Search

The given document is a table comparing different home and contents insurance policies offered by various companies. It provides information such as the name of the insurance policy, ratings for different aspects of the policy, coverage limits, excess amounts, and additional features. The purpose of the table is to provide library patrons with a quick overview of different insurance options available to them. It is important for individuals to carefully review the policy's fine print and consider their specific needs before making a decision. [Extracted from the article]

Financial counsellors will help people struggling with BNPL debts and can even advocate on their behalf Getting help with BNPL debt If you find yourself struggling to keep up repayments to a BNPL service, there are concrete steps you can make to take control. 76% of BNPL users had struggled to make repayments THE SUMMER ISSUE Tackling BNPL debt When it comes to facing your finances, the first port of call is to address any debts. NEED TO KNOW £ As the cost of living rises, more and more people are succumbing to buy now, pay later (BNPL) debt. Start 2023 in control of your finances by dedicating some time to getting on top of any BNPL (buy now, pay later) debt, making sure your savings account is the best one for you, and giving your superannuation a health check. [Extracted from the article]

Portable contents insurance is a type of insurance that covers valuable items outside of the home, such as electronics, jewelry, musical instruments, and sporting equipment. There are two options for coverage: unspecified or unlisted, where items are treated as part of general contents, and specified or listed, where specific items are covered for a set amount. It is important to read the fine print, as there may be an excess fee for claims. Different insurers have different excess fees, so it is important to choose a policy that aligns with the value of your items. [Extracted from the article]

Shopping around for home insurance can lead to significant savings, as nine out of 10 policyholders have experienced an increase in premiums. It is recommended to obtain quotes from at least three insurers, including an online quote from the current insurer. By analyzing quotes, it was found that there are large differences in prices between the cheapest and most expensive policies in each state, with potential savings of up to $4665 in NSW. A sample of 2000 online quotes collected in July 2023 was used for this analysis. For more information and price ratings on over 50 home insurance policies, visit choice.com.au/homeinsurance. [Extracted from the article]

The article examines the changes in health insurance products in Australia with reference to the reforms to be introduced by April 2019. Topics discussed include the Gold, Silver, Bronze, and Basic product tiers; impacts of the reforms on insurance beneficiaries; overview of the insurance coverage according to each policy; and discount offerings for young people.

The article examines the options for purchasing an insurance plan for private hospital services in Australia. Topics discussed include consideration of the type of coverage, benefits of a full protection plan that will not be used for several years and savings in the payment of premiums from the excess expense during admission to a hospital. Also mentioned are the hospital and medical gap payments, suspension of membership and coverage for family members.

The article discusses the need for Australians to check how much they are paying for life insurance and what they will get in return. The 40 percent increase in insurance premiums for major industry super funds in 2013 is a development that could take bite-sized chunks out of Australians' retirement savings. Australians are advised to have cover through super to have life insurance.

Before setting off, closely check the requirements of airlines, transit and destination countries (see smartraveller.com.au), as well as return arrangements to Australia. Travel insurance is essential, especially since some destinations require compulsory insurance cover. Since 1 November 2021, fully vaccinated Australians can depart Australia without seeking an exemption. [Extracted from the article]

The article presents several questions and answers including sunscreens that are suitable for people with sensitive skin, whether is it legal to request a fee for paying in cash in Australia and whether there are risks or a downside to splitting one's insurance.

The article examines several ways for Australians to avoid health insurance premium increase as of March 2016, highlighting the journal's study on the top insurance policies which outperform their competitors' cover and price. Health insurance premiums have reportedly been increasing, however the price for 2015 can be locked by renewing the policy for a year and paying an annual premium. Graphical representations of related key data are also presented.

The article discusses the big possibility for real life insurance to be sold cheaper than how it was sold in 2013 due to the 50 percent increase in super funds. Topics include the reason why women aged 40 or under can benefit the most from reviewing their life insurance, how to get the best value for a life insurance, and the advantages and disadvantages of life insurance inside a super fund.

The article discusses a Rice Wartner Actuaries study that highlights the importance of life insurance coverage as enough for the basic needs of most Australians as super funds automatically provide them with the insurance.

The article presents questions and answers related to consumer issues, including whether to be concerned about the ultraviolet (UV) rays from using a UV lamp for manicures or pedicures, how to determine the replacement value of a building for insurance purposes, and the role of Australia and New Zealand Banking Group (ANZ) in processing a client's switching form for debits and credits.

The article reports that the Australian federal government has taken another step towards ensuring consumers who purchase insurance get equal protection as with other financial products with the release of a draft regulation impact statement addressing a legal technicality.