Retire rich.

The article provides a financial plan for saving more money for retirement. Anyone who is between 45 and 50, should work toward saving at least 20 percent of their income (counting any employer contributions to a retirement plan). They can put the money they are saving into a well-diversified mix of stock mutual funds and bond mutual funds. Midlife investors should also consider putting 60 to 70 percent of savings into an index stock fund and the rest into a bond fund.