Industry's Earnings Streak May Be Stopped.

Reports that the Federal Deposit Insurance Corporation (FDIC) sees threats from rising reserves and interest rates. Comments of FDIC officials, who said that various obstacles will make it difficult for the industry to top its performance again this year; Impact of the trade deficit and the rising cost of energy on economic growth; Implications of rising interest rates for credit quality on adjustable-rate products; Why regulators are especially wary of home equity loans; Information on the slowing pace of industry consolidation; Other challenges, including finding new loan customers; Outlook.