Is your 401(k) ready to be a real retirement plan?

The article offers information on the Fixed Indexed Annuity (FIA) in the U.S. It states that the FIA capture gains each year and locked in without making a selling decision and cannot be reduced by the volatility of the stock market. The FIA allows retirees to be linked to the Dow, the S&P, and bonds without making any risk. It also mentions that the FIA offers benefits such as safety, growth, and guarantee.