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Multi-banking ATM system services using biometrics

Authors :
Harsha Patil
Vikas Mahandule
Lekharaj Khachane
Shruti Narkhede
Source :
Management Science Letters, Vol 14, Iss 4, Pp 219-226 (2024)
Publication Year :
2024
Publisher :
Growing Science, 2024.

Abstract

Automated Teller Machine (ATM) transactions are now regarded as secure, dependable, and unavoidable for meeting our financial obligations. The conventional method of utilizing an ATM requires the use of a debit card. But occasionally users run out of money in their accounts or forget their cards, which makes it difficult to execute a purchase. Mobile phone use has been an unavoidable development, similar to ATM usage. By connecting these electronic devices, it has become possible to make cash withdrawals that are both quick and secure without the use of a debit card, or “card-less cash withdrawals”. For user authentication, face detection, OTP and fingerprint scanning are used. Three tiers of security are constructed by this. If all three parameters are authenticated then and then only the user is allowed to the banking transaction.

Details

Language :
English
ISSN :
19239335 and 19239343
Volume :
14
Issue :
4
Database :
Directory of Open Access Journals
Journal :
Management Science Letters
Publication Type :
Academic Journal
Accession number :
edsdoj.1bf15c8bebce4acb81719a546d84239e
Document Type :
article
Full Text :
https://doi.org/10.5267/j.msl.2024.3.002