INVESTMENT BANKING IN THE EUROPEAN UNION

Delo diplomskega seminarja podrobneje obravnava trg investicijskih storitev v Evropski Uniji. Evropske banke, ki se poleg komercialnih storitev ukvarjajo tudi z investicijskim bančništvom so urejene kot univerzalne banke. Te ponujajo široko paleto storitev, kot so upravljanje premoženja, svetovanje in posli z vrednostnimi papirji. Vse banke ne ponujajo istih storitev, tako poznamo več tipov investicijskih bank. Njihova vloga v finančnem sistemu je velikega pomena, zato jo spremlja močna regulacija. Bančništvo velja za precej kompleksno in dinamično industrijo, zato se je v skladu z razvojem finančnega sistema, spreminjala tudi regulativa. V analitični del so vključene tri večje evropske banke, ki se ukvarjajo z investicijskimi storitvami. Prikazane so spremembe količin prihodkov iz investicijskega bančništva in njihova struktura. Podatki so zajeti v obdobju med leti 2007 in 2014. To obdobje jasno prikazuje stanje pred in po gospodarski in finančni krizi. V času krize so se prihodki iz naslova investicijskega bančništva bistveno zmanjšali, hkrati se je spremenila tudi njihova struktura. The work of this diploma seminar elaborates on the market of investment services in the European Union. European banks, which in addition to commercial services also engage in investment banking are organized as an universal bank. They offer a wide range of services such as asset management, consulting and securities. All banks do not offer the same services, in this way there are several types of investment banks. Their role in the financial system is of great importance, therefore, accompanied by strong regulation. Banking is considered to be quite a complex and dynamic industry. Therefore, in line with the developement of the financial system, changes occurred in the regulation. The analytical part includes three major European banks who engage in investment services. The analysis includes changes in volume of revenues from investment banking and its structure. The data is recorded in the period between 2007 and 2014. This period clearly shows the conditions before and after the economic and financial crisis. During the time of crisis, the revenues from investment banking significantly reduced, whilst also changing their structure.