 marketing ,antecedents ,feelings ,Comercio ,Social psychology ,Mobile device ,050203 business & management - Abstract
Research into permission-based mobile marketing is increasingly common due to the widespread adoption of mobile technology and its use as a communication channel. Yet few studies have attempted to analyze the factors that determine attitudes toward mobile advertising while simultaneously considering: the links among them and consumers' intentions, behavior, and/or cognitive and affective variables simultaneously. The present research therefore sought to deepen understanding of the antecedents and consequences of attitudes toward permission-based mobile advertising. More specifically, it sought to identify the antecedents of attitudes toward mobile advertising and the bridges between these attitudes and consumers' intentions upon receiving advertising on their mobile devices. To this end, a causal model was proposed and tested with a sample of 612 mobile phone users that was collected from a panel of Spanish adults who receive advertising on their mobile phones in the form of SMS text messages. The structural model used was validated using the partial least squares (PLS) regression technique. The results show that the greatest influence was that exerted by positive emotions on feelings, suggesting that positive emotions have an indirect effect on attitude toward mobile advertising. This influence was even greater than their direct effect. Another important, though less powerful, effect was the influence of attitude on behavioral intentions to receive mobile advertising. In contrast, the influence of cognitive variables on attitude was less relevant., This work was funded by the Spanish Ministry of Economy and Competitiveness under Research Project ECO2014-59688-R,“National Program for Research, Develop and Innovation Oriented toward Societal Challenges, ”within the context of the 2013-2016 National Scientific and Technical Research and Innovation Plan.
- Published
- 2017
- Full Text
- View/download PDF
15. Antecedents and Consequences of Attitude Toward Mobile Advertising: The Spanish Case Study
- Author
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Ma. Cristina Olarte-Pascual, Alicia Izquierdo-Yusta, and Eva Reinares-Lara
- Subjects
business.industry ,media_common.quotation_subject ,Control (management) ,Mobile advertising ,Sample (statistics) ,Usability ,Advertising ,Mobile phone ,Perception ,Psychology ,business ,Reference group ,media_common ,Causal model - Abstract
The aim of this paper is to study in depth the antecedents and consequences of attitude toward mobile advertising. With this aim, a causal model for measuring attitudes and intentions toward mobile advertising will be tested. For this purpose, the theoretical model proposed considers the influence of Control, Reference groups, the perception of Added-value and the perception of Ease of use over the Attitudes toward mobile advertising, and the relationship of these Attitudes with the Emotions/Experiences and Intentions generated from it. The research has been conducted over a sample of 612 subjects that receive advertising on their mobile phone and are representative of the Spanish market. The results highlight that attitude exercises a positive influence on the intention of receiving mobile advertising.
- Published
- 2012
- Full Text
- View/download PDF
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