Just the Basics.

The article discusses the benefits and drawbacks of having Basic-level private health insurance in Australia. It explains that having private health insurance can help individuals avoid paying the Medicare Levy Surcharge, an additional tax for those who don't have private hospital cover. However, Basic-level policies provide very little coverage and are not recommended for health cover. The article also provides information on different levels of health cover, claiming the rebate at tax time, and the Lifetime Health Cover loading for individuals over the age of 31. It concludes by listing the cheapest Basic policies in each state and their premiums. [Extracted from the article]