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Accessing cash(lessness): Cash dependency, debt, and digital finance in a marginalized Roma neighborhood.

Accessing cash(lessness): Cash dependency, debt, and digital finance in a marginalized Roma neighborhood.

Authors :
Ravnbøl, Camilla Ida
Source :
Economic Anthropology; Jan2023, Vol. 10 Issue 1, p44-54, 11p
Publication Year :
2023

Abstract

This article contributes to contemporary ethnographies concerning poverty and digital financial inclusion in Europe. More specifically, it explores how poor Roma families engage with digital banking cards at home in Romania and when they travel to work in the informal economy in Denmark. The analysis conceptually unfolds "access" as a framework for financial inclusion and applies it to an empirical case of three brothers in a Roma family. On this basis, the article argues that cashless initiatives can, perhaps unintentionally, be a driving element in new practices of social exclusion. Without a comprehensive approach toward ensuring "de facto access" for the marginalized communities, which takes all dimensions of access into account, digital financial initiatives can potentially push them further to the periphery of the global economy. [ABSTRACT FROM AUTHOR]

Details

Language :
English
ISSN :
23304847
Volume :
10
Issue :
1
Database :
Complementary Index
Journal :
Economic Anthropology
Publication Type :
Academic Journal
Accession number :
161311927
Full Text :
https://doi.org/10.1002/sea2.12265