Operational Efficency of Indian Banking Industry: An Inter Sectoral Analysis

The present study has been attempted to make the analysis and comparison of the operational efficiency of Indian banking industry. The present has study based on a set of four variables. First is net profit as percentage of total assets, second is Operating profit as percentage of total assets, third is Net NPA's as percentage of net advances and last is CRAR as percentage of total assets. For this purpose we has use parametric and non parametric. Both test indicate that there are significant difference in the operational efficiency of Indian banking industry. The operational efficiency of foreign banks is batter than public and private banks.