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The article offers information on four effective actions that ensure personalized student loan counseling. Topics include preparation of counselors for difficult conversations which include candid conversations; and interaction of admissions counselors with students and their families through the cost of attendance.

The article discusses steps that higher education institutions can take to combat financial aid fraud in the U.S. Topics discussed include acknowledging the fraud issue, following Department of Education guidelines, using fraud detection technologies, verifying applicant identities and centralizing fraud-related work.

Several graphs are presented related to college enrollment as of January 2017 on topics including student population, financial literacy, and merit aid.

The article offers information on the role of department, technology and changes in culture in retaining students and help them complete. Topics discussed include views of Julia Overton-Healy, director of career services at St. John Fisher College in upstate New York, on issue; providing a robust academic and social experience for students and ensuring that they graduate and go on to successful careers; and also mentions need of flexibility, adaptability and patience.

The article discusses how institutions are providing emergency financial aid for students in crisis. Topics discussed include Central Michigan University's Student Emergency Fund, critical support from Emergency financial aid programs, and colleges providing resource to help students address unexpected financial emergencies, according to a 2016 study by NASPA (Student Affairs Administrators in Higher Education).

The article focuses on the importance of accountability and transparency in management of universities and colleges in the U.S. Topics discussed include the reauthorization of the Higher Education Act for college students financial aid, student loan repayment process and minimum risk of student default. The article also presents the views of executive Diane Corbett and school presidents F. King Alexander and Daniel Porterfield.

The article focuses on students' obligation for student financial responsibility agreement. Topics discussed include rights regarding student accounts as per state and federal consumer protection laws, implementing electronic agreements can involve modifying student information systems and notification regarding financial aid adjustments and billing adjustment.

The article discusses three myths regarding student financial aid used by policymakers to push misguided policies in the U.S. The author mentions that lawmakers often cite that increases in student aid can drive up college costs, as they justify proposals to reduce federal student aid spending. He states that another myth is that student loans will end up like the country's housing debt. He adds students are accused of borrowing too much. INSET: FACTS.

The article reports on the challenges faced by employed students in the U.S. It notes that community college students who have jobs are less likely yo finish school. Sandy Baum, author, says that students should borrow more and work less to increase the chances to finish school. It mentions that student debt has reached one trillion dollars. INSET: Helping Students Access Financial Aid.

The article discusses the authors view on the principle behind determining the price of the education in a time of limited budgets. They discuss the issues of the level of confusion, lack of knowledge about college costs and financial aid among families underestimated by the colleges. They further address the issues of the difference of education price between public institutions and private colleges and universities. INSET: Committing to Lower Tuition Increases.

The article discusses the move of financial aid administrators to create a proactive outreach program that engage students. It explores the trend among college students to spend more time on their mobile devices and social media feeds. However, it reveals that only 30% of financial aid professionals use social media to provide financial literacy content to students.

The article explores best practices to successfully use videoconferencing technology as a primary learning tool. Topics discussed include the use of videoconferencing to strengthen connections, requirements in the complete adoption of videoconferencing across campus and encouraging a single platform across campus.

The article discusses how the financial aid office of higher education institutions can handle a gift similar to the one made by billionaire Robert F. Smith who pledged to pay off the student loans of Morehouse College class of 2019. Topics covered include need for the office to determine how to get the funds to the students, speculation on how Morehouse will transfer the funds between the donor and student loan servicers and impact of privacy issues on the administration of the funds.

The article presents information on the importance of the Free Application for Federal Student Aid that is a form that can be prepared annually by college students in the United States in order to determine their eligibility for student financial aid. It discusses the dependence of student's ability to continue their education hinges on the availability of financial aid. It further discusses the issues of the Pell Grant and education funding in recent federal budget.

Statistics are given regarding the percentage of national default rate in fiscal year 2016, percentage of private and public colleges, and number of colleges that earned a zero default rate during fiscal year 2016. It also mentions views of Mike Brown of LendEDU, on Private college default rates being lower than public college rates.

The article offers information on the requirement of responsible innovation to meet the needs of a changing culture and work environment and to manage an increasingly diverse set of student and graduate expectations. Topics discussed include requirement of attentive, responsive leadership; impact of the student populations and their distinctive characteristics on university's mission and service; and universities need to innovate to meet the ever-changing nature of American aspiration.

An interview with Stephen Burd, senior policy analyst at public policy institute New America, is presented. Topics discussed include Burd's view on the purpose of Pell Grants and need-based aid, the commitment of making college accessible to all students, and the enrollment management tactics of the public institutions in the U.S.

