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Portable contents insurance is a type of insurance that covers valuable items outside of the home, such as electronics, jewelry, musical instruments, and sporting equipment. There are two options for coverage: unspecified or unlisted, where items are treated as part of general contents, and specified or listed, where specific items are covered for a set amount. It is important to read the fine print, as there may be an excess fee for claims. Different insurers have different excess fees, so it is important to choose a policy that aligns with the value of your items. [Extracted from the article]

We found several low-fee debit cards that don't charge a foreign exchange fee or fees for purchases or ATM withdrawals, and also don't charge a monthly account fee. If you have a low-fee debit card that doesn't charge a currency conversion fee, the exchange rate you get is set by Visa or Mastercard and is usually better than the high exchange rate margins set by travel money cards. Low-fee debit cards are also a good option for ATM withdrawals in comparison with low-fee credit cards, as they don't charge a cash advance fee. [Extracted from the article]

Travel credit cards with no overseas online purchase or foreign exchange fees and a $0 annual fee (even for additional cardholders) can be a good alternative. THE TOP 3: Bankwest Zero Platinum Basic travel insurance; 14.99% purchase interest rate (21.99% cash advance interest rate); Higher of $4 or 2% cash advance fee; $6000 minimum credit limit. 28 Degrees Global Platinum No travel insurance, but some benefits in case of flight delay; 22.99% interest rate on purchases and cash advances; Higher of $4 or 3% cash advance fee; $6000 minimum credit limit. [Extracted from the article]

Basic hospital insurance policies offer the lowest tier of health cover at the lowest price point. If you earn over $90,000 (or $180,000 for couples and families) and decide you don't need health cover but want to avoid paying extra tax, a Basic policy may be an option for you. [Extracted from the article]

The article evaluates several prescription eyeglasses providers in Australia which include VisionDirect, Luxottica Group SpA, and Specsavers Optical Group Ltd.

The article presents a comparison of restricted health funds for Australians as of October 2014 including Teacher Health, Defence Health and Commonwealth Bank of Australia group employees.

The article offers information on the Guaranteed Funeral Insurance product from Holland Insurance.