Post- purchase counseling: An EMHI strategy to close homeownership gaps.

The article provides information on the implementation of post-purchase counseling by Minnesota's Emerging Markets Homeownership Initiative. The initiative seeks to boost homeownership rates among Minnesota's minority and immigrant households as a step toward closing the large homeownership gap between those groups and the state's non-Hispanic white population. Research findings indicate that the state is in a good position to use post-purchase support programs to pursue the initiative's goals by reducing the incidence of foreclosure and helping low-income households sustain homeownership.