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The article provides advice on various financial topics. The first question addresses the tax implications of splitting shares among siblings versus selling them. The author suggests consulting a tax adviser to determine the cost base and value of the shares, as well as considering the capital gains tax. The second question discusses the difficulty of obtaining a credit card as a self-funded retiree and recommends sorting out credit arrangements before retirement. The third question involves deciding what to do with a windfall inheritance and suggests seeking professional advice to determine the best course of action. The fourth question advises a part-time worker to save money by transferring small amounts to a high-interest savings account. The final question discusses switching to a better-performing superannuation fund and suggests researching fund performance and insurance options before making a decision. [Extracted from the article]