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This research aims to analyze students' creativity in writing autobiography and biography texts in Arabic using poster media in higher education. Researchers used a qualitative approach with a case study method on 35 students. Data collection techniques used interviews, documentation and observation in Arabic writing skills learning activities, while the data analysis techniques used included triangulation of data sources identified through three stages, namely data collection, data reduction, data presentation and drawing conclusions. The research results show that: 1) Student creativity in writing autobiographical and biographical texts using posters is more varied with the choice of colors, images and identification of introductory texts, experiences and life learning; 2) the sentence structure used consists of five structures, namely the structure of verbs, nouns, adverbial attributes, properties and prepositions. Research findings show that the use of poster media in learning writing skills is able to develop creativity and a variety of sentence structures. This research is limited to only two texts, so the researcher recommends further research to analyze a variety of other texts using poster media and more varied research methods.

Learning strategies are one of the key components in the teaching and learning process. Numerous studies have stated that the Teams Games Tournament (TGT), which is a part of cooperative learning strategies, has proven effective in improving student learning outcomes. However, its application in teaching Qira'ah Jahriyah (reading aloud) has not been widely explored. Therefore, researchers conducted a study at MTs.S Pondok Pesantren Al-Muttaqin Balai Belo Agam to determine the effectiveness of the TGT strategy in learning Qira'ah Jahriyah. The research employed a quantitative approach with experimental methods and utilized a Quasi-Experimental Design with purposive sampling. The sample consisted of 8th-grade students divided into two classes. Data collection was conducted using tests, and data analysis was performed using the t-test in SPSS 22. In the experimental class, the minimum posttest score was 75 and the maximum was 95, with a mean of 83.21. In the control class, the minimum score was 60 and the maximum was 85, with a mean of 73.57. The results showed that the t-test, Sig (2-tailed) 0.000 < 0.05, indicating a significant influence of the TGT cooperative learning strategy on the Qira'ah Jahriyah learning outcomes of 8th-grade students at MTs.S Al-Muttaqin Islamic Boarding School, Balai Belo Agam.

Penelitian ini bertujuan untuk mengetahui efektivitas model pembelajaran Teams games Tournament (TgT) pendekatan berdiferensiasi dengan Teams games Tournament (TgT) pendekatan Teaching at The Right Level (TaRl) terhadap hasil belajar siswa materi Unsur, Senyawa dan Campuran. Jenis Penelitian ini merupakan Penelitian Tindakan Kelas. Subjek Penelitian dengan menggunakan 1 kelas VIII SMP sebanyak 34 peserta didik di SMP Negeri 26 Surabaya. Penelitian Tindakan Kelas dengan melakukan Observasi dan memberi soal Pre Tes dan Post Tes pada peserta didik dalam pembelajaran IPA. Berdasarkan hasil penelitian ini, disimpulkan bahwa kegiatan model pembelajaran Team Games Tournament (TgT) dengan pendekatan Teaching at the Right Level (TaRl) memberikan pengaruh terhadap peningkatan Hasil belajar siswa dengan tingkat keefektivas yang didominasi kriteria Cukup Efektivitas sebesar 61%. Bahkan selisih capaian nilai efektivitas dengan Team Games Tournament (TgT) dengan pendekatan berdiferensiasi sangat signifikan sebesar 48%. Hal ini dapat dijadikan acuan pentingnya memberikan fasilitas seperti pendekatan pembelajaran bagi peserta didik agar diperoleh hasil belajar yang optimal.

This research aims to view and review published research on Science Process Skills (SPS) in 2020–2023 using VOSViewer. Article data from Google Scholar database journals collected using Publish or Perish. In 2020-2021 the number of articles published experienced a significant increase, but starting from 2022-2023 it experienced a drastic decline. Topics such as science process skills, students, development, effects, models, analysis, and learning have often been discussed by researchers. In contrast to keywords such as correlation, STEM, self efficacy, case, comparison, improvement, argumentation, and POGIL, these are research topics that are rarely researched and too broad to be studied in more depth. The results of the review of the top 10 articles cited tend to examine strategies for mastering science process skills which include experimentation, minds-on, inquiry approaches, discovery learning, strategic manipulation, debate skills, ICT, STEM, student-centered teaching, use of a variety of learning tools, hands-on exercises, group activities, PhET, mobile scientific investigations, guided inquiry, PBL, PjBL, learning cycles, use of learning media, modules and worksheets. The novelty of this research is a bibliometric analysis and review of the latest research in the field of SPS. The implication of this research is contributes and support Kurikulum Merdeka’s science learning outcomes. Future researchers can use these insights to improve science education, helps focus on their studies, and pinpoint SPS research trends.

This research examines strategies for improving the quality of Islamic higher education management in the Independent Curriculum Era. This research uses a qualitative research library-type method, conducting an in-depth study related to the Strategy for Improving the Quality of Islamic Higher Education Management in the Independent Curriculum Era with data and data sources obtained from books and national and international journal articles related to the keywords Strategy, Improving the Quality of Management, Islamic Higher Education, Independent Curriculum. The research results on strategies to improve the quality of Islamic higher education management in the Independent Curriculum era require a holistic and innovative approach to ensure educational institutions can maintain standards of excellence and relevance in facing changes in globalization. Some strategies that can be implemented to improve the quality of Islamic higher education management in the Independent Curriculum era include quality leadership, namely leadership that is visionary and innovation-oriented. Improving Curriculum and Learning, the curriculum must be structured to integrate Islamic values ​​with the latest science and technology. The application of information and communication technology allows educational institutions to increase operational efficiency learning flexibility, and be responsive to student needs. Development of human resources according to the demands of the times, as well as collaboration with various external parties by expanding networks, for example collaborating with other universities to create quality education programs.

This research explores the creation of Virtual Reality (VR)-based learning tools for Islamic religious education in Integrated Islamic elementary schools. Following a Research and Development (R&D) methodology, the study employs a six-stage approach: investigation, strategizing, enhancement, assessment, realization, and evaluation (ISI-ARE). The resulting product, a VR-based educational module for teaching the Hajj, undergoes rigorous validation by two VR and animation experts, along with an Islamic religious education teacher. Subsequently, the VR-based learning material is tested on 140 students across four Integrated Islamic Elementary Schools (SDIT) in Padang. Student responses are meticulously collected through questionnaires and analyzed using SPSS version 26.0 software.The outcomes affirm unanimous validation from the three evaluators, establishing the suitability of this media for instructional purposes. Additionally, the analysis identifies eight key aspects of student feedback related to VR-based learning, including comprehensibility of materials, clarity of instructional content, visually stimulating presentation, enjoyable and engaging experiences, a sense of realism, eagerness for repeated VR media utilization, and user-friendly accessibility. This pioneering use of VR-based learning significantly enhances the concreteness, authenticity, and enjoyment of the learning process, introducing novel dimensions and experiences to students. It emphasizes the need to continue designing and developing various VR-based resources to strengthen the teaching of Islamic principles.