The article discusses how U.S. universities and colleges are using families' prior-prior year (PPY) data on the Free Application for Federal Student Aid (FAFSA) program. Topics covered include the implications for aspects of enrollment such as the timing of financial aid awards, recruitment and institutional budgeting, moving up the timeline for establishing tuition rates, and the evaluation of processes concerning projected endowment earnings and information technology (IT) support.

An interview with William Elliott and Melinda Lewis, authors of the book "The Real College Debt Crisis: How Student Borrowing Threatens Financial Well-Being and Erodes the American Dream", is presented. They talk about Higher Education Act and financial aid system in higher education. They also talk about the student loan debt and its impact on politics.

An interview with Tim Clydesdale, a professor of sociology at the College of New Jersey, is presented. He discusses the launch of the Program for the Theological Exploration of Vocation by the Lilly Endowment Inc., a nonprofit organization, to encourage students in joining the ministry. He mentions the role of college faculty and staff in the program. He also notes the grant system of the Lilly Endowment.

The article reports on the adverse impact of heavier student debt on female students in the U.S.

The article discusses the Free Application for Federal Student Aid (FAFSA) for prospective college students offered by the U.S. Department of Education. It states that the FAFSA provide financial assistance particularly for low-income and first-generation families. It also mentions the impacts of financial aid framework on the variety of core university business systems including budget planning, value messaging and recruitment planning.

The article presents a roundtable discussion on the development of a holistic approach to student loan debt management by executives George Covino and Sharon Wurm on November 18, 2014. Covino discusses the continuing efforts of the U.S. Department of Education to provide adequate funds for college education programs in the country. Wurm also highlights the institutional commitment to financial aid for college students.

The article discusses the impact of financial aid fraud on colleges in the U.S. including the depletion of resources in institutions' financial aid offices and negatively affecting a college's cohort default rate.

The article reports on the announcement by the Department of Education in 2015 of the move to an earlier Federal Student Aid (FAFSA) filing date using prior-prior year guidelines. Topics discussed include reasons given by schools that did not plan to make significant changes in the first year of early FAFSA and findings of a review of filing rates nationwide for the 2017-18 academic cycle published by enrollment management consultant Todd White.

The article reports on the Coalition for Adult Learners, an advocacy organization which will focus on competency-based learning, financial aid, institutional practices, and federal policies related to adult learners looking to attend college education. Topics include the concern over the supply of traditional age students to fill the job which require postsecondary degree by 2020, the need of various services which adult learners, and its planned actions on related government policies.

The article presents a discussion by Marla Moody, vice chancellor for finance at Ozarks Technical Community College in Springfield, Missouri, and Bob Gentile, executive vice president at Nelnet Business Solutions, during the web seminar about payment plan and tracking pending aid at colleges. Topics discusse include the positive impact of providing payment plan options to students, the student financial aid, and the electronic payment process.

The article offers information on the tuitions offered by the online learning institution American Public University System for employees and their families. as of August 2013. Topics discussed include various levels of tuition depending on employee financial status, scholarship applications process and payment. Also it has been discussed that automation save time in streamlines registration for employees and their families.

In this article, the author discusses how educational policy and practice contribute in maintaining enrollment, net tuition revenue and educational institution's reputation. He mentions that initial financial planning should be based on the information derived form price sensitivity of the admitted student pool. He discusses three questions that arise during data driven packaging strategy planning concerning the transparency of the policy, staff interest and method for tracking results.

The article focuses on different student financing and student financial aid programs at several universities across the U.S. these programs encourage students to take up higher education. However, the author mentions about different checklists that students should understand before they proceed further with their education. Conducting a thorough financial review, understanding the financial terms associated and checking affordability for education should be done by students.

The article focuses on the affordability of Integrated Postsecondary Education Data System (IPEDS). It mentions about the "Student Right to Know Before You Go Act" which was introduced in the U.S. Congress in February 2012 on databases. It offers information on the Financial Aid Shopping Sheet, a financial aid disclosure form created by the U.S. Department of Energy (DOE) and the U.S. Consumer Financial Protection Bureau. It offers suggestions to effectively communicate the affordability.

The article compares the student aid policies highlighted by U.S. Presidential candidates Barack Obama and Mitt Romney in their campaigns for the 2012 elections. Obama campaign promotes college affordability by increasing the Pell Grant spending, which was doubled from 2007-2008 to 2010-2011. Romney campaign promises to streamline the programs to lower federal student aid spending and reduce federal regulations that create additional costs for campuses.

