[Untitled]

MLA

Joanna Stavins, and Paul W. Bauer. Journal of Financial Services Research, vol. 16, Jan. 1999, pp. 27–45. EBSCOhost, https://doi.org/10.1023/a:1008106714963.

APA

Joanna Stavins, & Paul W. Bauer. (1999). Journal of Financial Services Research, 16, 27–45. https://doi.org/10.1023/a:1008106714963

Chicago

Joanna Stavins, and Paul W. Bauer. 1999. Journal of Financial Services Research 16 (January): 27–45. doi:10.1023/a:1008106714963.