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Credit Risk Minimizing: Analysis study of Islamic and conventional banks in Yemen
- Source :
- Journal of Advanced Research in Economics and Administrative Sciences; Vol. 3 No. 4 (2022): Journal of Advanced Research in Economics and Administrative Sciences; 1-8; 2708-9320
- Publication Year :
- 2023
-
Abstract
- Purpose: The study aims to compare the credit risk minimization between Islamic and conventional banks in Yemen. Approach/Methodology/Design: This paper is limited to a homogeneous sample that includes the Islamic and conventional banks' coverage as they represent the most significant part of the Yemeni banking sector. Using a descriptive-analytical method, data has been collected by a questionnaire sent by post to each Islamic and conventional bank separately located in Yemen's capital city. Findings: The study concludes that credit risk is the most critical risk facing banks, and there is a significant difference in credit risk minimizing between Islamic. Originality/value: The result showed that the banks' most critical risks are credit risks, and there is a significant difference in credit risk minimisation between Islamic and conventional banks. Also, conventional banks possessed a credit risk minimizing system better than Islamic banks. Several recommendations identified where the Yemeni banks, whether Islamic or conventional, should use advanced methods to measure and analyze credit risks.
Details
- Database :
- OAIster
- Journal :
- Journal of Advanced Research in Economics and Administrative Sciences; Vol. 3 No. 4 (2022): Journal of Advanced Research in Economics and Administrative Sciences; 1-8; 2708-9320
- Notes :
- application/pdf, English
- Publication Type :
- Electronic Resource
- Accession number :
- edsoai.on1370107628
- Document Type :
- Electronic Resource