FOREWORD.

The North Carolina School Banking Institute Journal celebrates the publication of Volume 28 of the 2024 North Carolina Banking Institute continuing legal education program. The journal covers a range of topics, including the bank failures of March 2023, the history of the Federal Home Loan Bank System, the effects of Dodd-Frank's Durbin Amendment on the debit card industry, and various issues facing the banking and financial services industries today. The journal also includes student notes on cutting-edge issues and features speakers at the annual University of North Carolina School of Law Banking Institute. The Center for Banking and Finance at the University of North Carolina School of Law sponsors the Banking Institute and is involved in other programs to provide education to the banking and finance industry. The Center's activities are supported by a distinguished Board of Advisors and sponsorships. [Extracted from the article]