Wemimo Abbey and Samir Goel.

The company has already reached a billion-dollar valuation, but the founders hope to expand its financial services even further and to help reduce the racial wealth gap. TIME 100 NEXT Innovators Wemimo Abbey's and Samir Goel's families faced many obstacles after immigrating to the U.S., including limited access to credit. In 2018, the pair founded Esusu, which helps people build credit in America by reporting tenants' on-time rent payments to credit bureaus. [Extracted from the article]