МАЙБУТНІ МІРКУВАННЯ ЩОДО ЗАГАЛЬНОЄВРОПЕЙСЬКОГО РЕГУЛЮВАННЯ ВІРТУАЛЬНИХ АКТИВІВ.

In the ever-evolving landscape of modern finance, virtual assets have emerged as transformative elements, propelled by blockchain technology. Looking forward, the article proposes strategic considerations for effective regulation, emphasizing dynamic updates, global coordination, technologyagnostic approaches, enhanced surveillance, stakeholder education, regulatory sandboxes, collaboration with industry players, and staying abreast of technological innovation. The European regulatory framework for virtual assets represents a dynamic and evolving approach. While the MiCA Regulation and oversight by ESMA and EBA provide a foundation, collaboration between supranational and state authorities remains paramount for an effective and balanced regulatory environment. As virtual assets continue to evolve, regulators must strike the right balance between fostering innovation and ensuring market integrity and investor protection within the EU. In the complex landscape of virtual assets, it is clear that anticipating and addressing future challenges is essential for effective pan-European regulation. The dynamic nature of blockchain technology and its applications requires regulators to take a progressive approach. In the pursuit of a sustainable regulatory framework, certain considerations arise that shape the future trajectory of virtual asset regulation. As virtual assets continue to evolve, regulators must remain vigilant, fostering innovation while safeguarding against risks. Regulatory frameworks must be agile, globally coordinated, and adaptable to technological advancements to strike the right balance between fostering innovation and ensuring market integrity and investor protection. The collaboration between supranational and state authorities is paramount to achieving a balanced and effective regulatory environment that promotes the responsible and secure use of virtual assets within the European Union. [ABSTRACT FROM AUTHOR]