Financial Education in the Digitalization Era: A Bibliometric Analysis

In the era of digitalization, financial education is essential because it is one of the most critical skills a tech-savvy generation z can acquire. Seeing the rapid change in financial access from traditional to digital today, with bibliometric approach seeks to present how financial education is needed in digital finance. It is increasingly evolving so that Generation Z does not fall into digital traps such as credit and impulsive purchases. Based on the Scopus database, 137 documents have been published from 1999 to 2022. Journals, authors, countries, articles, themes, and publication trends have been used to identify influential works, describe financial education in the era of digitalization, and identify gaps. The United States is the leading producing country with 69 documents and is also the most in citations. In addition, bibliometric analysis shows that the journal of financial counseling is the most productive journal researchers often go to on financial education; next, there is Journal of Consumer Affair. Of the 332 keywords used in the document, financial literacy, financial knowledge, and financial behavior are often identified. Recent themes identified in the last three years include financial inclusion, digital finance, and financial technology. This study provides a comprehensive overview of the state of research on financial education in digital finance for generation z in the transition period to lead to financial well-being. The results are particularly relevant for children studying financial education, given the rising levels of credit and impulsive purchases for Generation Z in the digital financial age, which exposes individuals to fast financial services and requires informed decision-making. This study helps academic researchers know the core of financial education and identify relevant areas that need to be investigated in future research. [For the full proceedings, see ED654100.]