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Perbandingan Kartu Kredit dan Kartu Kredit Berbasis Syariah di Indonesia

Authors :
Zainul Arifin Yusuf
Source :
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah, Vol 3, Iss 2, Pp 255-272 (2015)
Publication Year :
2015
Publisher :
Syarif Hidayatullah State Islamic University of Jakarta, 2015.

Abstract

Apparently, even causing the pros and contra, the business of credit cards tempts most perpetrators of Islamic banks to make sharia's credit card. Sharia based credit cards have a number of differences than the conventional credit card. One of them is the basic law that refers to the Banking law, as well as to the Islamic banking law, and the National Fatwa Council of Sharia. In Addition, shariah's credit cards are credit cards that implement the wage system (ujrah). In the transaction, sharia's credit card users free of interest and penalties. Penalties only apply to customers who are in default, and the fine is not used as revenue for the bank, but it is distributed to the social fundDOI: 10.15408/aiq.v3i2.2135

Details

Language :
English
ISSN :
2087135X and 24078654
Volume :
3
Issue :
2
Database :
Directory of Open Access Journals
Journal :
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah
Publication Type :
Academic Journal
Accession number :
edsdoj.128b7537ff054a76bf332555cd38c743
Document Type :
article
Full Text :
https://doi.org/10.15408/aiq.v3i2.2135