Absolute Moderate Islam has been explained in Q.S Al-Baqarah verse 145. This provision is arranged in accordance with the Decree of the Minister of Religion Number 93 of 2022 regarding the strengthening of religious moderation, which must be done in a directed, systematic, comprehensive, sustainable manner. , targeted and responsible way. The existence of religious moderation is based on strengthening the rights of the community in maintaining tolerance and, prospering community life, as well as preventing the emergence of religious conflicts. This research is a type of qualitative descriptive research with the collection of documentation data taken directly from the office of the District Manager of Nahdatul Ulama Timur Nusa Tenggara and interviews with the Nahdatul Ulama Timur Nusa Tenggara regarding the role that has been carried out and the Muslim and non-Muslim community as actors who respond to the impact of the application Moderate Islam on community life. Data processing through the stages of data inspection, classification, triangulation, data analysis, and conclusions. The results of this study found that the role of Nahdatul Ulama Regional Management in grounding Moderate Islam in the City of Kupang has been proven to be effective with the implementation of the vision and mission with supporting factors, namely the strengthening factor of Ukhuwah Islamiyah, the strengthening factor. Brotherhood of Insaniyah and factors that strengthen the relationship between religious leaders.

Objective: This study examines the influence of hedonic and utilitarian values on perceived benefits and their impact on purchase intention by using effort expectancy as a moderating variable. Design/Methods/Approach: This study adopts a quantitative approach by employing a non-probability sampling technique to collect a sample of 175 respondents who had used the Shopee application in Malang. The data was analyzed using SmartPLS through the measurement model test (outer model) and structural model test. Findings: The results show that hedonic value and utilitarian value have a positive and significant effect on perceived benefit, hedonic value and utilitarian value have a positive and significant impact on purchase intention, and perceived benefit has a positive and significant effect on purchase intention. However, effort expectancy does not have a significant role in moderating the relationships. Originality/Value: The limited extant literature only addresses a simple direct–effect relationship between effort expectancy toward behavioral intention and use behavior. Drawing on the Unified Theory of Acceptance and Use, this research provides deep insight through position effort expectance as the moderation role. Also, this study elaborates on the effect of utilitarian and hedonic values on perceived benefit. In turn, this framework also explored the influence of perceived benefit on consumer intention to purchase in electronic commerce, further advancing an understanding of this dynamic subject matter. Practical/Policy Implications: The study contributes to the existing knowledge of managerial practice by pointing out the importance of effort expectancy, which shapes the consumer's perceived benefit, and illustrating its impact in the case of purchasing intention in an e-commerce application. E-commerce companies can enhance the customer experience when accessing applications to invigorate purchase intention. E-commerce companies need to maintain their performance in terms of app ease of use and provide innovations by providing more user benefits, thereby creating loyal customers. Eventually, the company should keep earning society's trust as reliable e-commerce that meets the needs of today's digital era.

During the transition of tourism activity from the early pandemic to the post-pandemic period, the amount of domestic travel by tourists is gradually increasing. Tourists are presumed to be more concerned with the value and assurance aspects of their culinary visits to the travel destination. This study utilized the involvement theory model to analyze the effect of value and assurance as the antecedents to tourist involvement while simultaneously predicting the impact of tourist involvement on variety-seeking behaviour. The role of knowledge in moderating the relationship between value and assurance of tourist involvement is also presented. Structural path modelling was designed to explore the causal relationships among variables. An online survey was distributed to 200 local tourists who have travelled to Medan, North Sumatra, Indonesia. This study revealed the significant results of value and assurance in influencing tourist involvement positively, and so did tourist involvement in variety seeking. Research also extended previous studies that addressed the moderating role of knowledge in creating involvement. Knowledge only served a slight effect on the involvement relationship. However, managerial actors in the culinary business still need to focus on maintaining the availability of information to consumers, especially in the value and assurance aspect.

his research was conducted to determine the impact of utilitarianivalue and effort expectancy towards purchaseiintention. In addition, our research also examined how hedonic value moderate utilitarian value. This research was a quantitative approach with using 150 respondents of Shopee's users. For outer and inner models were analyzed by SEM analysis using application of Smart-PLS 4th version. Our first finding reveals that utilitarian value has a significance value on purchase intention. Then, for effort expectancy also has a significance direct influence toward purchaseiintention. In accordance, hedonicivalue could significantly moderate the correlation between utilitarianivalue toward purchaseiintention. As a novelty, researcher used hedonicivalue as an alternative moderating variable that different from previous studies. These results also fulfilled the research gap between effort expectation and purchase intention in context of marketplace in Indonesia. From the result, researcher gave an advice that Shopee Corporation as the one of marketplace provider in Indonesia could improving their application especially on ease of usage and providing more benefits to all online users. Public trust could be easily gained if the corporate maximized this variable in terms of marketplace in digital era.

Research on seismicity parameters in the East Nusa Tenggara region can use the a-value and b-value parameters as the main earthquake precursors. The two parameters are seismic activity level and relief level. In general, both parameters use the relationship between between the frequency of earthquake occurrences and magnitude earthquake from the Guternberg-Ritcher law in the form of a graph. This study uses secondary data from the USGS earthquake details which was processed with ZMAP 6.0 software with the maximum likelihood method. Statistics of earthquakes with a magnitude of 4,5 ≤ Mw ≤ 7,9 as many as 1685 events and a depth of 675.5 km in the period 1990-2020. Based on data analysis, the Gutenberg-Ritcher equation is log N (M)=8.72-1.19M where b-value = 1.19, a-value = 8.72, a-value (annual) = 7.23, fractal dimension = 2.38. From this reason, seismic activity in the East Nusa Tenggara region is relatively high, stress levels are low and the source of the earthquake is the main faults cause structural earthquakes and even tsunamis in the seismic tectonics of the arc area basin in front of the Australian plate subducting along the subduction zone in the northern Indonesia. Therefore, the seismic parameters can be used as a long-term earthquake disaster mitigation through knowledge such as socialization before a disaster, during a disaster, and after a disaster by considering the local wisdom of the local community.

This research aimed to analyze the implementation framework of smart technology in learning Arabic at the Nusantara Islamic University of Bandung. Researchers adopted a mix-method, namely quantitative and qualitative. Quantitative data was obtained from distributing questionnaires from the application of the smart technology used, and qualitative data were obtained from interviews with students studying the Arabic language and literature at the Nusantara Islamic University of Bandung. Quantitative data were analyzed descriptively, namely calculating the percentage of technology use. The results of this study indicate that the use of technology uses smart technology as a teaching and learning tool. The use of smart technology makes learning easier, more interactive, and more effective. Other technologies are used such as social media, and language laboratories with different hardware and software facilities that support learning Arabic. The use of smart technology is overshadowed by positive and negative impacts that must be the main concern of all users.

