Getting the most out of your life insurance policies.

The article discusses the importance of life insurance policies on additional income in New York. A financial planner at ARS Financial Services Henry Montag noted the importance of making sure that the policies have competitive rates. It is stated that life insurance includes two principal categories such as term and whole life. Meanwhile, Governor David Paterson stated in a written statement that the need for long-term care is expected to grow rapidly as baby boomers become senior citizens.