Guest editorial: The dark side of FinTech: unintended consequences and ethical consideration of FinTech adoption.

This article discusses the emergence and growing popularity of Financial Technology (FinTech) in the global financial ecosystem. It highlights the benefits of FinTech for both consumers and businesses, such as improved financial services and reduced operational expenses. However, it also acknowledges the limitations and concerns associated with FinTech adoption, including privacy and security issues. The article presents five research papers that explore various aspects of the "dark side" of FinTech, such as psychological factors influencing adoption, negative aspects from the perspective of developers, and risks and barriers to adoption. The authors call for further research to better understand the barriers and ethical considerations of FinTech adoption. [Extracted from the article]