The purpose of this development research is to compile a physical education, sport, and health textbook for grade ten students in the first semester of SDI Salafiyah. The method applied for this research is development research. The data collecting employs questionnaires for experts and students. With the following qualifications: an expert of instructional media and two experts of learnings of physical education, sport, and health; trials for students are conducted through phase I (small group) consisting of 8 students and phase II (big group) consisting of 21 students. The result of the research is as follows: The expert of media reveals that the percentage of evaluation result from the expert of instructional media is 79.95%; the experts of learnings reveals that the average percentage of evaluation result from two experts of learnings is 85.60%; the researcher finds that the overall average percentage as the result of phase I trial (small group) is 87.70%, the researcher also finds that the overall average percentage as the result of phase II trial (big group) is 88.75%. The conclusion of this research reveals that this physical education, sport, and health textbook is perfect with Good criteria, thus it is applicable as an instructional media for students and teachers.

The purpose of this study: first, to find out the type of language boarding program at the Salafiyyah Syafi'iyyah Islamic Boarding School in Situbondo. Second, to find out the planning of programs offered in the language boarding house Salafiyyah Syafi'iyyah Sukorejo Situbondo. This study uses qualitative research with descriptive methods. The data collection is done by observation and interview with the head of the language boarding house. Data analysis in this study consisted of 3 stages: data condensation, data display, and conclusion drawing/verification. The results of this paper inform several things: 1) The type of activity: mufrodat, al-barqi, khitobah (khitobah, khitobah rolling, khitobah akbar), reading books, memorizing, insha ', club studies, competitions (reading books by examining memorization from Arbain and mufrodat and mc traditions, reading news, advertisements, khitobah, debates, and drama). 2) Arabic language program in language boarding house using a SWOT analysis (strengths, weaknesses, opportunities, threats) with the type of short-term planning that is within a year in the form of operational plans to achieve long-term goals.

This work presents Fe3O4/SiO2 core-shell fabrication. Silica (SiO2) nanoparticles (NPs) were prepared from silica sand using a continuous method, and Fe3O4 NPs were prepared from iron sand using the co-precipitation route. For Fe3O4/SiO2 core-shell fabrication, we used the wet mixing method, where the composition of Fe3O4 and SiO2 NPs was varied, and polyethylene glycol (PEG) was used as a binder. With an in-situ technique, tetraethyl orthosilicate (TEOS) was used as the SiO2 precursor to coat the surface of the Fe3O4 NPs and the mass ratio of SiO2 and Fe3O4 NPs was modified by varying the composition of the TEOS. The samples were characterized as follows: the structure, functional groups, particle size, morphology, and the magnetic property of Fe3O4/SiO2 was characterized via X-ray diffraction, energy dispersive X-ray, Fourier transform infrared, scanning electron microscopy, and vibrating sample magnetometer, respectively, and porosity analysis was conducted. The Fe3O4/SiO2 composites were successfully synthesized using wet mixing and in situ methods. Specifically, the diffraction peaks show PEG (2θ19° and 23°) for samples prepared using the wet mixing technique. The presence of PEG in the Fe3O4/SiO2 composites reduced the saturation magnetization of the Fe3O4 NPs significantly from 29.5 to 9.0 emu/g when synthesized using the wet mixing method, and from 29.5 to 19.8 emu/g when synthesized using in the situ method. Furthermore, the increasing SiO2 NPs composition reduced the shell wall thickness significantly and enhanced the adsorption porosity of the Fe3O4/SiO2 core-shells. The higher SiO2 content led to a decrease in the porous volume of the Fe3O4/SiO2 core-shells.

This research aimed to describe the effectiveness of the flipped classroom integrated with nested model in student’s concept understanding and motivation to learn. The research type is quasi-experiment with one-group pretest-posttest design. The research was given to 20 students in VII-D class of SMPN 21 Surabaya. The effectiveness of the flipped classroom integrated with nested model was obtained from the results of a concept understanding test and a motivation to learn questionnaire. The student's concept understanding test showed that there was an improvement in gain scores between the pretest and posttest scores which is medium category and 90% of students were declared complete. Meanwhile, the gain score on the completeness of the concept understanding indicator was high category. Then the results of the student’s motivation to learn showed that there was an improvement in gain scores between pretest and posttest which is medium category. The data obtained that flipped classroom integrated with nested model was effective as a learning instrument to improve student’s concept understanding and motivation to learn during the Covid-19 pandemic.

Penelitian ini bertujuan untuk mengetahui retensi dan penetrasi oli bekas dengan pelarut solar pada konsentrasi dan lama perendaman yang berbeda serta ketahanannya terhadap serangan rayap tanah. Penelitian dilakukan di Laboratorium Biologi dan Pengawetan Kayu, Fahutan Unmul Samarinda. Data hasil penelitian diolah dengan rancangan faktorial acak lengkap 3x3 dan replikasi 10. Parameter pengukuran meliputi nilai retensi, penetrasi serta kehilangan berat akibat serangan rayap tanah (Subteranean termites). Hasil penelitian menunjukkan bahwa nilai rataan kadar air kering udara pada kayu Sengon (Paraserianthes falcataria (L) Nielsen) sebesar 11,85%, kerapatan kering udara 0,35 g/cm3 dan kerapatan kering tanur 0,32 g/cm3. Lama perendaman, konsentrasi oli bekas dan interaksinya berpengaruh sangat signifikan terhadap retensi. Semakin besar konsentrasi dan lama perendaman makin besar pula nilai retensi yang akan didapat. Lama perendaman berpengaruh sangat signifikan terhadap nilai penetrasi oli bekas, sedangkan konsentrasi oli bekas dan interaksinya menunjukkan pengaruh yang tidak signifikan. Semakin lama dilakukannya perendaman maka semakin tinggi pula nilai penetrasinya. Lama perendaman, konsentrasi oli bekas dan interaksinya tidak berpengaruh signifikan terhadap kehilangan berat. Namun jika dibandingkan dengan contoh uji tanpa perlakuan pengawetan (kontrol), contoh uji yang diawetkan dengan oli bekas lebih tahan terhadap serangan rayap tanah.

