SMOOTH YEAR-END MONEY MOVES.

If you still have funds left to spend, make doctor's appointments for you or your family and use FSA funds for the co-payments or deductibles. MONEY TRIM YOUR 2022 TAX BILL Don't buy a tax liability. A distribution of 2% to 3% of the share price probably won't cause you a lot of tax headaches, but if the fund estimates it will pay out 20% to 30% of the share price, wait until after the distribution to buy - or consider investing in a different fund. Even if you don't itemize and choose to take the standard deduction, giving appreciated assets to a donor-advised fund can provide a tax benefit because you may eliminate paying taxes on capital gains you've accumulated through the years. [Extracted from the article]