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The article offers information on bank account management (BAM). Topics include the centralization of authorized signatories for better control, the need for regular reports on any bank account information changes, and the maintenance of one system of records for accuracy. It also discusses the importance of regular reconciliation meetings with banks for checking purposes.

The article talks about the use of paper checks in the U.S. It discusses the passage of the Check Clearing for the 21st Century Act, also called Check 21, which was implemented in October 2004, that allows banks to substitute images of checks for the checks themselves, making for faster and cheaper processing. According to some financial analysts, checks are still useful in the U.S. unlike in Great Britain where paper check clearing will be phased out by October 21, 2018.

Examines how the Check Clearing for the 21st Century Act in the U.S. will influence the corporate treasury. Collection of corporate receivables; Concerns of the payable side of the corporation on company's checks; Issues to consider before jumping with Check 21 implementation plans.

The article presents questions and answers related to the ImageNet Mobile Deposit scanning system developed by San Diego-based Mitek Systems including the security measure offered by the ImageNet to prevent theft of check images, the responsibility of the user with the original check after the transmission of the images, and the cost savings for processing a check image.

The article deals with the contributions of Back Office Conversion to improve utility in electronic payment systems. The author states that Back Office Conversion is the process of collecting eligible checks and converting an Automated Clearing House transaction in a manned bill payment location. The author also mentions that the process changes the way in which checks are processed.

The article discusses the innovative features of reloadable Visa debit cards. The author states that reloadable Visa debit cards provide another mechanism to help consumers control costs as well as improve savings. The author also mentions that reloadable Visa debit cards allow consumers to monitor both credit and debit card transactions on-line.