Keep It Safe. FDIC Money Smart Financial Education Curriculum = Conozca sus Derechos. FDIC Money Smart Plan de Educacion para Capacitacion en Finanzas.

This module on one's rights as a consumer is one of ten in the Money Smart curriculum, and includes an instructor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to enable participants to become familiar with their rights as banking consumers. Topics are nondeposit investment products; Equal Credit Opportunity Act; Fair Debt Collection Practices Act; resolving complaints by writing to the regulators; predatory loans; losing your wallet or purse; and identity theft. A sample complaint letter is provided. Each module consists of an instructor guide, sample promotional flyer, and take-home guide for class participants. The instructor guide provides this information: preparing to present the course; materials and equipment list; and guide to icons. Each page is divided into two columns. The left presents icons to alert the instructor to discussion questions, exercises, transitions, and summaries; the right provides step-by-step directions that enable the instructor to ask questions, provide explanations, show slides, handout materials, and introduce exercises. Handouts and overheads are appended. The flyer follows. The take-home guide is comprised of information sheets; a list of 17 resources, organizations and websites; course evaluation; and "What Do You Know," a pre-and post-form that shows what participants know about banking basics. (YLB)