This study is aimed at exploring how to build family-based Islamic character in the Tablighi Jamaat community. As a qualitative study, the research was conducted by using an ethnographic approach. The data were collected through direct interviews with ten informants which are the heads of the family that belong to the Tablighi Jamaat community. Moreover, the researcher was also involved in some religious activities of the community for two years that the observation during the activities can be used to reinforce the result of the interviews. Those activities are Ijtima’ (annual gathering), Bayan Markas (sermon), Ta’lim Halaqah, Khuruj (proselytizing tour), Jaulah, and some informal visits to interviewees’ families. All data, both interviews and direct observation, were thematically analyzed by using specific software, namely NVivo 12. Based on the data it is found that there are five major Islamic characters could be developed through the family-based character building in the Jama’ah Tablghi community, namely: (1) good moral conduct to parents, (2) having a sense of shame to violate the shari’a, (3) behaving based on Islamic shari’a, (4) time punctuality, (5) good moral characters. Finally, the findings reveal that the building of family-based Islamic characters in the Tablighi Jamaat community contributes to the positive effects of children's Islamic characters in family and community.

The 2013 curriculum aims to form students who are ready to face the 21st century so that the 2013 curriculum is not only taught about aspects of knowledge but also aspects of skills. Thinking skills are the skills used in the 2013 curriculum, where one of the thinking skills students need is expertise in analytical thinking. These skills are necessary for science learning. Analytical thinking skills can be improved if the teacher trains them correctly, both from the learning model and learning strategies. This study examines learning models and learning tools that can improve analytical thinking skills. Learning based on inquiry learning is expected to improve students' analytical thinking skills. The findings of this study, it is known that inquiry-based models and tools can improve analytical thinking skills because they start from a problem. The problems given are then discussed with the group to find information that fits the situation and find ways to solve the problem nicely by conducting experiments or observations, then summing up the results obtained and communicating them well. Analytical thinking skills are closely related to problem-solving. So with analytical thinking skills, students will quickly identify and solve a problem.

This study aimed to explore how Arabic phonological, vocabulary, and grammatical are acquired. A qualitative approach was used to deeply explore that acquisition. The results showed that the strategy of acquiring phonological aspects carried out by drilling audio listening activities, either in the form of lectures from native speakers directly or in the form of murottal, Netflix, YouTube, and online radio; while the vocabulary acquisition strategy is done by using an Arabic dictionary both online and offline, as well as reading more books, and news through online portals. Grammatical elements are acquired by directly reading nahwu and shorof books such as Jurumiyyah, Nahwu Wadhih, and Al-arabiyah baina yadaik practicing directly by studying Arabic sentences and practicing I'rab. The findings showed that the language acquisition process using various strategies can provide language acquisition of phonological, vocabulary, and grammatical aspects. Practical implications and further research to explore more diverse variables and more complex research methods are provided.

Learning Arabic writing skills in the Pandemic Era is confronted with complex problems. One of complex problems is the minimal interaction of the limitations in learning process that has an impact on students’ learning outcomes. This STUDY aims to explore various Arabic learning media to support learners’ writing skills that can be implemented during the COVID-19 situation. The research used a qualitative approach with the case study design. The informants of the study are those who write using online-based writing learning media. The data were collected through observations, and document The findings showed that learning Arabic media based on developing taxonomy can be divided into five basic classifications according to the evolving taxonomy; media understanding stage; YouTube, Facebook, Google search, Twitter, Media application stage: Quick Voice, Animation Creation, Google Doc, media analysis; Mind map, Numbers page, evaluation media; Edmodo, Skype, Google search, Whatsapp, creative media; WordPress, iMovie, YouTube, Creative Books, Instagram. The findings of this study indicated that the process of using online media is an effort to improve creative and critical thinking processes in improving learners’ Arabic writing skills. This study examines research to test each of the media used during the COVID-19 situation.

Penelitian ini bertujuan untuk meningkatkan keterampilan berpikir kritis peserta didik melalui penerepan model pembelajaran Problem Based Learning (PBL) pada materi Usaha dan Energi. Penelitian ini menggunakan jenis penelitian pre-eksperimental dengan rancangan one group pre-test dan post-test design. Penelitian ini dilakukan di SMAN 1 Gondang dengan desain penelitian satu kelas eksperimen yaitu kelas X MIPA 4. Metode pada penelitian ini menggunakan teknik uji normalitas untuk mengetahui kategori pendistribusian normal, uji homogenitas untuk mengetahui kehomogenan data, uji t-berpasangan untuk mengetahui perbandingan antara nilai pre-test dan nilai post-test, analisis n-gain untuk mengetahui peningkatan keterampilan berpikir kritis peserta didik melalui nilai pre-test dan nilai post-test, serta deskripitif kuantitatif untuk mengetahui serta mendeskripsikan keterlaksanaan pembelajaran dengan model Problem Based Learning (PBL). Kesimpulan dari penelitian ini adalah pembelajaran dengan model Problem Based Learning (PBL) dapat meningkatkan keterampilan berpikir kritis peserta didik dengan kategori sedang serta keterlaksanaan pembelajaran dengan kategori sangat baik.

Covid-19 has spread to various countries and greatly impacted various companies, including shipping companies. Due to the pandemic, the Indonesian shipping sector is experiencing enormous uncertainty and pressure. This research investigates the effect of entrepreneurship orientation on innovation, competitive advantage, and company performance. Quantitative methods were used to analyze 127 shipping companies' leader insights. The sampling method used is probability sampling with a proportionate random sampling technique. The data was analyzed by Structural Equation Modeling (SEM) analysis with a Partial Least Square approach using the Smart-PLS 3.0 program. Entrepreneurship orientation was found to have a significant positive effect on innovation and competitive advantage. Further, innovation has a significant positive effect on competitive advantage and company performance. Ultimately, competitive advantage has a significant positive effect on company performance, and entrepreneurship orientation has an insignificant positive effect on company performance. This research concludes that better management of entrepreneurship orientation will enhance innovation and competitive advantage while maximizing innovation will enhance competitive advantage and company performance. However, the seafaring activities during the pandemic are not intended to take many risks to the company's performance. Keywords: covid-19, entrepreneurship orientation, innovation, competitive advantage and company performance

This study aims to investigating the effectiveness of using the tartil method in improving students' ability to read the Quran in elementary schools. This study uses a quantitative method with an experimental approach (true experimental pretest-posttest control group design). Data were taken from sixtysix students by means of pre-test and post-test of reading the Quran skills. All students involved are samples of the population which are used as research objects. The research data were then analyzed using descriptive statistics using the Statistical Package for Social Sciences (SPSS Windows 22.0). Overall, the results of the study indicate that the use of the tartil method in learning the Quran is very effective because it can improve students' abilities in reading the Quran. Therefore, the tartil method can be used as an alternative in learning the Quran.

