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APPLICATION OF CROWDFUNDING AS AN ALTERNATIVE SOURCE OF PROJECT FINANCING IN EU COUNTRIES - ASSUMPTIONS OF ITS DEVELOPMENT IN BOSNIA AND HERZEGOVINA AND CROATIA

Authors :
Stevanović, Suzana; University of East Sarajevo, Faculty of Business Economics Bijeljina, RS, BiH
Milenković, Ivan; University of Novi Sad, Faculty of Economics in Subotica, Serbia
Stevanović, Suzana; University of East Sarajevo, Faculty of Business Economics Bijeljina, RS, BiH
Milenković, Ivan; University of Novi Sad, Faculty of Economics in Subotica, Serbia
Source :
Novi Ekonomist; Vol 14, Nº 27 (2020): Novi Ekonomist: Journal of Economic Theory and Practice; 54-60; Novi Ekonomist; Vol 14, Nº 27 (2020): Novi Ekonomist: Journal of Economic Theory and Practice; 54-60; 2566-333X; 1840-2313
Publication Year :
2020

Abstract

A new economic trend in the financing of projects, start-ups, innovative projects and many other projects from various fields (music, film, games) is widespread today and its called crowdfunding or group financing. With the development of new technologies, and thus social networks around the world, it creates the possibility and potential advantage of associating around the world in raising funds in an alternative way. Crowdfunding can be organized in several forms or models. The basic division is the one that is carried out by the European Commission: Reward-based crowdfunding, Donation-based crowdfunding, Share-based crowdfunding and Investment-based crowdfunding. The crowdfunding market is constantly growing. As conditions for traditional funding become more stringent, crowdfunding could be a potential key to success. Prospects for the development of crowdfunding in Bosnia and Herzegovina and Croatia are reflected in the legal regulation of this method of financing, which would facilitate administrative work, reduce handling costs and create legal certainty. Following the established regulations, intensive attention should be dedicated to the promotion of crowdfunding and "raising awareness" of citizens, pointing out the possible benefits and advantages that it offers. This will take some time, so that in the foreseeable future, alternative financing of crowdfunding will gain in importance in Bosnia and Herzegovina and Croatia.<br />Novi ekonomski trend u finansiranju projekata, start-up preduzeća, inovativnih projekata i mnogih drugih projekata iz raznih oblasti (muzika, film, igrice) je danas širom sveta rasprostranjen i naziva se Crowdfunding ili grupno finansiranje. Razvojem novih tehnologija, a time i društvenih mreža širom sveta stvara mogućnost i potencijalnu prednost udruživanja širom sveta u prikupljanju sredstava na alternativni način. Crowdfunding može biti organizovan u više oblika, odnosno modela. Baznična podela je ona koju je izvršila Evropska komisija: Crowdfunding zasnovan na nagradama, Crowdfunding zasnovan na donacijama, Crowdfunding zasnovan na udelima i Crowdfunding zasnovan na investiranju. Tržište Crowdfunding-a je u stalnom porastu. Kako se uslovi kod tradicionalnih načina finansiranja sve više zaoštravaju, Crowdfunding bi mogao biti potencijalni ključ uspeha. Perspektive razvoja Crowdfunding-a u Bosni i Hercegovini i Hrvatskoj se ogledaju u zakonskom regulisanju ovog načina finansiranja, čime bi se olakašali administrativni poslovi, snizili manipulativni troškovi i stvorila pravna sigurnost. Nakon utvrđene regulative bi se trebalo intezivno posevetiti promociji Crowdfunding-a i „buđenja svesti“ građana, ukazivajući na moguće pogodnosti i prednosti koje on nudi. Za ovo je potrebno izvesno vreme, tako da će u doglednoj budućnosti alternativni način finansiranja Crowdfunding dobiti na značaju i u Bosni i Hercegovini i Hrvatskoj.

Details

Database :
OAIster
Journal :
Novi Ekonomist; Vol 14, Nº 27 (2020): Novi Ekonomist: Journal of Economic Theory and Practice; 54-60; Novi Ekonomist; Vol 14, Nº 27 (2020): Novi Ekonomist: Journal of Economic Theory and Practice; 54-60; 2566-333X; 1840-2313
Notes :
application/pdf, application/pdf, Serbian, English
Publication Type :
Electronic Resource
Accession number :
edsoai.on1227972614
Document Type :
Electronic Resource