Impact of Deposit Insurance on Risk-Taking by Banks: A Bibliometric Study.

The paper contributes to the literature by showing the progress made in deposit insurance and risk domain in the banking sector using a bibliometric approach. A conjoint study of deposit insurance and risk yields a broader view on the research trend progression. The analysis shows that niche themes around banking regulation, Prompt Corrective Action (PCA), and emerging markets have evolved. Banking regulations form a cornerstone of financial stability, with PCA progressively showing predominance, reflecting early warning signals of a possible banking failure while deposit insurance may be a key tool to prevent the impact of such failure from reaching the consumers, it does not improve the protection available to other stakeholders which presents a corporate governance challenge of balancing conflicting interests of different stakeholders in the banking system. [ABSTRACT FROM AUTHOR]