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The Affordable Care Act Medicaid Expansions and Personal Finance.
- Source :
- Medical Care Research & Review; Oct2019, Vol. 76 Issue 5, p538-571, 34p
- Publication Year :
- 2019
-
Abstract
- Using a novel data set from a major credit bureau, we examine the early effects of the Affordable Care Act Medicaid expansions on personal finance. We analyze less common events such as personal bankruptcy, and more common occurrences such as medical collection balances, and change in credit scores. We estimate triple-difference models that compare individual outcomes across counties that expanded Medicaid versus counties that did not, and across expansion counties that had more uninsured residents versus those with fewer. Results demonstrate financial improvements in states that expanded their Medicaid programs as measured by improved credit scores, reduced balances past due as a percent of total debt, reduced probability of a medical collection balance of $1,000 or more, reduced probability of having one or more recent medical bills go to collections, reduction in the probability of experiencing a new derogatory balance of any type, reduced probability of incurring a new derogatory balance equal to $1,000 or more, and a reduction in the probability of a new bankruptcy filing. [ABSTRACT FROM AUTHOR]
- Subjects :
- PERSONAL finance
PATIENT Protection & Affordable Care Act
MEDICAID
CREDIT ratings
PERSONAL bankruptcy
ECONOMIC impact
ECONOMIC statistics
MEDICAID statistics
PATIENT Protection & Affordable Care Act -- Economic aspects
HEALTH policy
RESEARCH
RESEARCH methodology
SOCIAL networks
EVALUATION research
MEDICAL cooperation
COMPARATIVE studies
PSYCHOLOGICAL tests
HEALTH insurance
STATISTICAL models
INSURANCE
LEGISLATION
LAW
Subjects
Details
- Language :
- English
- ISSN :
- 10775587
- Volume :
- 76
- Issue :
- 5
- Database :
- Complementary Index
- Journal :
- Medical Care Research & Review
- Publication Type :
- Academic Journal
- Accession number :
- 138314159
- Full Text :
- https://doi.org/10.1177/1077558717725164