This research is related to the role of KUA in the realization of family resilience (tahaga) in the life of the Muslim community in Tepus sub-district in Gunung Kidul Regency. The benefits can be felt in the mapping of external factors in family resilience that can affect life, including social conditions and community participation. Judging from its nature, this qualitative socio-juridical research includes descriptive research which intends to provide as accurate a data as possible about natural conditions in activities that show the role of KUA Tepus District in strengthening family resilience. The data were then obtained by participatory observation, in-depth interviews with informants from the KUA and office documentation on all matters relating to the object of research. The task of KUA Tepus District has supported its role in strengthening family resilience in the community related to religious, psychological and sociological resilience as well as the community's economy.

Choosing a career as an Early Childhood Education Teacher is both challenging and joyful. Not everyone is interested in this profession except for those who have strong motivation. This study aims to identify students’ exact motivation to select the Early Childhood Education Department at Public University. This study uses combined qualitative and quantitative methods (exploratory mixed methods design). Sources of qualitative data were taken from twenty informants through in-depth interviews and analyzed using NVivo 10 analysis software, while sources of quantitative data were taken from a hundred correspondents and analyzed using SPSS 20 software. Both qualitative and quantitative data analyses showed that students have seven motivations to select the Early Childhood Education Department. Those seven motivations are: i) parents encouragement (81%); ii) job opportunities after graduation (83%); iii) loving kids (85%); iv) teaching is a noble profession (100%); self-will (70%); vi) the choice to be a teacher (76%); and vii) Early Childhood Education is not difficult, but joyful (80%). The study has successfully revealed seven students’ motivations for selecting the Early Childhood Education Department at Public University. This study’s results can be used as preliminary data for subsequent researchers to examine this problem in different contexts and issues. This study’s findings need to be continued by the next researcher by examining the correlation between motivational aspects with various other variables. However, this data can also be used as an initial reference for examining the issues and problems in different contexts.

This study aims to identify the implementation of national education which is integrated in the taklim process at the campus mosque. The universities involved in this research include 4 universities in Yogyakarta. The data collection process used participatory observation, in-depth interviews and documentation of curriculum and taklim materials held at each campus mosque to be analyzed following the path of Miles and Huberman. The campus mosque taklim has not developed national education specifically but randomly with more exploration in primary literature that is directly related to the material. National insight is expanded with incidental complementary taklim such as public lectures that invite national figures as resource persons to discuss national issues. Recommendations need to equalize Islamic education with a national perspective on par with other materials that need to be complemented by the preparation of relevant materials and learning methods, not merely complementary.

The results of this study indicate that the average value of air dry moisture content of sengon wood is 14.081%, the air dry density is 0.326 g/m3 and oven dry density is 0.295 g/m3. The highest average retention value was at 3 days immersion with a concentration of 7% i.e. 16.161 kg/m3 and the lowest was at 1 day immersion with a concentration of 3% i.e. 5.161 kg/m3. The highest value of burn intensity at 2 days immersion with a 3% concentration i.e. 16.249% and the lowest at 1 day immersion with a concentration of 7% i.e. 6.025%. Preservation of sengon wood using natrium silicate at a concentration of 3%, 5% and 7% and immersion for 1 day, 2 days and 3 days is less effective in holding the fire rate, because the value is still below the ASTM E69 standard (2002) i.e. 7.5. The effective test of preservative (W) obtained the highest value of burn intensity at 1 day immersion with a concentration of 7% i.e. 7,490 and the lowest value at 2 days of immersion with a concentration of 3%, i.e. 3,231. The maximum temperature ranges from 206.0-291.2°C and the cooking time ranges from 206.1-607.8 seconds.

This research aims to describe the improvement of critical thinking skills of primary school students in the learning model of teaching Inquiry integrated peer instruction. A research sample is a Grade 5 primary school student with a total of 40 students. Research methods use experimental research with one group pre-test and post-test design. Data collection techniques using tests. The data analysis technique uses statistic inferential. Based on the results of the calculations using N-Gain, it is gained that there is an increase in the critical thinking skills of primary school students, i.e. 12 students gained a high upgrade category and 28 students gained a moderate upgrade category. In addition, it is obtained that students experience the guidance of learning both individually and in class. The result of guided Inquiry model integrated peer instruction provided effect so that there has been an improvement of critical thinking in primary school students. Further research is expected that all students can obtain high increases.

This study aims to identify the verses of the Quran relating to family resilience. The focus is on the ideal role of each family member; father, mother and child; in strengthening resilience in their environment. From there it can be seen that each one needs seriousness in behaving, acting and communicating with each other for the sake of the continuity of family life can be maintained, if we need to ask for help from other parties. For this reason, it is recommended that family security legislation, especially in Indonesia, be carried out immediately in addition to the activeness of Islamic religious leaders participating directly in the success of its implementation by spreading it as part of the nation's resilience

This qualitative case study research deals with the implementation of the 100 Mosques / Musalla movement which socializes the MUI fatwa number 5 of 2010 concerning the Direction of the Qibla in Sleman Regency. by taking two districts to represent the conditions of urban and rural communities. The data collection methods are involved observation, documentation and interviews with 10 informants from community leaders in the two regions. Some people reject change because of their belief in the myth of the ijtihad of their predecessors, besides considering technology not as a means to perfect worship, including measuring the direction of the Qibla. However, most of the changes due to the certification of the mosque's Qibla direction do not require changes to the building, but only adjusting the prayer lines (saff) in the mosque. The dissemination of astronomical technology, which is understood as a form of ijtihad, can be done so that changes and developments that occur in the direction of the mosque's qibla can be accepted by the community.

Rattan craft is one of the regional superior products in Jepara. Because the products have high quality, they are able to compete in the international market. However, the presence of rattan handicrafts also experienced ups and downs, both at local, national and international trade. Therefore, it is necessary to increase the competitiveness of rattan craftsmen through a mentoring program from the service program at SME of Rotan Indah Jepara. The strategic value of the assisted partner is increasing competitiveness towards the export market through approaches to the application of appropriate science and technology, enhancing the quality and quantity of production, and strengthening institutional capacity. The achievement of the target shows the accuracy of the assistance method used. Several programs have been carried out, including strengthening production equipment and implementing appropriate technology, strengthening product capacity and quality, strengthening marketing capacity, and strengthening corporate governance, compiling accounting systems and computerized financial reporting. The results of this program show that all the targets can be realized. The impact and benefits of this service program are social changes, effectiveness and increased productivity, in the form of increased sales turnover, changes in better work patterns, increased production capacity due to changes in work patterns, systems and technology used. Another added value is shown to be significant savings from good management patterns and more efficient production processes.

