A Health-Care Trap For Small Business.

The article presents an account of a practice known in the insurance industry as purging. This involves raising health insurance premiums to an exorbitant level in order to force a small business to drop its insurance policy. This is usually done when an employee becomes seriously ill or injured, thereby reducing the insurance company's corporate profits. The question is raised whether health care coverage should be available to small business employees only if they do not really need it.