Portable contents insurance.

Portable contents insurance is a type of insurance that covers valuable items outside of the home, such as electronics, jewelry, musical instruments, and sporting equipment. There are two options for coverage: unspecified or unlisted, where items are treated as part of general contents, and specified or listed, where specific items are covered for a set amount. It is important to read the fine print, as there may be an excess fee for claims. Different insurers have different excess fees, so it is important to choose a policy that aligns with the value of your items. [Extracted from the article]