Get the Right Mix.

The article emphasizes the appropriateness of stabilizing one's portfolio and converting money into bonds, real estate and gold in 2008. Based on the article, 2008 is the perfect time to perform an annual portfolio checkup to determine if any adjustments should be made. Newlyweds Lisa and Terence Dillard are working with a financial planner to build their individual retirement accounts. David Braverman of Standard & Poor's says investors know that allocation of assets outside of stocks is as important a strategy as putting money into equity markets.