Taxpayers Pay People to Be Hurricane Risk Takers.

The article discusses the issue of underpriced and subsidized federal flood insurance in storm-prone areas, which leads to more people building expensive structures in these areas. The author argues that the availability of federal rebuilding money and insurance discourages people from taking personal responsibility for their choices. The article also mentions the need for better warnings and planning to prevent casualties during severe weather events. The author suggests that Americans should shoulder the full cost of their choices and use better risk-management tools. The article criticizes the climate press for not emphasizing the importance of adaptation and for focusing on speculative climate scenarios. The author concludes that climate change is manageable and that economic incentives for fossil fuels remain unchanged. [Extracted from the article]