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Research Data from University of Talca Update Understanding of Economics and Business (Credit Card Repayments In a Latin American Country: a Psychological Perspective).
- Source :
- Psychology & Psychiatry Journal; 4/12/2024, p275-275, 1p
- Publication Year :
- 2024
-
Abstract
- A recent research study conducted by the University of Talca in Chile explores the psychological factors that influence credit card repayment decisions in a Latin American country. The study found that variables such as being the head of the household, younger age, perceiving a high financial burden of debt, and facing unexpected financial situations all play a role in repayment decisions. This psychological approach differs from the traditional economic rationality perspective on credit cards. The findings of this study have implications for policymakers and financial regulators in understanding household behavioral finance and means of payment. [Extracted from the article]
- Subjects :
- MANAGERIAL economics
CREDIT cards
REPAYMENTS
Subjects
Details
- Language :
- English
- ISSN :
- 19442718
- Database :
- Complementary Index
- Journal :
- Psychology & Psychiatry Journal
- Publication Type :
- Periodical
- Accession number :
- 176432534