Winter storm- and summer thunderstorm-related loss events with regard to climate change in Germany

The development of winter storm- and summer thunderstorm-related loss events within the next decades in Germany was investigated with regard to change in frequency and intensity caused by climate changes. As a first step, observed meteorological data were connected with insurance data on a statistical basis. A regional climate model was then used to estimate future climate development. Using the statistical relations between meteorological and insurance data, the development of climate-driven damages was calculated. Results show that an increase of loss events can be expected within the next decades. These results show loss ratios shifting from higher return periods to smaller ones. In progressive decades, all these loss events become regionally more differentiated.