ACA Has Helped Cut Independent Worker Uninsured Rate Nearly in Half, Yet Many Remain Without Health Coverage Due to Perceived Unaffordability.

According to a report by Stride Health, the Affordable Care Act (ACA) has helped reduce the uninsured rate among independent workers by nearly half. However, many independent workers still lack health coverage due to perceived unaffordability. The report highlights a perception gap in the affordability of healthcare among independent workers, with 55% of uninsured workers assuming it is unaffordable. Additionally, the report reveals that independent workers pay less in monthly premiums compared to full-time employees, with 53% of independents reporting paying $0 for health insurance premiums. The findings also emphasize the need for independent workers to shop for new health insurance plans each year to better meet their healthcare and financial needs. [Extracted from the article]