Jaring Aspirasi is a liaison between the people and the local government leaders of Kulonprogo Regency. With the face-to-face model with a regent every Thursday, it is hoped that public information will be absorbed immediately to solve problems as soon as possible. This legal sociology study is intended to find out how the process works. then the research was conducted by means of observation, documentation and interviews. Triangulation was also carried out to obtain data validity as expected. Qualitative analysis is analytical descriptive of the results of the collected data. The information and public complaints in the seminar department are resolved in four categories depending on the quality of the information. This pattern satisfies members of the community and makes them realize that information cannot always be resolved at one time, especially in matters requiring disposition with other institutions. Kamispaginan as a form of public service is a form of joint deliberation between the regional government and the community which should be continued with increased socialization so that community participation will also increase.

This study is aimed at analyzing the effect of Professional Education and Training for Teachers (PLPG) in improving pedagogic competence and teacher performance. The research used quantitative method through survey approach. The data was taken from 35 respondents using the training exam module and teacher performance instruments. All data were analyzed using software SPSS for Windows release 22.0 through both descriptive and correlation analysis. The result of descriptive analysis of teachers pedagogic competence after taking training test is good (83,74%). Furthermore, Pearson Product Moment Correlation analysis shows that there is a significant negative correlation between these activities and teachers performance obtained (rcount) = -0.590 at 0.000 significance level. The results of the analysis show that teachers need to follow the training to improve their pedagogic competence as well as their performance in teaching and assessing. Since the teachers’ knowledge increases, it will definitely have an impact on their performance at school.

This research aims to test and prove the influence of organizational culture, organizational commitment, and motivation of work towards job satisfaction and performance of employees of PT Indofood Sukses Makmur Tbk Kalimantan. The population in this study were employees of PT Indofood Sukses Makmur Tbk Kalimantan some 392 employees originating from the manufacturing, human resources development, marketing, and accounting. Using the formula, the respondent elected slovin as samples of 50.5% of the number of 198 employees originating from the manufacturing of 155 employees, human resources a number of 19 employees, marketing a number of 14 employees, and accounting of 10 employees. Based on the results of data analysis using Structural Equation Modeling (SEM) through AMOS 16.0, the results showed the 7 proposed hypotheses, there is a significant hypothesis 6 or received and there is a rejected hypothesis 1. As for the hypothesis is a hypothesis accepted: 1. Organizational culture affect significantly to job satisfaction of employees. Hypothesis 2. Organizational commitment affect significantly to job satisfaction of employees, the hypothesis 3. Influential work motivation significantly to job satisfaction of employees, hypothesis 4. Organizational culture affect significantly the performance of employees, the hypothesis 6. Significant impact on the motivation of working performance of employees, and hypotheses 7. Job satisfaction influence significantly the performance of the employees of PT Indofood Sukses Makmur Tbk Kalimantan. The hypothesis was rejected while the 1 is the hypothesis that 5 has no effect on the Organization's commitment to the performance of the employees of PT Indofood Sukses Makmur Tbk Kalimantan

Tujuan dari pengembangan ini mengembangkan kurikulum muatan lokal karawitan yang menjadi tolak ukur untuk mengajarkan cara bermain karawitan kepada siswa SMA sehingga dapat menjaga kelestarian lokal daerah serta mampu untuk meneruskan pada generasi berikutnya kebudayaan asli Indonesia agar tidak tergerus oleh perkembangan zaman. Penelitian ini menggunakan model pengembangan kurikulum Beauchamp’s System Model. Subjek penelitian pengembangan ini adalah SMAN 3 Nganjuk. Jenis data yang di gunakan adalah data kuantitatif (Instrumen ahli kurikulum, ahli materi) dan kualitatif (observasi dan wawancara).

Kebugaran jasmani peserta didik merupakan aspek penting yang dapat meningkatkan mobilitas dalam meraih prestasi akademik secara maksimal. Upaya meningkatkan kebugaran jasmani peserta didik dapat melalui berbagai aktifitas fisik yang salah satunya adalah kegiatan SKJ. Penelitian ini bertujuan untuk mengetahui secara jelas tentang pengaruh latihan SKJ terhadap tingkat kebugaran jasmani siswa kelas V di MIN Donomulyo Kabupaten Malang. Hasil penelitian diharapkan dapat membantu meningkatkan pengetahuan tentang kebugaran jasmani melalui SKJ. Penelitian ini termasuk jenis penelitian kuantitatif dengan menggunakan pendekatan metode eksperimental, sementara treatment yang dilakukan adalah 3 kali dalam seminggu. Sampel yang digunakan adalah siswa kelas V di MIN Donomulyo Kabupaten Malang. Hasil penelitian dan analisis data yang telah dilakukan terhadap latihan senam kebugaran jasmani 3 kali seminggu terdapat peningkatan kebugaran jasmani pada siswa kelas 5 di MIN Donomulyo Kabupaten Malang.

This research was conducted in one state senior high school in Jambi city aiming to get the whole picture about the methods of teachers in teaching Arabic vocabulary. We used a qualitative study with a case study approach. The participants of this research were teachers who taught Arabic vocabulary. The data were collected through interviews, documentation, and observation. The results showed that the methods used by the teachers in teaching Arabic vocabulary were mostly lecturing and demonstration. The obstacles faced by the teachers in Arabic vocabulary teaching were covered in several points namely, limited time allocation, teacher education background, infrastructure and lack of student interest in religious learning and expanding Arabic knowledge. We also presented the efforts by teachers to overcome the obstacles such as to motivate the students by telling them the importance of Arabic in international community as one of international students, to give practice tasks implementation, to sustainable evaluation and task.

Google Earth is one of the technologies of computer programs that provide facilities for the user to see the buildings in three dimensions, providing a latitude and longitude information of places around the globe. The purpose of using Google Earth to measure the direction of Qibla is to analyze and determine the measurement accuracy of Google Earth in the direction of Qibla, outlining the steps Google Earth in the measurement of the direction of Qibla. In this case the method of field research, testing experimental approach by comparison tools theodolite, measuring the direction of Qibla with Google Earth was conducted in three big buildings are: Masjid Agung Jawa Tengah, Masjid Kauman Yogyakarta, Masjid Ulil Albab UII Yogyakarta. Three small buildings are At-Tauba Mosque, al-Ikhlas Mosque, an-Nur mosque in Beringin Semarang.

