Back to Search
Start Over
Are Integrated Plan Providers Associated With Lower Premiums on the Health Insurance Marketplaces?
- Source :
- Medical Care Research & Review; Apr2018, Vol. 75 Issue 2, p232-259, 28p
- Publication Year :
- 2018
-
Abstract
- As the health insurance industry becomes more consolidated, hospitals and health systems have started to enter the insurance business. Insurers are also rapidly acquiring providers. Although these "vertically" integrated plan providers are small players in the insurance market, they are becoming more numerous. The health insurance marketplaces (HIMs) offer a unique setting to study integrated plan providers relative to other insurer types because the HIMs were designed to promote competition. In this descriptive study, the authors compared the premiums of the lowest priced silver plans of integrated plan providers with other insurer types on the 2015 and 2016 HIMs. Integrated plan providers were associated with modestly lower premiums relative to most other insurer types. This study provides early insights into premium competition on the HIMs. Examining integrated plan providers as a separate insurer type has important policy implications because they are a growing segment of the marketplaces and their pricing behavior may influence future premium trends. [ABSTRACT FROM AUTHOR]
- Subjects :
- PATIENT Protection & Affordable Care Act
HEALTH insurance exchanges
INTEGRATED health care delivery
HEALTH insurance
HEALTH insurance companies
INSURANCE
HEALTH insurance & economics
MANAGED care programs
PATIENT Protection & Affordable Care Act -- Economic aspects
COMPARATIVE studies
RESEARCH methodology
MEDICAL cooperation
RESEARCH
EVALUATION research
ECONOMICS
Subjects
Details
- Language :
- English
- ISSN :
- 10775587
- Volume :
- 75
- Issue :
- 2
- Database :
- Complementary Index
- Journal :
- Medical Care Research & Review
- Publication Type :
- Academic Journal
- Accession number :
- 128501873
- Full Text :
- https://doi.org/10.1177/1077558717692408