Analysis of the Insurance Products for Additions to Reserves

This bachelor thesis is focused on analysis of products of reserve-making life insurance. This category includes capital and investment life insurance. First of all, these types of insurance are described in theoretical part with explanation of their key parameters and principals of functioning. In conformity with reserve-making life insurance is also described the retirement (pension) system in the Czech Republic. Final chapter of theoretical part includes the topic of insurance maths. The practical part is focused on particular model calculations of life insurance. These calculations are made in insurance programs and clarify the values of insurance amounts during the time of insurance. The goal of this thesis is to show if these types of insurance are the suitable way how to save money for the retirement or not. The conclusion of calculation results is included in the ending chapter together with final comment.