How to Really Fix Wall Street.

The article offers several tips on how to fix the U.S. financial system. It is suggested that the reform plan should include an increase in financial institutions' capital requirements. The U.S. government should claw back five years' worth of stock grants, option profits, and salaries for any financial institution that needs a government bailout. Derivatives should be handled by clearinghouses. Other tips on bankruptcy laws, mortgage-backed securities, and credit agencies are discussed.