The article offers information on the gainful employment regulations of the U.S. Department of Education (DOE) regarding students' success. It informs that U.S. Federal District Court Judge Rudolph Contreras' ruling shows contradictory views for primary metric of the DOE. It also informs that even after the ruling, the DOE can take up several small measures to improve students' success including financial literacy efforts, ensuring enrollment reporting and innovative financial aid process.

The article discusses the strategy of California State University in San Bernardino (CSUSB) to improve its scholarship application process. It states that CSU's old application process was time-consuming and limits them from awarding scholarships ahead of time. CSUSB reportedly partnered with NexGen Web Solutions to create a system that will make the scholarship application process faster and easier. Comments from CSUSB's scholarship coordinator Louise Jones are also presented.

The article presents information related to advancements made by Janine Becker, executive director at the Student Services Center of the Wilkes University, Wilkes-Barre, Pennsylvania, in the one stop shop that was created by co-locating student assistance services. As an outcome of advancements made by Becker, the center is able to distribute financial aid packages three months earlier. The reduction in required labor as a result of these changes reduced operating costs up to 33 percent.

The article provides information regarding the student aid program Pell Grant in the U.S. It is stated that in 2006-07 the Pell Grant awards distributed U.S. dollars 12.82 billion to 5.2 million low-income students. To reduce the cost of the Pell Grant, the U.S. Congress passed three different legislations in 2011. It also mentions future threats to Pell Grant funding including budget pressure and automatic cuts.

The article reports on the move of the U.S. to improve financial aid award letters. It notes that the Congress has mandated the U.S. Department of Education to convene a group of families, students and financial aid administrators to improve financial aid award letters and develop a model format based on the said recommendations. It says that college costs and financial aid are very complex and can vary widely for different students.

The article offers information on the Standards of Excellence (SOE) Review Program conducted by the National Association of Student Financial Aid Administrators related to regulatory compliance issues with the college administrators. As mentioned, this program focuses on the need of maintaining compliance through effective communication and coordination between financial aid administration and academic standards.

The article offers information on a report by the Institute of International Education (IIE) on the impact of financial aid programs for education by the colleges and universities on students. As mentioned, these programs encourage students for college enrollment and foreign internships. It further informs that the State University of New York in New York and the Macalester College in Saint Paul, Minnesota are providing revenues to support study abroad scholarships.

The article presents the social experiment at the University of Missouri to promote student financial aid using the hashtag #FreeMoneyFriday on Twitter.

The article presents the social experiment at SUNY Cobleskill using the YouTube channel that shows the video "Financial Aid Unplugged."

The author discusses the spending policy of wealthy universities in the U.S. He refers to an article written by law professor Victor Fleischer which provides suggestions to colleges on how to balance their spending for compensation and student scholarships and grants. He cautions the danger of wealth inequality among educational institutions.

The author discusses the importance of affordable higher education. Topics discussed include the role of U.S. Department of Justice (DOJ) for tuition fees and loan debt for students, the significance of scholarships and financial aid for education, and the contribution of the federal government for student loans that impact graduation rates.

The article focuses on the "NACUBO-Commonfund Study of Endowments" released in January 2015. It mentions the study revealed use of endowments by the U.S. colleges and universities to compensate for declines in revenue sources such as tuition and public funding. It include comments from John Walda of the National Association of College and University Business Officers (NACUBO), on endowments. It adds the survey on money spent on scholarships, financial aid, research and other activities.

The article presents the requirements for financial literacy education of college students in the U.S. including student loan borrowers, entrance of student counseling and orientation and changes to students behavior.

The author discusses how colleges and universities in the U.S. can help students maximize opportunities for financial support by using a comprehensive and empathetic approach. He relates the case of Mercy College which is dedicated to humanizing the financial aid process and gives importance to personal interaction. He mentions that the school is committed to collect family documents to help students pass the federal verification process.

Statistics are provided which the estimated percentage of college tuition discount rate from 2013-2014 compared to 2012-2013, and the estimated percentage of freshmen receiving an institutional grant from 2013-2014 compared to 2012-2013.

The article discusses how hospitality enterprises financially boosted higher education institutions in central Florida due to active tourism. It discusses the case of Alfond Foundation which helped in building Alfond Inn that meets need for lodging and funds a scholarship endowment for Rollins College, Florida. It also describes the premier scholarship program, Harold Alfond Scholarship Fund that provides economic assistance for deserving students.

The article focuses on myths related to funds available to students that arise due to misleading statistics as judged by journalists and government officials. It mentions that increase in sticker price, fees to attend college is less as than financial aid to students in private institutions. It reports that increase in student debt is not because of high college fees but due to increase in college enrollment and independent colleges enroll students irrespective of their financial status.