The impact of financial liberalization on human capital in Iraq is a benchmark study for the period 2005-2016.

The research aims to show the effect of financial liberalization on human capital in Iraq through the use of the Autoregressive Distributed lag model ARDL method for quarterly data for the period (2005-2016.) The results of the relationship between indicators of financial liberalization (market value, credit, banking assets) and human capital showed a long-term balance relationship going from the variables of financial liberalization and spending on human capital in Iraq during the period (2005-2016), as the results of the long response Term The presence of a long- term, direct effect (bank assets and cash credit) on human capital, on the other hand, the results did not show the presence of a parameter of the market value in the long term in spending on human capital. [ABSTRACT FROM AUTHOR]