Taxes and Retirees.

After one year, the gains will be considered long-term capital gains outside of an IRA and taxed accordingly, whereas the gains inside an IRA will eventually be taxed as regular income. The article seems anchored in the notion that all states do equally well in using the dollars they spend, so a retiree should choose a state based solely on tax amount. Conversely, many people would find a low-tax state an unfriendly place to live, despite the low taxes, if they desire more and better services from government. [Extracted from the article]