The research discuss about the formation of the verb stem فعّل /fa''ala/ in alphabet /hamzah/ (أ) /wau/ (و) and /ya>‘/ (ي) and about the posed meaning of the verb stem فعّل /fa''ala/ in alphabet /hamzah/ (أ) /wau/ (و) and /ya>‘/ (ي). The purposes in this research are describe the process of formation of the verb stem فعّل /fa''ala/ in alphabet /hamzah/ (أ) /wau/ (و) and /ya>‘/ (ي) and describe the meaning arising from the verb stem فعّل /fa''ala/ in alphabet /hamzah/ (أ) /wau/ (و) and /ya>‘/ (ي). The research applied qualitative descriptive research method including three stages, data collection, data analysis, and presentation of the results. Tapping technique, observation technique, and note technique as a method of providing data. Direct segmenting constituents technique and deletion technique as the method of data analysis, and informal techniques as the method of presenting the results of the data analysis. This results showed that the formation of verbs stem /fa''ala/ always through the process of idhgam or the process of inserting two letters are same into a single letter shadda. In addition it same letters in the middle of words or of species /'ain fi'l/, instead of one of the letters in the word (سألتمونيها). There are a variety stem of the verb before stem/fa''ala/ which determines the capacity of verbs that can be stem /fa''ala/. The formation of verbs stem /fa''ala/ are means /litta'diyah/ or to shows the transitive of verb, /littaktsīr/ shows the meaning of reply, /ar-Raddu bi ma’nā fi’l al-Mujarrad/ shows the meaning as a the meaning original verb, and /liddalālah 'alā al-Masyīila al-Maudhli' or littaujīh/ shows the meaning go to the somewhere. while the dominant is means /litta'diyah/.

Essentially, this book of tafseer is a comprehensive one since has interpretation in various aspects. All people from the East and the West can do so and have certainly will have a happy soul as he deepens the ocean of interpretation. An interpretation that gives you light of the world and religion so that you feel as if it has been opened to you the gates of heaven. It is the previously unpublished interpretation pattern. So no doubt that the author must be a researcher, interpreter, expert in Islamic jurispridence and Arabic, as well as a mufti of Baghdad. He is al-Alusi who revived the prestige of Baghdad in the aspects of civilization and knowledge. His interpretation is focused on the munasabat and unity of the theme with a stunning explanation so that we can enjoy the contents of this interpretation.

Biodiesel is an alternative fuel from renewable sources with the composition of fatty acids from vegetable oils or animal oils. Biodiesel production from used cooking oil was counducted to determine the effect of basa heterogen catalyst of snail shell that used on a transesterification reaction with dry washing method for the yield and quality of biodiesel based on the quality standard of Biodiesel according to SNI No. 04 – 7182-2006. The study was designed using Rancang Acak Lengkap (RAL) with two factors, the concentration of catalyst (K): (6, 7 and 8%) and the concentration of magnesium silicate (M): (1 and 1.5%). The parameters analyzed include biodiesel yield, viscosity, density, acid number, flash point, cloud point , water content and heat value. The results showed that the highest yield of 63% was obtained from treatment of the catalyst concentration 6% and magnesium silicate 1% with the quality of biodiesel: viscosity of 5.692 mm2 / s, density of 867.8 kg / m3, the number of acid 0.605 Mg-KOH/Kg, a flash point of 160 oC, 12 oC cloud point, the water content of 0.08% and a heat value of 41.379 MJ / Kg. Keywords : Biodiesel, Catalyst Heterogenous, Snail Shell, Dry Washing

Background Lactose intolerance is the most common disorder of intestinal carbohydrate digestion. Probiotic that contains the cor- rect strain in appropriate amount can be used as an alternative dietary for lactose intolerance patients. Objective This study was designed to describe the role of probiotic in relieving lactose intolerance symptoms in children consumed full-cream milk. Methods This study was a clinical trial. Inclusion criteria was chil- dren aged 12-14 years old, had a good nutrition and health status, with positive breath hydrogen test (BHT) result and lactose intoler- ance symptom(s), and their parents gave consent. Forty-two chil- dren were included. All subjects consumed one glass (200 ml) of full-cream milk twice a day for 21 days and recorded intolerance symptoms. Probiotic was added from 8 th to 21 st day in their milk, and responses of treatment were evaluated by scoring system (based on borborigmic, flatulence, abdominal bloating, nausea and vomiting, abdominal pain, and diarrhea symptoms). At the end of study they were undergone second BHT examination. Results There were decreasing mean score rates at 7 th day (pre) 13.8 (SD 5.5) compared with 7.5 (SD 3.5) at 14 th day (after) and was statistically significant (P

This study aims to empirically study the effect of variable Corporate Social Responsibility (CSR) to the Brand Image, Brand Trust and Brand Loyalty. The samples used in this study 116 respondents using Accidental Sampling. Respondents are society around village Keboncandi and acquire CSR PT. Tirta Investama, Using Aqua Danone products and Making a purchase at least 3 times during the last six months. The results showed that Corporate Social Responsibility (CSR) have significant effect toward Brand Image. Corporate Social Responsibility (CSR) have significant effect toward Brand Trust. Corporate Social Responsibility (CSR) have significant effect toward Brand Loyalty. Brand image have significant effect toward Brand Trust. Brand Image have significant effect toward Brand Loyalty. Brand Trust have significant effect toward Brand Loyalty.Keywords: Corporate Social Responsibility (CSR), Brand Image, Brand Trust, Brand LoyaltyABSTRAKÂ Penelitian ini bertujuan untuk mempelajari secara empirik pengaruh dari variabel Corporate Social Responsibility (CSR) terhadap Citra Merek, Kepercayaan Merek dan Loyalitas Merek. Jumlah sampel yang digunakan dalam penelitian ini 116 orang responden dengan menggunakan Accidental Sampling. Respondennya merupakan masyarakat sekitar Desa Keboncandi yang mengetahui dan memperoleh CSR PT. Tirta Investama, Menggunakan produk Aqua Danone dan Melakukan pembelian minimal 3 kali selama enam bulan terakhir. Hasil penelitian menunjukkan bahwa Corporate Social Responsibility (CSR) berpengaruh signifikan terhadap Citra Merek. Corporate Social Responsibility (CSR) berpengaruh signifikan terhadap Kepercayaan Merek. Corporate Social Responsibility (CSR) berpengaruh signifikan terhadap Loyalitas Merek. Citra Merek berpengaruh signifikan terhadap Kepercayaan Merek. Citra Merek berpengaruh signifikan terhadap Loyalitas Merek. Kepercayaan Merek berpengaruh signifikan terhadap Loyalitas Merek.Kata Kunci: Corporate Social Responsibility (CSR), Citra Merek, Kepercayaan Merek, Loyalitas Merek

