Understanding the Sustainability of FinTech Unicorns.

FinTech Unicorns are startups in the financial services technology sector valued at over $1 billion (Investopedia April 2023). Since the early 2000s, the emergence of these FinTech Unicorns has captured the attention of investors and industry experts worldwide. These companies have revolutionized the industry and transformed traditional financial services through their innovative technologies, disruptive business models, and impact on the digital transformation of the industry. These innovative companies are known for their cutting-edge technologies, disruptive business models, and impact on traditional financial services to effect digital transformation. This research paper aims to comprehensively analyze these FinTech Unicorns’ growth and market sustainability, drawing from various sources such as industry reports, research papers, financial disclosures, and journal publications. In addition, this study aims to explore the geographic concentration of FinTech Unicorns and the factors contributing to their growth in certain regions, such as Silicon Valley, New York, and London. It also aims to examine the regulatory and economic environment, the availability of talent and capital, the strength of the local startup ecosystem, and the concentration of financial services institutions. [ABSTRACT FROM AUTHOR]