Universitas Mulawarman dengan pola ilmiah pokoknya hutan tropis lembab dan lingkungannya, memiliki salah satu laboratorium alam berupa Hutan Pendidikan Fakultas Kehutanan Unmul (HPFU). Areal ini menjadi menarik karena HPFU disamping representasi hutan alam tropis yang relatif cukup bagus juga posisinya yang sangat strategis . HPFU mengalami dinamika baik kondisi biogeofisik karena faktor alam khususnya kebakaran hutan tahun 1982/1983, 1992/1993, dan 1997/1998, maupun akibat aktivitas manusia. Hasil penafsiran citra Landsat liputan 2016 seluas 299,03 Ha, penutupan lahannya didominasi hutan sekunder seluas 204,13 Ha (68,99%) dan belukar 67,97 Ha (22,97%). Hasil inventarisasi hutan tahun 2016 dijumpai sebanyak 73 jenis pohon. Potensi rata-rata strata belukar 127,81 m3/Ha dengan 130 batang/Ha dan hutan sekunder 135,46 m3/Ha dengan 111 batang/Ha. Pendugaan cadangan karbon pada areal HPFU sebesar 32.937,79 ton. Sementara itu keberadaan satwa diantaranya Orang Utan (Pongo pigmaeus), Owa-Owa (Hylobates muelleri), berbagai jenis burung seperti Rajawali (Thearaetus pennatus), Elang bondol, Ular Phyton, Kura-kura, dan lain-lain. Selain dinamika biogeofisik dan sosial budaya masyarakat sekitar HPFU, status penetapan kawasan hutan juga mengalami perubahan seiring berjalannya waktu mulai dari ex areal HPH CV Kayu Mahakam, berturut-turut menjadi Hutan Koleksi Universitas Mulawarman, Hutan Pendidikan Fakultas Kehutanan Unmul, Kebun Raya Unmul, Kebun Raya Unmul Samarinda, dan kini berdasarkan SK Menhut No.674/Menhut-II/2011 menjadi KPHP Samarinda yang penamaannya akan diusulkan menjadi KPHP Hutan Pendidikan Fakultas Kehutanan Universitas Mulawarman (HPFU) bersamaan dengan pembuatan dokumen tata hutan dan RPHJP pada tahun 2017 ini. Dengan ditetapkannya HPFU sebagai KPHP, maka potensi biogeofisik dan sosial budaya masyarakat sekitar hutan akan menjadi potensi harapan yang besar meskipun di sisi lain ada beberapa kendala dan permasalahan yang dihadapi yaitu : struktur kelembagaan yang ada (perlu adanya sinkroniosasi antara Fahutan Unmul, Badan Pengelola Hutan Pendidikan Fahutan Unmul, dan Dishut Propinsi Kaltim tentang KPHP Samarinda ; aktivitas tambang batubara yang berbatasan langsung dengan kawasan KPHP Samarinda; kerawanan terhadap kebakaran hutan; keterbatasan investasi dan kondisi sarana dan prasarana yang sudah mulai rusak. Adapun peluang dan pengembangan KPHP Samarinda adalah diupayakan sebagai KPH center khususnya di Kaltim dan Kalimantan umumnya, pembangunan model-model pengelolaan hutan serta pembangunan ekowisata modern.

This research was conducted in one state senior high school in Jambi city aiming to get the whole picture about the methods of teachers in teaching Arabic vocabulary. We used a qualitative study with a case study approach. The participants of this research were teachers who taught Arabic vocabulary. The data were collected through interviews, documentation, and observation. The results showed that the methods used by the teachers in teaching Arabic vocabulary were mostly lecturing and demonstration. The obstacles faced by the teachers in Arabic vocabulary teaching were covered in several points namely, limited time allocation, teacher education background, infrastructure and lack of student interest in religious learning and expanding Arabic knowledge. We also presented the efforts by teachers to overcome the obstacles such as to motivate the students by telling them the importance of Arabic in international community as one of international students, to give practice tasks implementation, to sustainable evaluation and task.

Apparently, even causing the pros and contra, the business of credit cards tempts most perpetrators of Islamic banks to make sharia's credit card. Sharia based credit cards have a number of differences than the conventional credit card. One of them is the basic law that refers to the Banking law, as well as to the Islamic banking law, and the National Fatwa Council of Sharia. In Addition, shariah's credit cards are credit cards that implement the wage system (ujrah). In the transaction, sharia's credit card users free of interest and penalties. Penalties only apply to customers who are in default, and the fine is not used as revenue for the bank, but it is distributed to the social fundDOI: 10.15408/aiq.v3i2.2135

Apparently, even causing the pros and contra, the business of credit cards tempts most perpetrators of Islamic banks to makesharias’credit card. Sharia based credit cards have a number of differences than the conventional credit card. One of them is the basic law that refers to the Banking Law, as well as to the Islamic banking law, and the National Fatwa Council of Sharia. In addition, Islamic credit cards are credit cards that implement the wage system (ujrah). In the transaction, Islamic credit card users free of interest and penalties. Penalties only apply to customers who are in default, and the fine is not used as revenue for the bank, but it is distributed to the social fund

Pendidikan humanistik bermakna menekankan pentingnya pelestarian eksistensi manusia dalam arti membantu manusia lebih manusiawi, lebih berbudaya, sebagai manusia yang utuh berkembang. Pendidikan humanis-religius merupakan sebuah konsep keagamaan yang menempatkan manusia sebagai manusia, serta upaya humanisme terhadap ilmu-ilmu agama dengan tetap memperhatikan tanggung jawab atas ungkapan Hablun Min Allah dan Hablun Min An-Nas. Pendidikan humanis religius adalah proses memberi pelajaran kepada manusia bahwa sesuatu perbuatan yang jika harus menunggu Tuhan untuk bertindak untuk kita, itu merupakan perbuatan yang tidak bermoral. Kita harus senantiasa berusaha untuk menghentikan perang-perang dan kriminalitas-kriminalitas dan kebrutalan yang ada sekarang serta masa yang akan datang. Corak pendidikan humanis religius, umumnya terdapat pada pesantren yang ditunjukan dengan sikap cinta terhadap sesama manusia, baik kyai maupun santri yang mempunyai kesadaran bahwa manusia merupakan ciptaan Tuhan yang paling mulia di antara makhluk ciptaan-Nya yang lain, sehingga para santri mengemban amanat yakni sebagai khalifah fi al-ardh. Semoga bermanfaat!

The purpose of this research was to investigate and explain the significant effect of service quality on corporate image, service quality on customer satisfaction, service quality on customer loyalty, corporate image on customer loyalty, corporate image on customer satisfaction and to customer satisfaction on customer loyalty. This research is an explanatory research that explains the causal relationships between variables by using a quantitative approach. Generalized Structured Component Analysis (GSCA) is used as a method of data analysis, accompanied by hypothesis testing to determine significant effect on the variables that have been determined. Population taken as many as 55 customers who live in the area BCA Rungkut Mapan, Surabaya. The technique used is to provide keuisioner to respondents. The results of this study are of six hypotheses, there is a hypothesis that is rejected is no significant effect of service quality on customer loyalty. Limitation in this research is the narrowness of the region and at least a population sample. So for the next study is expected to extend coverage and increase the study sample, which made a research will be better.